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<title>:Money Matters Newsletter: Portflolio Changes. Please Read. Update
October 12, 2010</title>
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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio [mailto:marc@moneymanagementradio.com] <br>
<b><span style='font-weight:bold'>Sent:</span></b> Tuesday, October 12, 2010
12:36 PM<br>
<b><span style='font-weight:bold'>To:</span></b> client<br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Portflolio Changes. Please Read. Update October 12, 2010</span></font><o:p></o:p></p>
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<h1><span class=newsletter-name><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Money Matters
Newsletter: </span></font></span><span class=issue-title><font size=2
color=black face=Verdana><span style='font-size:11.0pt;font-family:Verdana;
color:black'>Portflolio Changes. Please Read. Update October 12, 2010</span></font></span><font
size=2 color=black face=Verdana><span style='font-size:11.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></h1>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Money Show “You Print, I Print” now FREE on
the website. Show # 98 last month’s show. Go to <a
href="http://www.moneymanagementradio.com"
title=www.moneymanagementradio.com>www.moneymanagementradio.com</a>. Our most
requested show to date. We rushed this one through because of all the
requests. See FREE SHOW on left menu!<br>
<br>
The Super Dividend Payers list is updated as of 3 weeks back! The new list is
on the website under SUPER DIVIDEND PAYERS LIST. It contains some MONSTER
companies that are household names yet paying great dividends. I added some
more mutual funds that pay and also some stocks. Get your updated copy now.
Yearly subscribers get it free as usual; all others can order a one time
download for a paltry $29.00 or for pay a one time fee of $99.00, and get it
and the Dream Portfolio and all the updates I do and all the shows for a full
year. Get your money working for you now!<br>
<br>
Turkey Matters,our” Match your funds” food program kicked off on the 100th
anniversary show on October 7th. I will match your funds for the Nevada
County Food banks to buy <st1:country-region w:st="on"><st1:place w:st="on">Turkeys</st1:place></st1:country-region>
for the needy. Send all checks to: <br>
<br>
Marc Cuniberti<br>
PMB 101 (MUST SAY PMB, not post office box) <br>
<st1:Street w:st="on"><st1:address w:st="on">578 Sutton Way</st1:address></st1:Street>,
<st1:place w:st="on"><st1:PlaceName w:st="on">Grass</st1:PlaceName> <st1:PlaceType
w:st="on">Valley</st1:PlaceType></st1:place>, Ca 95945. <br>
<br>
Make the check out to the food bank of your choice, either the Interfaith
Food Ministries or the Nevada County Food Bank. I will double your check with
my own money.<br>
Lets help feed the needy with <st1:country-region w:st="on"><st1:place w:st="on">Turkey</st1:place></st1:country-region>
this Thanksgiving! Your dinner will never be better knowing you helped feed
literally thousands as we did last year. Send in your check now.<br>
Last year we bought over 700 turkeys. That’s probably feeding close to 2000
people!<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Marc's Notes:</span></u></i></b><br>
Markets continue in disconnect. I just saw price changes in a host of
commodities and they were frightening. Across the board increases on many
staples from leather, pork, beef to corn, wheat and other items. The increases
are not miniscule with some more then doubling. In the midst of all this,
Social Security is expected to announce NO INCREASES for inflation in your
Social Security Check once again. How these guys can say there is no
inflation in the face of these across the board price hikes should show those
who still believe the government is for the little guy and can do no wrong,
that the FEDS should just put a mask on and hold a gun on us. Those
thinking Obama has your interest in heart should explain how he can allow
billions in bank bailouts yet disallow increases to our most needy Social
Security recipients. The old bread and circuses trick worked in <st1:City
w:st="on"><st1:place w:st="on">Rome</st1:place></st1:City> centuries ago for
a while and it may work for a while now but eventually even the most stubborn
Obama supporters have got to smell the toast eventually. Government stats
refuse to acknowledge what all of us already know- Inflation is raging and
will soon show up in all things bought. Not all things have risen in price
however and if you recall my prediction was for STAGFLATION and SELECTIVE
INFLATION in certain areas in the face of falling prices in other assets.
That being said, also look for stubborn unemployment numbers and lousy house
numbers. <br>
And on the subject of housing, the nationwide moratorium on foreclosures is
not yet in effect but we will keep an eye on this idiotic idea to materialize
soon. Bank of America has already halted foreclosures among the fraud we now
uncovered in the clean up of this housing bubble. The FEDS again demonstrate
that all of them from the <st1:place w:st="on">Potomac</st1:place> to the
Wall Street, the regulators were asleep at the switch. Even while Congress
pointed fingers and promised oversight, the foreclosure process going on
right under their noses in the MIDST of all their cat calls was riddled with
ongoing fraud. These guys are bums and come November 2nd I hope we remember
who was supposed to be over seeing all this. While these guys were up there
blaming everyone but themselves, they didn’t bother to look into the people
who were taking the very homes in dispute. You have got to be kidding me.
Ongoing ineptness is all I can say and they should be fired. <br>
On the “more spending, much more spending” front, Obama promised another 80
billion to help the construction industry. Sheesh…. A billion is a thousand
million. Let that sink in. He throws that around like a kid’s allowance. This
spending cannot continue with out ramifications. Not on this level it can’t.
I don’t know when this madness will cease, but unless it does, you are not
going to believe what is coming. “You Aint Seen Nuthin” Yet”.<br>
<br>
Sources tell me the Quantitative Easing Program number 2 (QE2) which is
just more money printing is coming in November. This will involve at least
another trillion dollars of manufactured money. If you believe this recovery,
then why are they ready to print another trillion? They SAY one thing, but
they do quite another. I always say: “Don’t listen to what they say, look at
what they do”. <br>
<br>
Because of the FEDS unpredictable and irrational behavior we must again
adjust our holdings to account for their bipolar tendencies. We just can’t
tell what these guys will do making my job that much more difficult trying to
keep your money safe yet make some return as we go. Not only do I have to try
and call what they’re doing, some of you force me to do damage control on
partial portfolios that certain investors have tried to tweak according to
their own biases. What I mean by this is our portfolios are meant to be held
as a package in the percentages I lay out yet many of you go over board in
one area and don’t buy another. Instead of buying one percent of a gamblers
play, you buy 10%, or you wait to buy gold thinking it will drop, or you buy
too much natural gas or buy more real estate. Then when things don’t go as
you expected, or gold continues to run, you ask me what to do now that things
are spinning in the wrong direction. You must realize the suggestions of
holdings, amounts, percentages and time frames are meant to be as they are
laid out WHEN I lay them out. If you act on only one part of it, or overload
in anther, you are trying to out guess me. This usually works out poorly. So
remember, buy something when I say to buy it and sell it when I say to sell
it and don’t buy more of it then I recommend or try to otherwise think you
know which way the market will go. It will never do what you expect it to in
the short run.<br>
<br>
Now for changes in your portfolio given what is coming to my attention:<br>
<br>
Those holding the correct amount of <b><i><u><span style='font-weight:bold;
font-style:italic'>foreign currency funds</span></u></i></b> FXA
and FXC should consider taking some profits OFF the table and
sell a quarter to half the positions now. The recent run has put money in
your pocket and a pull back may occur. If it does we can buy back in, if not
we still have some left. Don’t wait. Those with extra money can try the
EVERBANK Market Safe Currency CD which is still available until November.
This is a no risk 4 year tie up managed type of currency fund.<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Gold and Silver</span></u></i></b>:
This recent run was great. Those holding gold stocks in a retirement account
should consider selling at least 10 % if not more for the profits and taking
some money off the table. Those holding the recommended amounts of physical
gold may consider offloading some coins at spot. If you hold GLD or SLV in a
TAXABLE account, be aware you will be taxed at a higher rate then if you hold
a gold mining stock. Ditto for gold coins if you claim the sale. Consider
this before selling. If you hold either of these funds in a taxable account I
would probably not sell unless you want to trade in and out and pay the tax.
Those not holding PHYSICAL METAL yet, I would ask what were you waiting for.
Stop trying to guess the market and get some metal in your hand. Average in
over time now that it has had another run. Contacts are at the end of this
newsletter.<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Natural Gas</span></u></i></b>:
Hammered again. If you hold a ton of it, initiate a mental stop using UNG as
your guide at 5.50 and sell 25 % of your position. If it hits 5, sell another
25 %. Sell the remaining position if it hits 4.00. Using UNG will tell you
when to sell GAZ or the other natural gas holdings. This gamblers play has
been bled mercilessly. I am surprised it has been so beaten up seeing the
inflation in everything else. My guess is we’ve sent the worse of it but the
market can surprise even the most astute so we must protect our
capital. If it stops its descent, then we hold for the 1 or 2 year
target.<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>TBT: Interest Rate
fund</span></u></i></b>. I am not so concerned on this one although it has
been hammered as well. This is a leveraged fund and the RRPIX and RYJUX are
interest rate funds as well but are not ratcheted up like TBT is. (They move
slower). I continue to hold these as an interest rate hedge to soften higher
rates to anything I finance. These funds should rise if interest rates and
help protect against the eventually US DOLLAR erosion due to excessive
creation. If you hold a lot of US DOLLARS in a bank or other type of account,
these funds along with foreign currencies will help protect your purchasing
value. I am adding RRPIX here as well as small amounts of TBT but realize
when the FEDS print more money in their new program to be announced in
November (my opinion), that will temporarily drive down long term rates
so these funds may still have lower to go. Long term I have to hold them for
fear of rising rates. Those looking to refinance, now is the time.<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Real Estate</span></u></i></b>:
No. It has further to go. A lot further. <br>
Selling? Consider stepping up to the plate. It will probably get worse. Need
an agent? See Wayne Teague’s banner on the right side of the website. He is
honest and a good friend and will do everything he can to make the transition
as painless as possible.<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Swiss Annuities</span></u></i></b>:
Add, do not dare cash any in. Denominate in Swiss Francs, or add Aussie
Dollars mixed with the Canadian Loonie for higher returns. Those holding them
already are smiling big as I am!<br>
<b><i><u><span style='font-weight:bold;font-style:italic'><br>
Dividend Payers</span></u></i></b>: If you want income, I would only buy the
household names I listed first on the Super Dividend Payers List at this
point in time. These monster companies will fall in a market fall but should
not fall as fast as some of the smaller companies I have listed. You can also
look at funds that pay dividends such as the Utilities Select Sector SPDR
Fund that pays about 4.1 % annually. It holds 34 leading utility companies
and these are regarded as more of a defensive play. Dividend stocks bought at
this time are for long term investors only.<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Contrary funds</span></u></i></b>:
If the Dow breaks 11,150, change out your leverage funds like SCC or SKK or
SRS or SKF for a non leveraged fund like DOG. With this new round of money
printing, the FEDS could just “print- power” thru any market fall and these
guys are crazy enough to do it. We can’t fight their nuclear powered printing
press since they have shown they will run it full tilt if they have to. The
FEDS now equate a good economy with a rising stock market. Another in a round
of idiotic beliefs. These leveraged funds are losing value at an even greater
rate and I prefer we hedge with less ratcheted funds like DOG which will
still rise in a market fall but not lose so much over time like the leveraged
funds do. Sorry for the change, but when conditions change I change my mind
and even I can’t predict how crazy these guys will get. An exception to a
change out of the leveraged funds is that if you only have a few percentage
points invested in these of your total assets, then you are only risking a
small bit of your total net worth so it’s probably ok to hold a little longer
these leveraged plays. You will get more bang for your buck with leveraged
funds.<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Oil: USO</span></u></i></b>
is up about 10 % since last month when I mentioned it as a gamblers play so
those wanting to snag a quick profit can sell it here or at least put in a
mental stop if it goes under 35. Others may want to hold it a bit longer to
squeeze out a few more percentage points as I mentioned it was lagging other
assets inflation-wise and should play catch up with food prices soon. Since
the flash crash, I do not use automatic stops.<br>
<br>
<br>
All in all we’ve had a good run recently in foreign currencies, gold and
silver, which are assets we suggested you hold in good amounts while our
gamblers play natural gas is hurting. This is only a small percentage being a
gamblers play. Our interest rates funds are insurance against a falling US
dollar in the future and interest rates can’t go much lower so this is not
concerning to me over the long haul. Those overloaded in it are probably
sweating bullets so don’t overload next time is all I can say. Swiss
Annuities holders are probably very glad you bought them and those not
holding them yet should order the free booklet on the right side of the
website. Dividend payers may have been partially stopped out in the bogus
“flash crash” that was perpetuated on us by Wall Street so I am sorry about
that but it goes to show why we should hold physical gold and silver and get
some money “outta here”. These guys will stop at nothing to get your money so
we need to hide it in many holes. Do so.<br>
<br>
All for now so send in those Turkey Checks. Nothing feels better then making
money except when you give it away!<br>
<br>
Marc <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><b><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black;font-weight:bold;font-style:italic'>Stay
Healthy</span></font></u></i></b><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'>: See below. <br>
Invest in your body. I got a massage from a KVMR volunteer which was
exquisite. She has suspended poles from the ceiling allowing her to use her
feet on your back, but with tolerable weight for those sensitive types, or
more weight if you’re like me and like the bones to crack. Here is her
information. She is offering a special for us. She helps with our station so
let’s help her back and yours while your at it!<br>
Twin Soles Ashiatsu massage: Ashi (foot) Atsu (pressure). A unique form
of Deep Tissue massage. Leia uses overhead bars for balance while providing a
deep yet luxurious massage with her feet. Excellent for addressing spinal
compression, chronic back pain and over all circulation, health &
wellness. Monthly discounts for those who want to include massage as part of
health maintenance. First time introductory rate $39 Leia Farrell CMT 202 N
Pine Street Nevada City call for appointment 530 262 1335
www.twinsoles.com ~ leia@twinsoles.com. <o:p></o:p></span></font></p>
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<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions only.
This update does not represent KFOK, KZFR or KVMR FM radios in anyway and
should not be construed as an extension of either station. It is a private
email subscription and is produced by Marc Cuniberti and does not reflect the
views or opinions of the stations, their management, underwriters or members.
All issues regarding this email should be sent to Marc Cuniberti and/or his
agents. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters. <o:p></o:p></span></font></p>
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><br>
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.<br>
"Money Matters" and "Your Money Matters" is aired
throughout <st1:place w:st="on">Northern California</st1:place> and the State
Capitol. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
<st1:place w:st="on">Northern California</st1:place>'s # 1
"alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout <st1:place
w:st="on">Northern California</st1:place> and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a> and on <a
href="http://KFOK.org">KFOK</a> FM RADIOS <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold: What I call
“Possession Gold”. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Blanchard and Company, Inc.<br>
<st1:address w:st="on"><st1:Street w:st="on">P.O. Box</st1:Street> 61740</st1:address><br>
<st1:City w:st="on"><st1:place w:st="on">New Orleans</st1:place></st1:City>, La
70161-1740<br>
Direct toll free number: (888) 727-7537<br>
Rick Baugnon<br>
<br>
I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Monex Deposit David Feldberg x 2216<br>
4910 Birch St., Newport Beach Ca 92660<br>
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Take delivery and store in a safe place. You
may have 25 % of this amount in silver and the remaining 75% in gold. I
usually buy only generic 1 ounce rounds or ounce bars, no collectibles. You
may buy any 99 % pure gold or silver assets but pay no more then a few
percentage points over spot. Again, buy NO Collectibles, No Margin account,
No Commodity accounts. Take delivery of standard coins only. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>JH MINT<br>
13241 Grass Valley Ave. <br>
Grass Valley, Ca 95945 (530)273-8175<br>
<br>
(Near the Grass Valley Airport off Loma Rica Road)<br>
<br>
Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold or
silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with. You can pay in cash and you will remain
anonymous.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>I usually buy Gold Eagles, Buffalos,
Kruggerands, Silver Maples. Gold Pandas Generic Rounds. Peace Dollars or
Morgans. You may also use my web contact: <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=1 color=black face=Verdana><span
style='font-size:7.0pt;font-family:Verdana;color:black'><o:p> </o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow Marc and Money Matters on <a
href="http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money-Matters/225256048565">Facebook</a>.
<o:p></o:p></span></font></p>
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