[Money-matters] FW: [Money Matters Newsletter] Update November 6, 2013. New Dividend Payers Update just posted. Money Matters 2 hour special Tomorrow Thursday at noon.

Thu Nov 7 01:13:00 UTC 2013

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From: Money Management Radio.com
Sent: Wednesday, November 06, 2013 5:11 PM
To: "marc"
Subject: [Money Matters Newsletter] Update November 6, 2013. New Dividend
Payers Update just posted. Money Matters 2 hour special Tomorrow Thursday at
noon.

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pg> 

Update November 6, 2013. New Dividend Payers Update just posted. Money
Matters 2 hour special Tomorrow Thursday at noon. 

  <http://moneymanagementradio.com/files/moneymn/editor/Crying%20worker.jpg>

Don't fret about your money. Listen to Money Matters Tomorrow!~

Marc's Notes:

A new Super Dividend Payers List was posted today! Subscribers download it
now for free or buy it one time on moneymanagementradio.com. Get earning
money on your investments instead of sitting in those go nowhere, pay
nothing mutual funds. Link here to buy:

https://moneymanagementradio.com/cart/super_dividend

Also I am working on a new special report called: "Get your favorite stock
at a sale price AND get paid NOT to buy stocks". 

Keep tuned to this newsletter! It will be out soon!

Bank bailouts- what you need to know:

Just how much of money has the central banks of the world printed from
nothingness and thrown around the globe trying to stimulate their economies
?

Michael Hartnett at Bank America Merrill Lynch estimates about 9 trillion
since 2009.

Where has all this money gone?

Much of it to the megabanks of the world to repair their balance sheets
which were badly damaged from them gorging and profiting from the real
estate bubble. Yes, the banks made hundreds of billions off the housing boom
but when the boom went bust, they came crawling to the governments of the
world asking for and receiving a bailout.

Much of that money made the banks able to post profits again and of course
pay bonuses again, all under the guise that the banks were tantamount to the
global financial system surviving.

The banks continue to receive public monies both in overt and covert
government programs which estimates put at an additional 40 billion or so a
month still flowing into the banking sector.

They have of course funneled most of that money into the stock market, the
bond markets and soaking up government debt.

Those 3 markets are in their own new bubble territory with the stock market
at new highs, the bond markets at historic highs and the government debt
market at levels never before seen in world history. 

Very little has trickled down to the average Joe as is evident by anemic
employment statistics and world economies still struggling to regain their
former economic strength.

Central banks of the world have boxed themselves in with all this money
creation. If they stop the conduit of free money, the economies and markets
of the world would probably plummet, exposing the folly in their policies.
Simply put, stopping the flow of money would crash the markets and the
banking sectors again, as well as the real estate market, at that would
prove once and for all their programs are temporary fixes at best. Their
only option is to continue the money printing, and then tell us they only
need another round of even bigger proportions. Look for more trillions to be
created under the guise of that even more is needed until the economies
regain their footings, which by the way will never happen under these
policies.

On to more news:
I got a ton of emails stating people liked the question and answer format
from my last newsletter so here are some more. I hope you enjoy them. Feel
free to send me your questions for the next Q and A newsletter.

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if> 

Len writes:
"What to you think of the Twitter IPO".

Len, here what I think in an article I did a few weeks back:

The long awaited Twitter IPO is coming. It will be a few months before its
out but investors will soon be able to invest in the world's noisiest bird
and public media source. No doubt Mom and Pops everywhere will scramble to
get a piece of the action.

These hot media type stocks, like the dot.com stocks years back seem to
attract professional and novice investors alike. The real money is always
made by the big boys of course, and it's the wild stories of insane opening
day profits that attract the average Joe. Very few average Joe's make any
real money on these offerings but that fact never makes it into the stories
on the evening news.

Instead people are told how somebody turned a 100 share investment into a
few hundred thousand dollars overnight. What we are not told is that the
investor was a favored client of a big brokerage firm who got his shares
BEFORE the day of the IPO and at a price the rest of us will never see.
These super, hyped up stock offerings only make big money for big people and
they get that money from all the rest of us little guys. After all, the
money they make has to come from somewhere.

Wall Street has a pretty good record in extracting its pound of flesh from
Ma and Pa on these super hyped up stock offerings and the Twitter IPO will
be no exception.

Only favored Wall Street firms and high rolling investors will get the
initial stock offering and most likely make oodles of money on the day it
comes out. Mom and Pop however will be left to fight over the scraps in the
melee of the first few days of trading in the public markets and I'm sure
the price action will be fast and furious.

The stock is said to be valued around 10 billion and not since Facebook has
there been such a high profile offering.

I myself did not buy Facebook and in fact warned investors not to buy it
weeks before it came out. I simply cannot recommend a stock with such
obvious attention from all. I know when Mom and Pop are scrambling to buy,
the insiders on Wall Street are scrambling to sell.

Facebook of course flopped miserably and although I have no idea what
Twitter will do when it is priced up and finally hits the market, my general
take on these types of stock offerings is to stay well away.  The old saying
on Wall Street is to sell when everyone is buying and buy when everyone is
selling. You get a better price that way and when Twitter comes public, I
suspect everybody and some will be on the buy side of the equation.

Sharon asks:
"Marc, you said you hate bonds yet your Dream Portfolio has US bonds and
Treasuries as a major holding. What gives".

Sharon, I dislike corporate bonds for sure, but US debt is a whole different
animal as it is insured by the US Government. These, as long as they are
short term duration, (under a year or 2) are ok. I also have a few bond
funds in that portfolio that are not US debt but I only own a small
percentage of those as I think others should consider.

Barry asks:
"What gives with the Swiss Annuities? I got a letter stating they are
pulling out of the US and I can't change my terms on my annuity".

Barry, I got that letter. I will be talking with them this week but the only
change I can see is you cannot alter you term or payout any longer. While I
don't like this change we at least still have our annuity and are earning
good money on them. Blame the IRS in the long run for making it hard to do
business with Americans. We have to roll with the punches. Also remember
this is only ONE company of many that we work with. As far as moving money
offshore is concerned, it's probably going to get worse before it gets
better.

G. of Nevada City asks:
Marc, I saw the due date for the Monex gold guarantee is this month but gold
went down so why would I send it back to them? I don't understand".

You have it backwards G. You get what you PAID for it back and since gold is
now down a few hundred an ounce you make a quick 4 grand profit. You can
then buy back your 10 coins at today's price and pocket the $4,000.00
difference! But don't wait, it is only a guarantee through this month and I
recommend everyone who used this program to GRAB THE MONEY and smile big!
One reason to stay tuned to Money Matters, we bring you the best in
investment options.

Kale says:
Hey there Marc, we are making great money in the Dividend Payers from your
list we bought but the currency funds are not moving at all and I am
actually down in the Canadian fund. Should I continue to hold these or buy
more Dividend stocks?"

Great news on the profits! Hold those Dividend Payers (others can get the
list on the site). As for the currency funds, they are like gold. It is
insurance against a dollar crisis. The mix I hold also pays me monthly so I
am earning income while I insure.

Dick says:
"Marc why are you so down on real estate?"

Dick, I am not "down" on real estate. I was warning listeners and readers
alike about a real estate bubble as early as 2006. My job is to warn and
advise when I see potential for losses and gains. It just so happens bonds,
real estate and stocks were headed for the toilet in 2006 and I said so.
Real estate has not been in my favor until just recently and I still think
it's only for a small portion of your money and I have laid out the terms on
if you should buy it in many shows, articles and newsletters.

Hi Marc, Goska here, we met years ago if you recall at KVMR. What do you see
happening in 2014? Will a new shutdown happen/ Will stocks continue up?"

Hi Goska, yes I do recall our meeting. If you want to know what will happen
in 2014, just look at our government in 2013. (Pun intended). It will be a
repeat. Sadly a new stale mate and aisle bashing will occur again and again
and another "patch" will be applied to our financial problems. At some point
interest rates will spike and then a whole new chapter of the book starts.
That scenario has been covered many times on Money Matters and is a story of
another day. 

Shogun asks:
"What the heck is going on with gold? Is silver a better buy?"

What a great name dude! As for gold, I see a possible major bottom once
again approaching with gold perhaps touching below a grand an ounce with
silver into the mid teens. I don't think the carnage is over with these
metals but only time will tell. As for owning them, they are insurance and I
don't shop insurance. For percentages I usually advocate 75 % gold and 25 %
silver.

Kelley of Auburn says"
"Marc, which stocks should I buy on this Super Dividend List? You have so
many. Should I just buy the highest yielding ones?

Yes Kelley, there are many and no, do not just pick the highest paying ones.
Re-read the introduction. It explains what to do there. Right now I only buy
the first 20 or 25 stocks on the list as those are the biggest companies
(you will recognize the names) with stellar performances over decades. Also
look at the currency funds listed and I buy all of them as a package. There
are also some dividend paying MUTUAL FUNDS which I also add to the mix of
stocks and currencies. It's all on there!

Spencer of Sacramento:
"Why hasn't the dollar crashed with all the debt we have?'

The US dollar over the years has continually fallen. Looking at it over
decades it's down about 95 % or more. Keep in mind nothing falls straight
down. It bounces down like a ball down a staircase. The US dollar is still
regarded by some as the safest place to be in a world of economic
uncertainty so it still has its days in the sun when things get dicey. Right
now it is approaching (again) a critical support level. If it cracks that it
will fall further than most people realize. For now however it bounces up
and down, but mostly down over years.

Seevers asks:
What is a reverse mortgage? My Dad is looking at one and I don't understand
the prospectus the bank gave him."

I did a show on these years back (Money Matters show #38). You can get that
show on the website. Subscribe for a year or 2 so you can download all the
shows you want. You can also give them away; I give you permission to do
that for the rest of 2013.

George wants to know how bond funds will do in 2014.

George, short term bond funds with short durations like 30 days notes are
fine but you have to know what your bond fund holds. If it holds long term
debt like 10 year notes, a rise in interest rates will hammer the funds
price. Once again the only funds I like are short duration government bond
funds that hold debt less then 1 or 2 years at the most and more like 30-90
day notes for more safety against interest rate losses.

Ed asks:

"Can we jump back into gold and stocks now that the shutdown is over?"

Ed, follow the plan. Add slowly. Only hold a small portion of any one asset.
I also don't know your situation so it's hard for me to say. You can meet
with me if you like but I do charge to sit down with you. Try the Dream
Portfolio first. It's low cost and will answer many of your questions. See
moneymanagementradio.com for the paper.

Ray R. wonders:
"Marc, is a stop on my stocks still recommended? You don't talk about stops
anymore. Have you changed your opinion?"

The "flash crash" hurt some investors who had stops. Who would have thought
about a flash crash! Since that crash (which was theft by Wall Street and
never investigated thoroughly by Washington) I only advocate mental stops,
such as percentages. Example: If the Dow drops 15 % I am out. The final
decision on stops rests with the investor. I did put stops in a friends
account recently and she was stopped out nicely with good profits then we
bought back in. I can do that for anyone if you don't know how, just send me
an email and we can set up a 20 minute session.

>From Jonathan:
"Hey Marc, thanks for all you do for KVMR and the community. Your show is a
beacon of truth. I was wondering how come you don't offer consults anymore?"

Thanks for kudos buddy! KVMR has elected to not have me offer them. Although
I don't agree with the decision I respect the management's call on this
issue. I DO offer them through the website however so you can still meet me
anytime you like!

Uta asks:
"The Money Classes thru Jane Do were great so I hear but they are not
offering them right now. Where can I sign up for them if you still do them?"

Uta, the SJD classes were a huge success. SJD does offer them on occasion
but none are planned as of today. Email Elisa over there and ask her.
Classes are available on KVMR and thru the website however so don't fret!

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That's it for today's Q and A but if you have a question, feel free to email
me at moneymatters at kvmr.org.

Turkey Matters is still in play where I match your check to any food bank.
Mail in your check made out to that food bank at KVMR, 401 Spring St, Nevada
City CA 95959.

A 2 hour membership drive is airing tomorrow at noon on November 7th. This
is a 2 hour special. We are offering a MONEY CLASS, newsletters and shows. 2
hours of the best economic news you will ever lay your ears on. Tune in! We
will also cover some dividend paying stocks, the latest change in our Swiss
Annuities and more!

Tune in!  Tomorrow Thursday Noon to 2:00 pm. KVMR FM RADIO.

All for now,

Marc

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