[Money-matters] FW: [Money Matters Newsletter] Money Matters Financial News Letter with Money Analysis. October 7, 2012

[Marc Cuniberti]

  _____  

From: Money Management Radio [mailto:news at moneymanagementradio.com] 
Sent: Sunday, October 07, 2012 11:29 AM
To: client perf 
Subject: [Money Matters Newsletter] Money Matters Financial News Letter with
Money Analysis. October 7, 2012

 


 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header-660.j
pg> 

 



Money Matters Financial News Letter with Money Analysis. October 7, 2012


Marc's Notes

Financial Updates:

Welcome new subscribers to our Money Matters Newsletter.

Let's get to what's going on!

Markets:
The Federal Reserve's new program of money printing (QE) is kicking in and
the stock markets are slowly inching higher. Gold is rising with all this
money printing going on and the most common questions I get asked is should
I buy gold and should I buy real estate.

Be clear on why you own an asset and the question answers itself.

We own gold for insurance against a money implosion similar to a Mexican
Peso moment where money buys squat. Money printing by the Federal Reserves
(QE programs) causes inflation and the FED has even said it WANTS inflation.
Why would they want inflation as it destroys wealth through loss of
purchasing power? To goose the banks and Wall Street.

Bernanke has said as much during his speeches. He believes boosting stocks
and house prices will make people feel wealthier (called the wealth effect)
and then you will go out and spend more. By boosting bank reserves he also
hopes the banks will lend it out so you and I (you guessed it) spend more.
Never mind the fact we borrow to spend, that doesn't compute with him. As
long as we SPEND more the economy will get better (so he thinks). Try the
"spend till you drop" at your house and see how far you get!

 

So should you buy gold? Over time I suggest you look into it. Its really the
only thing you can hold in your hand and have no ones promise on it. It
can't be inflated nor can broken promises devalue it.

Buy plain old generic gold bars but I do not recommend rare coins or any
graded coins. Buy the cheapest gold bars you can. Need a place to buy? Email
me. Moneymatters at kvmr.org.

 

Should you buy real estate?  If you can afford the payments without a renter
or if you lose your job, ok. If either of these 2 situations will cause you
to default, then be careful.

Real estate has been going down for years despite what the realtors say (do
NOT listen to them for real estate advice. They get their information from
an economist paid for by the National Association of Realtors and they have
been wrong for YEARS!)

Housing will continue down for years unless we see massive inflation.

If we see massive inflation, interest rates will spike and that will crush
the housing market as well. Keep in mind, interest rates are as low as they
have ever been yet house sales are almost as bad as they have ever been. You
would think with low rates, houses would be flying off the shelves but they
are barely moving when compared to historic sales volumes.  Now look at the
chart below of house prices. That ski slope you see is home prices that
realtors keep telling us all the way down it "is coming back".

 
<http://moneymanagementradio.com/files/moneymn/editor/Case%20Shiller%20March
2012.jpg> 

 

As you can see for yourself, the trend is awful. Now remember rates are DIRT
CHEAP!  Once rates rise, this slope will again turn down. That being said,
if you find your dream house and don't mind if it drops more, then ok. Also
lots are not selling so make your offers so low on empty lots the realtor
pukes. Force them to make the offer (law requires it anyway) and wait until
you get a realistic seller that knows the market is only what someone is
willing to pay. Don't listen to realtors telling you the value of something.
They got is ALL WRONG before and will waste your money if you follow their
advice as to what to offer. You know your offer is good if the realtor loses
his/her lunch when you reveal your "half off" offer.

A good rule of thumb is to take the list price and start by cutting it by 40
% or so, and then go up from there on counter offers if you really want the
property.

 

Stocks:
As for now, markets stay flat but inflationary funds are rising like gold
and food. I suspect the markets will be fairly dull until the days before
the election. Israel will not strike IRAN until AFTER the elections. Expect
news on this shortly after the election. That will be a good time to gamble
on oil through UCO or other oil plays. I will add UCO as it trends lower
into the mid to high 20's. This should be a fairly good gamble me thinks.

 

Other gambling plays are Apple in the 640, 650  range through options or
downright stock buys.  VXX in the 8's, and MCP in the 10's. These are short
term plays only and should be sold when you are up 10% or set stops to
protect profits. Set stops to limit losses at 15 % below your buy in price.

Money Matters Radio airs Thursday October 18th at noon PST on 89.5 KVMR FM
or 105.1 IN Tahoe or worldwide at www.kvmr.org <http://www.kvmr.org/> .

More news:

FREE SHOW on website just changed! Download for free. Show # 125  "Greece
will eventually default" . See the left side menu under "FREE SHOW" and
download it now!

Money Classes:
Sign up for Money Class 2 now. (you should attend class 1 to fully
understand this class).

No date set but email me to register. Cost will be $199.00 and includes meal
but send in your check within the next 10 days (postmarked before Oct 18th)
and take $50.00 off!)

Mail to: Bay Area Process, PMB 101  578 Sutton Way, Grass Valley, CA 95945.

Covered will be: 

Gold- where, when, why and how.

Real Estate: Should you? How? Why? How much? Rental or Lots?

Overseas-How do I move money offshore? Why? How much? Pitfalls and traps.
Where?

Dividend Stocks- Higher paying stocks, review of why and how.

Conservative investing.

What to do with inheritance.

Walk away from your house or short sell?

What bank do I choose?
Should I drop my current advisor?

Things to avoid: Common pitfalls and traps.

Where can I get help later?

Answers to all your questions!

 

Also another class 1 (beginning class)  is materializing. Cost is $199.00
but early discount also applies.

Covered will be: 

Money and what it is and does

How much should you know about your money

Should and can I manage it myself? YES ! It takes only 2 hours a year. Learn
how.

Risk vs. No Risk investing. The key to success! A Money Matters exclusive
concept!

How not to lose money.

Where should I invest, how, why and when?

Who do I call?

Gold basics. Gold vs. Silver.

Real estate basics. Should I buy now, sell now or wait. Rental or lots? All
your questions will be answered.

Stock, mutual funds and stocks that pay dividends. The market is not what
you think!
Bonds: What are they? Should I own them? What should I own and avoid.

Is my advisor really helping me or hurting me?

Answers to all your questions.

----------------------------------------------------------------------------
-------------------------------------------

Sign up now and get in early for discounts. Dates will be announced soon. If
you can't make one, there will be more. We do not cash your check until you
attend.

Another Super Dividend Payers List is soon to be posted. This one will
include a NEW section on a sector that may benefit from the QE (Money
Printing) programs of the FED.
These high paying funds and stocks center around US GOVT sponsored mortgages
and with the low rates we see now and have been promised to see, these funds
are soaring and paying double digit dividends! This new list will be posted
soon so watch the newsletter!

Turkey Matters:

Turkey Matters is where I match your funds to buy turkeys for the needy at
the NC FOOD BANK of INTERFAITH FOOD MINISTRIES. Every dollar you send in
makes me give them one too! Join with me to make your Thanksgiving great!
Feed thousands and know on Turkey day many, many families will eat thanks to
you!

Mail check made out to the either the Nevada County Food bank or Interfaith
Food Ministries and I will deliver it to them mid November with a matching
check from my own pocket. (I will match up to $10,000.00)

Mail to: Bay Area Process (make check to Food bank of your choice)  PMB 101,
578 Grass Valley, CA 95945

All for now,

Marc Cuniberti

 

 

 

 

 

 

 

  _____  

Do Not Reply to newsletter messages directly.

Direct all questions or comments to Moneymatters at kvmr.org.
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles.

You can access past updates at: http://www.moneymanagementradio.com

Disclaimer:

The views expressed here are opinions only.  It is a private email
subscription and is produced by Bay Area Process Inc. All issues regarding
this email should be sent to Marc Cuniberti and/or his agents.

This article is strictly for informational purposes only. It is not a
solicitation to make any exchange, buy or sell any precious metal products,
commodities, securities, stocks, warrants, options or other financial
instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for
your investing. Perform due diligence on any firm you plan to send money to.
Mr. Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own
research before investing. Mr. Cuniberti may or may not hold the securities
listed. Some companies mentioned or exhibiting advertisements or banners on
Money Management Radio material may offer a consideration for their
advertising space and/or referrals from such promotions.

If you wish to send Mr. Cuniberti an email, please keep your emails to less
then 3 sentences and do not ask about specific holdings you may hold nor ask
him to comment on YOUR specific situation. You may submit general market
questions or concerns. He answers EVERY email sent to him within the
confines of these rules. Someone will respond to your email regardless of
what it contains so you will know we received it. We care about your
participation in Money Management Radio and Money Matters.

If you like what you hear on Money Matters, check out what else is happening
on your community radio station, KVMR, on Facebook.com. You'll be kept up to
date on special programming, events, discussion opportunities, and lots
more. Go to Facebook and type KVMR in the search bar. You can become a fan
of MONEY MATTERS on Facebook by going to:
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
https://www.facebook.com/KVMRFM

Produced and Hosted by Marc Cuniberti

Web Site: http://www.moneymanagementradio.com


Money Management Radio is the sole property of Bay Area Process Inc. and all
rights are reserved. Money Matters is produced and written at KVMR FM in
Nevada City and all related information given under Money Matters is through
KVMR FM Radio.


"Money Matters" and "Your Money Matters" is aired throughout Northern
California and the State Capitol.

Marc and Money Matters has been featured on NBC and ABC television and on
various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout
Northern California and the State Capitol.
Worldwide on the web at KVMR, <http://WWW.KVMR.ORG>  KZFR <http://kzfr.org/>
, KQNY <http://www.kqny.org> , KFOK <http://KFOK.org>  FM RADIO and
affiliated stations.

His newscasts are available nationally at PRX:
http://www.prx.org/users/133307-marccuniberti

Where I buy some of my gold and silver: What I call "Possession Gold". See
below.

At this time, email me if you wish to buy physical gold or silver at
marc at moneymanagementradio.com. or for infomation on moving money offshore.

Follow Marc Cuniberti on Twitter <http://www.twitter.com>  for daily Money
Matter updates.

 


Unsubscribe
<http://moneymanagementradio.com/newsletter/confirm/remove/8b23f23f491241t5>
from this newsletter

- - - This is a test version of the newsletter. - - - 

 

-------------- next part --------------
An HTML attachment was scrubbed...
URL: http://mailman.jtan.com/pipermail/money-matters-l/attachments/20121007/06fb1211/attachment-0001.html