[Money-matters] FW: [Money Matters Newsletter] Portflolio Changes. Please Read. Update October 12, 2010

Tue Oct 12 19:41:30 UTC 2010

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From: Money Management Radio [mailto:marc at moneymanagementradio.com] 
Sent: Tuesday, October 12, 2010 12:36 PM
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Subject: [Money Matters Newsletter] Portflolio Changes. Please Read. Update
October 12, 2010

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Money Matters Newsletter: Portflolio Changes. Please Read. Update October
12, 2010

Money Show "You Print, I Print" now FREE on the website. Show # 98 last
month's show. Go to www.moneymanagementradio.com. Our most requested show to
date. We rushed this one through because of all the requests. See FREE SHOW
on left menu!

The Super Dividend Payers list is updated as of 3 weeks back! The new list
is on the website under SUPER DIVIDEND PAYERS LIST. It contains some MONSTER
companies that are household names yet paying great dividends. I added some
more mutual funds that pay and also some stocks. Get your updated copy now.
Yearly subscribers get it free as usual; all others can order a one time
download for a paltry $29.00 or for pay a one time fee of $99.00, and get it
and the Dream Portfolio and all the updates I do and all the shows for a
full year. Get your money working for you now!

Turkey Matters,our" Match your funds" food program kicked off on the 100th
anniversary show on October 7th. I will match your funds for the Nevada
County Food banks to buy Turkeys for the needy. Send all checks to: 

Marc Cuniberti
PMB 101  (MUST SAY PMB, not post office box) 
578 Sutton Way, Grass Valley, Ca 95945. 

Make the check out to the food bank of your choice, either the Interfaith
Food Ministries or the Nevada County Food Bank. I will double your check
with my own money.
Lets help feed the needy with Turkey this Thanksgiving! Your dinner will
never be better knowing you helped feed literally thousands as we did last
year. Send in your check now.
Last year we bought over 700 turkeys. That's probably feeding close to 2000
people!

Marc's Notes:
Markets continue in disconnect. I just saw price changes in a host of
commodities and they were frightening. Across the board increases on many
staples from leather, pork, beef to corn, wheat and other items. The
increases are not miniscule with some more then doubling. In the midst of
all this, Social Security is expected to announce NO INCREASES for inflation
in your Social Security Check once again. How these guys can say there is no
inflation in the face of these across the board price hikes should show
those who still believe the government is for the little guy and can do no
wrong, that the FEDS  should just put a mask on and hold a gun on us. Those
thinking Obama has your interest in heart should explain how he can allow
billions in bank bailouts yet disallow increases to our most needy Social
Security recipients. The old bread and circuses trick worked in Rome
centuries ago for a while and it may work for a while now but eventually
even the most stubborn Obama supporters have got to smell the toast
eventually. Government stats refuse to acknowledge what all of us already
know- Inflation is raging and will soon show up in all things bought. Not
all things have risen in price however and if you recall my prediction was
for STAGFLATION and SELECTIVE INFLATION in certain areas in the face of
falling prices in other assets. That being said, also look for stubborn
unemployment numbers and lousy house numbers. 
And on the subject of housing, the nationwide moratorium on foreclosures is
not yet in effect but we will keep an eye on this idiotic idea to
materialize soon. Bank of America has already halted foreclosures among the
fraud we now uncovered in the clean up of this housing bubble. The FEDS
again demonstrate that all of them from the Potomac to the Wall Street, the
regulators were asleep at the switch. Even while Congress pointed fingers
and promised oversight, the foreclosure process going on right under their
noses in the MIDST of all their cat calls was riddled with ongoing fraud.
These guys are bums and come November 2nd I hope we remember who was
supposed to be over seeing all this. While these guys were up there blaming
everyone but themselves, they didn't bother to look into the people who were
taking the very homes in dispute. You have got to be kidding me. Ongoing
ineptness is all I can say and they should be fired. 
On the "more spending, much more spending" front, Obama promised another 80
billion to help the construction industry. Sheesh.. A billion is a thousand
million. Let that sink in. He throws that around like a kid's allowance.
This spending cannot continue with out ramifications. Not on this level it
can't. I don't know when this madness will cease, but unless it does, you
are not going to believe what is coming. "You Aint Seen Nuthin" Yet".

Sources tell me the Quantitative Easing Program number 2  (QE2) which is
just more money printing is coming in November. This will involve at least
another trillion dollars of manufactured money. If you believe this
recovery, then why are they ready to print another trillion? They SAY one
thing, but they do quite another. I always say: "Don't listen to what they
say, look at what they do". 

Because of the FEDS unpredictable and irrational behavior we must again
adjust our holdings to account for their bipolar tendencies. We just can't
tell what these guys will do making my job that much more difficult trying
to keep your money safe yet make some return as we go. Not only do I have to
try and call what they're doing, some of you force me to do damage control
on partial portfolios that certain investors have tried to tweak according
to their own biases. What I mean by this is our portfolios are meant to be
held as a package in the percentages I lay out yet many of you go over board
in one area and don't buy another. Instead of buying one percent of a
gamblers play, you buy 10%, or you wait to buy gold thinking it will drop,
or you buy too much natural gas or buy more real estate. Then when things
don't go as you expected, or gold continues to run, you ask me what to do
now that things are spinning in the wrong direction. You must realize the
suggestions of holdings, amounts, percentages and time frames are meant to
be as they are laid out WHEN I lay them out. If you act on only one part of
it, or overload in anther, you are trying to out guess me. This usually
works out poorly. So remember, buy something when I say to buy it and sell
it when I say to sell it and don't buy more of it then I recommend or try to
otherwise think you know which way the market will go. It will never do what
you expect it to in the short run.

Now for changes in your portfolio given what is coming to my attention:

Those holding the correct amount of foreign currency funds   FXA and  FXC
should consider taking some profits OFF the table and sell a quarter to half
the positions now. The recent run has put money in your pocket and a pull
back may occur. If it does we can buy back in, if not we still have some
left. Don't wait. Those with extra money can try the EVERBANK Market Safe
Currency CD which is still available until November. This is a no risk 4
year tie up managed type of currency fund.

Gold and Silver: This recent run was great. Those holding gold stocks in a
retirement account should consider selling at least 10 % if not more for the
profits and taking some money off the table. Those holding the recommended
amounts of physical gold may consider offloading some coins at spot. If you
hold GLD or SLV in a TAXABLE account, be aware you will be taxed at a higher
rate then if you hold a gold mining stock. Ditto for gold coins if you claim
the sale. Consider this before selling. If you hold either of these funds in
a taxable account I would probably not sell unless you want to trade in and
out and pay the tax. Those not holding PHYSICAL METAL yet, I would ask what
were you waiting for. Stop trying to guess the market and get some metal in
your hand. Average in over time now that it has had another run. Contacts
are at the end of this newsletter.

Natural Gas: Hammered again. If you hold a ton of it, initiate a mental stop
using UNG as your guide at 5.50 and sell 25 % of your position. If it hits
5, sell another 25 %. Sell the remaining position if it hits 4.00. Using UNG
will tell you when to sell GAZ or the other natural gas holdings. This
gamblers play has been bled mercilessly. I am surprised it has been so
beaten up seeing the inflation in everything else. My guess is we've sent
the worse of it but the market can surprise even the most astute so we must
protect our capital.  If it stops its descent, then we hold for the 1 or 2
year target.

TBT: Interest Rate fund. I am not so concerned on this one although it has
been hammered as well. This is a leveraged fund and the RRPIX and RYJUX are
interest rate funds as well but are not ratcheted up like TBT is. (They move
slower). I continue to hold these as an interest rate hedge to soften higher
rates to anything I finance. These funds should rise if interest rates and
help protect against the eventually US DOLLAR erosion due to excessive
creation. If you hold a lot of US DOLLARS in a bank or other type of
account, these funds along with foreign currencies will help protect your
purchasing value. I am adding RRPIX here as well as small amounts of TBT but
realize when the FEDS print more money in their new program to be announced
in November  (my opinion), that will temporarily drive down long term rates
so these funds may still have lower to go. Long term I have to hold them for
fear of rising rates. Those looking to refinance, now is the time.

Real Estate: No. It has further to go. A lot further. 
Selling? Consider stepping up to the plate. It will probably get worse. Need
an agent? See Wayne Teague's banner on the right side of the website. He is
honest and a good friend and will do everything he can to make the
transition as painless as possible.

Swiss Annuities: Add, do not dare cash any in. Denominate in Swiss Francs,
or add Aussie Dollars mixed with the Canadian Loonie for higher returns.
Those holding them already are smiling big as I am!

Dividend Payers: If you want income, I would only buy the household names I
listed first on the Super Dividend Payers List at this point in time. These
monster companies will fall in a market fall but should not fall as fast as
some of the smaller companies I have listed. You can also look at funds that
pay dividends such as the Utilities Select Sector SPDR Fund that pays about
4.1 % annually. It holds 34 leading utility companies and these are regarded
as more of a defensive play. Dividend stocks bought at this time are for
long term investors only.

Contrary funds: If the Dow breaks 11,150, change out your leverage funds
like SCC or SKK or SRS or SKF for a non leveraged fund like DOG. With this
new round of money printing, the FEDS could just "print- power" thru any
market fall and these guys are crazy enough to do it. We can't fight their
nuclear powered printing press since they have shown they will run it full
tilt if they have to. The FEDS now equate a good economy with a rising stock
market. Another in a round of idiotic beliefs. These leveraged funds are
losing value at an even greater rate and I prefer we hedge with less
ratcheted funds like DOG which will still rise in a market fall but not lose
so much over time like the leveraged funds do. Sorry for the change, but
when conditions change I change my mind and even I can't predict how crazy
these guys will get. An exception to a change out of the leveraged funds is
that if you only have a few percentage points invested in these of your
total assets, then you are only risking a small bit of your total net worth
so it's probably ok to hold a little longer these leveraged plays. You will
get more bang for your buck with leveraged funds.

Oil: USO is up about 10 % since last month when I mentioned it as a gamblers
play so those wanting to snag a quick profit can sell it here or at least
put in a mental stop if it goes under 35. Others may want to hold it a bit
longer to squeeze out a few more percentage points as I mentioned it was
lagging other assets inflation-wise and should play catch up with food
prices soon. Since the flash crash, I do not use automatic stops.

All in all we've had a good run recently in foreign currencies, gold and
silver, which are assets we suggested you hold in good amounts while our
gamblers play natural gas is hurting. This is only a small percentage being
a gamblers play. Our interest rates funds are insurance against a falling US
dollar in the future and interest rates can't go much lower so this is not
concerning to me over the long haul. Those overloaded in it are probably
sweating bullets so don't overload next time is all I can say. Swiss
Annuities holders are probably very glad you bought them and those not
holding them yet should order the free booklet on the right side of the
website. Dividend payers may have been partially stopped out in the bogus
"flash crash" that was perpetuated on us by Wall Street so I am sorry about
that but it goes to show why we should hold physical gold and silver and get
some money "outta here". These guys will stop at nothing to get your money
so we need to hide it in many holes. Do so.

All for now so send in those Turkey Checks. Nothing feels better then making
money except when you give it away!

Marc 

Stay Healthy: See below. 
Invest in your body. I got a massage from a KVMR volunteer which was
exquisite. She has suspended poles from the ceiling allowing her to use her
feet on your back, but with tolerable weight for those sensitive types, or
more weight if you're like me and like the bones to crack. Here is her
information. She is offering a special for us. She helps with our station so
let's help her back and yours while your at it!
Twin Soles Ashiatsu massage: Ashi (foot) Atsu (pressure).  A unique form of
Deep Tissue massage. Leia uses overhead bars for balance while providing a
deep yet luxurious massage with her feet. Excellent for addressing spinal
compression, chronic back pain and over all circulation, health & wellness.
Monthly discounts for those who want to include massage as part of health
maintenance. First time introductory rate $39 Leia Farrell CMT 202 N Pine
Street Nevada City call for appointment 530 262 1335  www.twinsoles.com  ~
leia at twinsoles.com.  
  _____  

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Where I buy some of my gold: What I call "Possession Gold". 
Blanchard and Company, Inc.
P.O. Box 61740
New Orleans, La 70161-1740
Direct toll free number: (888) 727-7537
Rick Baugnon

I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide.

Monex Deposit David Feldberg x 2216
4910 Birch St., Newport Beach Ca 92660
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. 
Take delivery and store in a safe place. You may have 25 % of this amount in
silver and the remaining 75% in gold. I usually buy only generic 1 ounce
rounds or ounce bars, no collectibles. You may buy any 99 % pure gold or
silver assets but pay no more then a few percentage points over spot. Again,
buy NO Collectibles, No Margin account, No Commodity accounts. Take delivery
of standard coins only. 

JH MINT
13241 Grass Valley Ave. 
Grass Valley, Ca 95945 (530)273-8175

(Near the Grass Valley Airport off Loma Rica Road)

Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold
or silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with.  You can pay in cash and you will remain anonymous.
I usually buy Gold Eagles, Buffalos, Kruggerands, Silver Maples. Gold Pandas
Generic Rounds. Peace Dollars or Morgans. You may also use my web contact: 

Follow Marc and Money Matters on Facebook
<http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money
-Matters/225256048565> . 

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