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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio.com<br>
<b><span style='font-weight:bold'>Sent:</span></b> Wednesday, November 06, 2013
5:11 PM<br>
<b><span style='font-weight:bold'>To:</span></b> "marc"<br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Update November 6, 2013. New Dividend Payers Update just posted.
Money Matters 2 hour special Tomorrow Thursday at noon.</span></font><o:p></o:p></p>
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<h1><span class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Update November 6,
2013. New Dividend Payers Update just posted. Money Matters 2 hour special
Tomorrow Thursday at noon. </span></font></span><font size=2 color=black
face=Verdana><span style='font-size:11.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></h1>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><img
width=289 height=175 id="_x0000_i1026"
src="http://moneymanagementradio.com/files/moneymn/editor/Crying%20worker.jpg"
style='height:175px;width:289px'><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=5 color=black
face=Verdana><span style='font-size:19.5pt;font-family:Verdana;color:black'>Don't
fret about your money. Listen to Money Matters Tomorrow!~</span></font><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><strong><b><i><u><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black;font-style:italic'>Marc’s
Notes:</span></font></u></i></b></strong><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p><strong><b><i><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black;font-style:italic'>A
new <u>Super Dividend Payers List</u> was posted today! Subscribers download
it now for free or buy it one time on moneymanagementradio.com. Get earning
money on your investments instead of sitting in those go nowhere, pay nothing
mutual funds. Link here to buy:</span></font></i></b></strong><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p></o:p></span></font></p>
<p><strong><b><i><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black;font-style:italic'><a
href="https://moneymanagementradio.com/cart/super_dividend">https://moneymanagementradio.com/cart/super_dividend</a></span></font></i></b></strong><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p align=center style='text-align:center'><strong><b><i><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black;font-style:italic'>Also I am working on a new special report
called: "Get your favorite stock at a sale price AND get paid NOT to buy
stocks". </span></font></i></b></strong><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><u><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'>Keep
tuned to this newsletter! It will be out soon!</span></font></u><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p align=center style='text-align:center'><em><b><i><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black;
font-weight:bold'>Bank bailouts- what you need to know:</span></font></i></b></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Just how much of money has the central banks
of the world printed from nothingness</span></font><font size=2 color=navy
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:navy'> </span></font><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'>and thrown around the globe trying to stimulate their
economies ?</span></font><font size=2 color=navy face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:navy'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Michael Hartnett at Bank America Merrill
Lynch estimates about 9 trillion since 2009.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Where has all this money gone?<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Much of it to the megabanks of the world to
repair their balance sheets which were badly damaged from them gorging and
profiting from the real estate bubble. Yes, the banks made hundreds of
billions off the housing boom but when the boom went bust, they came crawling
to the governments of the world asking for and receiving a bailout.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Much of that money made the banks able to
post profits again and of course pay bonuses again, all under the guise that
the banks were tantamount to the global financial system surviving.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The banks continue to receive public monies
both in overt and covert government programs which estimates put at an
additional 40 billion or so a month still flowing into the banking sector.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>They have of course funneled most of that
money into the stock market, the bond markets and soaking up government debt.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Those 3 markets are in their own new bubble
territory with the stock market at new highs, the bond markets at historic
highs and the government debt market at levels never before seen in world
history. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Very little has trickled down to the average
Joe as is evident by anemic employment statistics and world economies still
struggling to regain their former economic strength.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Central banks of the world have boxed
themselves in with all this money creation. If they stop the conduit of free
money, the economies and markets of the world would probably plummet,
exposing the folly in their policies. Simply put, stopping the flow of money
would crash the markets and the banking sectors again, as well as the real
estate market, at that would prove once and for all their programs are
temporary fixes at best. Their only option is to continue the money printing,
and then tell us they only need another round of even bigger proportions.
Look for more trillions to be created under the guise of that even more is
needed until the economies regain their footings, which by the way will never
happen under these policies.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><em><b><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black;font-weight:bold'>On to more news:</span></font></u></i></b></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><br>
I got a ton of emails stating people liked the question and answer format
from my last newsletter so here are some more. I hope you enjoy them. Feel
free to send me your questions for the next Q and A newsletter.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><img border=0 width=320 height=320
id="_x0000_i1027"
src="http://moneymanagementradio.com/files/moneymn/editor/letter%20writing%202.gif"
style='border-bottom-style:solid;border-bottom-width:0px;border-left-style:
solid;border-left-width:0px;border-right-style:solid;border-right-width:0px;
border-top-style:solid;border-top-width:0px;height:320px;width:320px'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Len writes:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“What to you
think of the Twitter IPO”.</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Len, here what I think in an article I did a
few weeks back:<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The long awaited Twitter IPO is coming. It
will be a few months before its out but investors will soon be able to invest
in the world’s noisiest bird and public media source. No doubt Mom and Pops
everywhere will scramble to get a piece of the action.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>These hot media type stocks, like the
dot.com stocks years back seem to attract professional and novice investors
alike. The real money is always made by the big boys of course, and it’s the
wild stories of insane opening day profits that attract the average Joe. Very
few average Joe’s make any real money on these offerings but that fact never
makes it into the stories on the evening news.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Instead people are told how somebody turned
a 100 share investment into a few hundred thousand dollars overnight. What we
are not told is that the investor was a favored client of a big brokerage
firm who got his shares BEFORE the day of the IPO and at a price the rest of
us will never see. These super, hyped up stock offerings only make big money
for big people and they get that money from all the rest of us little guys.
After all, the money they make has to come from somewhere.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Wall Street has a pretty good record in
extracting its pound of flesh from Ma and Pa on these super hyped up stock
offerings and the Twitter IPO will be no exception.<br>
<br>
Only favored Wall Street firms and high rolling investors will get the
initial stock offering and most likely make oodles of money on the day it
comes out. Mom and Pop however will be left to fight over the scraps in the
melee of the first few days of trading in the public markets and I’m sure the
price action will be fast and furious.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The stock is said to be valued around 10
billion and not since Facebook has there been such a high profile offering.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I myself did not buy Facebook and in fact
warned investors not to buy it weeks before it came out. I simply cannot
recommend a stock with such obvious attention from all. I know when Mom and
Pop are scrambling to buy, the insiders on Wall Street are scrambling to
sell.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Facebook of course flopped miserably and
although I have no idea what Twitter will do when it is priced up and finally
hits the market, my general take on these types of stock offerings is to stay
well away. The old saying on Wall Street is to sell when everyone is
buying and buy when everyone is selling. You get a better price that way and
when Twitter comes public, I suspect everybody and some will be on the buy
side of the equation.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Sharon asks:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“Marc, you said
you hate bonds yet your Dream Portfolio has US bonds and Treasuries as a
major holding. What gives”.</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Sharon, I dislike corporate bonds for sure,
but US debt is a whole different animal as it is insured by the US
Government. These, as long as they are short term duration, (under a year or
2) are ok. I also have a few bond funds in that portfolio that are not US
debt but I only own a small percentage of those as I think others should
consider.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Barry asks:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“What gives with
the Swiss Annuities? I got a letter stating they are pulling out of the US
and I can’t change my terms on my annuity”.</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Barry, I got that letter. I will be talking
with them this week but the only change I can see is you cannot alter you
term or payout any longer. While I don’t like this change we at least still
have our annuity and are earning good money on them. Blame the IRS in the
long run for making it hard to do business with Americans. We have to roll
with the punches. Also remember this is only ONE company of many that we work
with. As far as moving money offshore is concerned, it’s probably going to
get worse before it gets better.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>G. of Nevada City asks:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>Marc, I saw the
due date for the Monex gold guarantee is this month but gold went down so why
would I send it back to them? I don’t understand”.</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>You have it backwards G. You get what you
PAID for it back and since gold is now down a few hundred an ounce you make a
quick 4 grand profit. You can then buy back your 10 coins at today’s price
and pocket the $4,000.00 difference! But don’t wait, it is only a guarantee
through this month and I recommend everyone who used this program to GRAB THE
MONEY and smile big! One reason to stay tuned to Money Matters, we bring you
the best in investment options.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Kale says:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>Hey there Marc,
we are making great money in the Dividend Payers from your list we bought but
the currency funds are not moving at all and I am actually down in the
Canadian fund. Should I continue to hold these or buy more Dividend stocks?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Great news on the profits! Hold those
Dividend Payers (others can get the list on the site). As for the currency
funds, they are like gold. It is insurance against a dollar crisis. The mix I
hold also pays me monthly so I am earning income while I insure.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Dick says:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“Marc why are you
so down on real estate?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Dick, I am not “down” on real estate. I was
warning listeners and readers alike about a real estate bubble as early as
2006. My job is to warn and advise when I see potential for losses and gains.
It just so happens bonds, real estate and stocks were headed for the toilet
in 2006 and I said so. Real estate has not been in my favor until just
recently and I still think it’s only for a small portion of your money and I
have laid out the terms on if you should buy it in many shows, articles and
newsletters.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><em><i><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Hi Marc, Goska here, we met years ago if you
recall at KVMR. What do you see happening in 2014? Will a new shutdown
happen/ Will stocks continue up?”</span></font></i></em><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Hi Goska, yes I do recall our meeting. If
you want to know what will happen in 2014, just look at our government in
2013. (Pun intended). It will be a repeat. Sadly a new stale mate and aisle
bashing will occur again and again and another “patch” will be applied to our
financial problems. At some point interest rates will spike and then a whole
new chapter of the book starts. That scenario has been covered many times on
Money Matters and is a story of another day. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Shogun asks:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“What the heck is
going on with gold? Is silver a better buy?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>What a great name dude! As for gold, I see a
possible major bottom once again approaching with gold perhaps touching below
a grand an ounce with silver into the mid teens. I don’t think the carnage is
over with these metals but only time will tell. As for owning them, they are
insurance and I don’t shop insurance. For percentages I usually advocate 75 %
gold and 25 % silver.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Kelley of Auburn says”<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“Marc, which
stocks should I buy on this Super Dividend List? You have so many. Should I
just buy the highest yielding ones?</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Yes Kelley, there are many and no, do not
just pick the highest paying ones. Re-read the introduction. It explains what
to do there. Right now I only buy the first 20 or 25 stocks on the list as
those are the biggest companies (you will recognize the names) with stellar
performances over decades. Also look at the currency funds listed and I buy
all of them as a package. There are also some dividend paying MUTUAL FUNDS
which I also add to the mix of stocks and currencies. It’s all on there!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Spencer of Sacramento:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“Why hasn’t the
dollar crashed with all the debt we have?’</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The US dollar over the years has continually
fallen. Looking at it over decades it’s down about 95 % or more. Keep in mind
nothing falls straight down. It bounces down like a ball down a staircase.
The US dollar is still regarded by some as the safest place to be in a world
of economic uncertainty so it still has its days in the sun when things get
dicey. Right now it is approaching (again) a critical support level. If it
cracks that it will fall further than most people realize. For now however it
bounces up and down, but mostly down over years.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Seevers asks:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>What is a reverse
mortgage? My Dad is looking at one and I don’t understand the prospectus the
bank gave him.”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I did a show on these years back (Money
Matters show #38). You can get that show on the website. Subscribe for a year
or 2 so you can download all the shows you want. You can also give them away;
I give you permission to do that for the rest of 2013.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><em><i><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>George wants to know how bond funds will do
in 2014</span></font></i></em><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'>.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>George, short term bond funds with short
durations like 30 days notes are fine but you have to know what your bond
fund holds. If it holds long term debt like 10 year notes, a rise in interest
rates will hammer the funds price. Once again the only funds I like are short
duration government bond funds that hold debt less then 1 or 2 years at the
most and more like 30-90 day notes for more safety against interest rate
losses.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Ed asks:<o:p></o:p></span></font></p>
<p><em><i><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>“Can we jump back into gold and stocks now
that the shutdown is over?”</span></font></i></em><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Ed, follow the plan. Add slowly. Only hold a
small portion of any one asset. I also don’t know your situation so it’s hard
for me to say. You can meet with me if you like but I do charge to sit down
with you. Try the Dream Portfolio first. It’s low cost and will answer many
of your questions. See moneymanagementradio.com for the paper.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Ray R. wonders:<br>
“<em><i><font face=Verdana><span style='font-family:Verdana'>Marc, is a stop
on my stocks still recommended? You don’t talk about stops anymore. Have you
changed your opinion?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The “flash crash” hurt some investors who
had stops. Who would have thought about a flash crash! Since that crash
(which was theft by Wall Street and never investigated thoroughly by
Washington) I only advocate mental stops, such as percentages. Example: If
the Dow drops 15 % I am out. The final decision on stops rests with the
investor. I did put stops in a friends account recently and she was stopped
out nicely with good profits then we bought back in. I can do that for anyone
if you don’t know how, just send me an email and we can set up a 20 minute
session.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>From Jonathan:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“Hey Marc, thanks
for all you do for KVMR and the community. Your show is a beacon of truth. I
was wondering how come you don’t offer consults anymore?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Thanks for kudos buddy! KVMR has elected to
not have me offer them. Although I don’t agree with the decision I respect
the management’s call on this issue. I DO offer them through the website
however so you can still meet me anytime you like!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Uta asks:<br>
“<em><i><font face=Verdana><span style='font-family:Verdana'>The Money
Classes thru Jane Do were great so I hear but they are not offering them
right now. Where can I sign up for them if you still do them?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Uta, the SJD classes were a huge success.
SJD does offer them on occasion but none are planned as of today. Email Elisa
over there and ask her. Classes are available on KVMR and thru the website
however so don’t fret!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>-----------------------------------------------------------------------------------------------<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>That’s it for today’s Q and A but if you
have a question, feel free to email me at <a
href="mailto:moneymatters@kvmr.org" title="mailto:moneymatters@kvmr.org">moneymatters@kvmr.org</a>.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Turkey Matters is still in play where I
match your check to any food bank. Mail in your check made out to that food
bank at KVMR, 401 Spring St, Nevada City CA 95959.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>A 2 hour membership drive is airing tomorrow
at noon on November 7<sup>th</sup>. This is a 2 hour special. We are offering
a MONEY CLASS, newsletters and shows. 2 hours of the best economic news you
will ever lay your ears on. Tune in! We will also cover some dividend paying
stocks, the latest change in our Swiss Annuities and more!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Tune in! Tomorrow Thursday Noon to
2:00 pm. KVMR FM RADIO.<br>
<br>
All for now,<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Marc<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><img border=0 width=226 height=223
id="_x0000_i1028"
src="http://moneymanagementradio.com/files/moneymn/editor/Turkey.jpg"
style='height:223px;width:226px'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<div>
<div class=MsoNormal align=center style='text-align:center'><font size=1
color=black face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:black'>
<hr size=1 width="100%" noshade color="#dbdbdb" align=center>
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Direct all questions or comments to <a
href="mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a>.<br>
All comments or questions must be less then 3 sentences in length and must
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<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions
only. It is a private email subscription and is produced by Bay Area
Process Inc. All issues regarding this email should be sent to Marc Cuniberti
and/or his agents.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
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institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
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Some companies mentioned or exhibiting advertisements or banners on Money
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti<o:p></o:p></span></font></p>
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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Money Management Radio is the sole property of Bay Area Process Inc. and all
rights are reserved. Money Matters is produced and written at KVMR FM in
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
"Money Matters" and "Your Money Matters" is aired
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
Northern California's # 1 "alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout
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Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a>,</span></font><font
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affiliated stations.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>His newscasts are available nationally at
PRX: http://www.prx.org/users/133307-marccuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold and silver: What
I call “Possession Gold”. See below.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>At this time, email me if you wish to buy
physical gold or silver at marc@moneymanagementradio.com. or for infomation
on moving money offshore.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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