From bayareaprocess at att.net  Thu Jan  5 04:20:25 2012
From: bayareaprocess at att.net (Marc Cuniberti)
Date: Wed, 4 Jan 2012 20:20:25 -0800
Subject: [Money-matters] FW: [Money Matters Newsletter] Money Show Tomorrow!
	Thursday Jan 5, 2011 Info on  Womans Class,
	Gold and Basics of Money- Update Jan 4 2011
Message-ID: <5A81B59E7387415F85A200BC46ED922D@marcPC>

 

 

  _____  

From: Money Management Radio [mailto:marc at moneymanagementradio.com] 
Sent: Wednesday, January 04, 2012 8:16 PM
To perf client 
Subject: [Money Matters Newsletter] Money Show Tomorrow! Thursday Jan 5, 2011 Info on Womans Class, Gold and Basics of Money- Update Jan 4 2011

 


  <http://moneymanagementradio.com/files/moneymn/shell/simplenews_header-720.jpg> 

 



Money Show Tomorrow! Thursday Jan 5, 2011 Info on Womans Class, Gold and Basics of Money- Update Jan 4 2011


Marc?s Notes;

Money Matters Airs tomorrow, 12:00 PST on KVMR FM radio, 89.5  Thursday December 5th.

Available worldwide on www.kvmr.org.

In Northern California on 89.5 FM and in Truckee on 105.1 FM.

Shows also airs later in the month on KFOK FM and KZFR FM and on other participating stations.

News airs Tuesday 5:00 to 6:00 pm on KVMR.

Super Dividend Payers List was just updated yesterday! Yearly subscribers can download the latest edition now. New subscribers can access it one time for $29.00 or pay the $99.00 yearly fee which gets you all the updates on both portfolios and all Money Matters shows for as many downloads as you like. The Super Dividend Payers List has safe money funds at the end for keep safe money. Now listed is a Treasury TIPS fund for inflation indexed Treasuries as well as the Monsters of the Dow: the biggest and baddest dividend paying companies which are common household names. I only recommend those now due to market conditions and uncertainty. They are the first 22 stocks on the dividend list. 

Our Women Only Money Class is January 16th at 6:oo pm at the Nevada County Board of Realtors off across from the old Imaginarium. Email me to attend. Cost is minimal. This is class ONE for people who never attended any of our other classes or if you wish to attend this again if you already went, you are welcome to do so. 

Class TWO will happen in about 3 weeks for those that went to class ONE and we will email you a date. Email me to get on the list of those notified. 

These classes are fun, easy to understand, without a lot of jargon you won?t understand. We feed you snacks and you get to meet a whole bunch of cool people. You will finally understand what it is to manage and grow your money. 

On to the markets:

Basically we see more of the same. 

There are two things you should understand. There?s MONEY and then there?s stuff you buy with that money. You could TRADE things and we call that barter. But if you don?t wish to get what the other person is offering for whatever reason but still need to ?sell? what you are offering,  MONEY is the receipt you get by giving somebody something (or it could be a service you perform) . 

You can then take that receipt (which is what MONEY is) and go to someone else and give them that receipt, and they give you something that is equal to the receipt in value. That is a purchase. You and the person doing the ?deal? decide between the 2 of you how many ?receipts? (how much money) you have to give them for whatever it is they give you. If you don?t reach an ?agreement?, no purchase is made and you go elsewhere.

Right away you realize a purchase is a voluntary agreement between you and somebody else as to how many receipts (the cost) is required for what ever it is you are getting in return.

Money therefore is just a receipt that has value and is exchangeable to person after person on down the line, the only determining value is how many ?receipts? is needed by the person selling the item and if that many receipts is worth the item you get.

Since the receipt really is nothing of value itself (it?s just a piece of paper) its value is solely determined by what you can buy with it. If, for instance, you were told no one would take the receipt that ?BOB? gave you, you wouldn?t take a receipt from ?BOB? as the receipt would then have no value. It?s only because you know someone else will take it is the reason you will.

Fast forward to today?s modern economy and banking system. Imagine now a guy that sells nothing and provides no service yet sits in his garage and prints up receipts. Not quite fair is it? After all, you provided something for your receipt and he didn?t. He?s just making receipts and buying stuff without contributing anything of his own. He consumes for free. 

With this example, we can realize that someone just printing up receipts without actually doing labor or providing something for sale is getting a free ride on the rest of us.

This is not aimed at those on welfare or assistance. This concept is drawn out for you visualize how money, goods and services all relate to each other, and one cannot function properly unless all 3 are in play and obtained according to the basic rules and those rules are simple. For a functioning and growing economy, they are:

 

1) You produce something or provide a service and in return you get a receipt. (Currency or money).

2) No one gets receipts without providing one of the 2 above, either goods or services. 

3) Those exchanging receipts for either of these 2 (goods or services) decide between themselves how much each good costs. (Seem like that seems the most obvious, right? After all it?s your goods and his receipt or visa versa).

 

As long as those 3 rules are obeyed and not circumvented, people can buy, sell, obtain, consume, work, prosper and grow their community without conflict. Everyone plays by the rules, which seem obvious and easy enough, and it really could be described as the freedom to buy and sell whatever you want for whatever price you can agree on.

Seems logical. And it is that simple. This is nature?s way of allowing us to get along and get what we need to exist. This ladies and gentlemen is the way things work and it?s called simply ?freedom?. The freedom to conduct your affairs the way you see fit and interact with others as they see fit, and all in agreement, for if there was no agreement, there would be no ?deal? and that?s fine too, as you always have the freedom to buy or sell elsewhere.

Unfortunately the world at large does not operate entirely according to these basic premises of existence. The economies of the world are founded on these basics, but have grown massively distorted by so many people wishing to ?game? the system, and somehow control it, all based either on some want of power, greed, laziness, world improving or some other ideological reasons. 

Although each reason may be different, well meaning or mean spirited, gluttonous or otherwise (you could name a thousand different ways), the bottom line is any other way of allowing people to exchange goods other then their free will to do so imparts problems, distortions, miscalculations, thievery and furthers mans incentive to garner more then their fair share.

Regardless of what we THINK is best, or who we THINK should get what and when, who we THINK deserves what and how much, or whatever the reason or idea behind it, any interference between you and I exercising our free will to exchange whatever is we decide to exchange and under what terms and costs, results in a less then desirable outcome, a travesty of freedom, an inefficient method of resource allocation and an affront to the basic right of existence which is our right to exercise our free will.

This is the basics of where we should be and where we actually are, and the 2 are far apart and getting farther with every bailout, every mandate, every subsidy and every institution or group that thinks they know better then all of us on how exchange our goods and services. There is no better system then the one that allows 2 people to exchange willingly their wares, without interference, without inference or condemnation. 

Any variation only increases the problems, complicates an otherwise simple economic model, confuses the issues, misallocates and wastes our planets resources,  intensifies the predicaments and worsens outcomes. 

To educate is to plan for success as education is the cornerstone of progress. We must strive to learn what we don?t know, comprehend what we don?t understand, and right what we know is wrong.

It starts with you.

Money Matters Airs tomorrow at noon. The Subject: ?Gold Revisited?. Why we own it, what to own, the recent correction, is the game over for metals, should we sell or buy, how and how much.  

Tune in.

Marc 


 

  _____  

Do Not Reply to newsletter messages directly.

Direct all questions or comments to  <mailto:Moneymatters at kvmr.org> Moneymatters at kvmr.org.
All comments or questions must be less then 3 sentences in length and must not contain any links or articles.

You can access past updates at:  <http://www.moneymanagementradio.com> http://www.moneymanagementradio.com

Disclaimer:

The views expressed here are opinions only. This update does not represent KFOK, KNQY, KZFR or KVMR FM radios in anyway and should not be construed as an extension of either station. It is a private email subscription and is produced by Marc Cuniberti and does not reflect the views or opinions of the stations, their management, underwriters or members. All issues regarding this email should be sent to Marc Cuniberti and/or his agents.

This article is strictly for informational purposes only. It is not a solicitation to make any exchange, buy or sell any precious metal products, commodities, securities, stocks, warrants, options or other financial instruments. Marc Cuniberti, author of this article, does not accept culpability for losses and/or damages arising from the use of this publication or any information contained herein. You are responsible for your investing. Perform due diligence on any firm you plan to send money to. Mr. Cuniberti makes no claim as to the validity or soundness of any firm or institution mentioned herein or on any of his publications or shows. Investing involves risk. You can lose money. Please order up the prospectus on any and all securities you may be planning to buy and do your own research before investing. Mr. Cuniberti may or may not hold the securities listed. Some companies mentioned or exhibiting advertisements or banners on Money Management Radio material may offer a consideration for their advertising space and/or referrals from such promotions.

If you wish to send Mr. Cuniberti an email, please keep your emails to less then 3 sentences and do not ask about specific holdings you may hold nor ask him to comment on YOUR specific situation. You may submit general market questions or concerns. He answers EVERY email sent to him within the confines of these rules. Someone will respond to your email regardless of what it contains so you will know we received it. We care about your participation in Money Management Radio and Money Matters.

If you like what you hear on Money Matters, check out what else is happening on your community radio station, KVMR, on Facebook.com. You'll be kept up to date on special programming, events, discussion opportunities, and lots more. Go to Facebook and type KVMR in the search bar. You can become a fan of MONEY MATTERS on Facebook by going to: <http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>   <http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money> http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money

Produced and Hosted by Marc Cuniberti

Web Site:  <http://www.moneymanagementradio.com> http://www.moneymanagementradio.com


Money Management Radio and Money Matters is the sole property of Marc Cuniberti and all rights are reserved.
"Money Matters" and "Your Money Matters" is aired throughout Northern California and the State Capitol.

Marc and Money Matters has been featured on NBC and ABC television and on various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout Northern California and the State Capitol.
Worldwide on the web at  <http://WWW.KVMR.ORG> KVMR,  <http://kzfr.org/> KZFR,  <http://www.kqny.org> KQNY,  <http://KFOK.org> KFOK FM RADIO and affiliated stations.

Where I buy some of my gold and silver: What I call ???Possession Gold???. See below.

At this time, email me if you wish to buy physical gold or silver at marc at moneymanagementradio.com.

Follow Marc Cuniberti on  <http://www.twitter.com> Twitter for daily Money Matter updates.

 


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From bayareaprocess at att.net  Mon Jan 16 00:23:16 2012
From: bayareaprocess at att.net (Marc Cuniberti)
Date: Sun, 15 Jan 2012 16:23:16 -0800
Subject: [Money-matters] FW: [Money Matters Newsletter] Join us at class!
	Money Matters Update January 13, 2012
Message-ID: <4EAE2097B38D43008ACD6152CA4A8A5F@marcPC>

 

 

  _____  

From: Money Management Radio [mailto:news at moneymanagementradio.com] 
Sent: Sunday, January 15, 2012 2:51 PM
To: perf client
Subject: [Money Matters Newsletter] Join us at class! Money Matters Update
January 13, 2012

 


 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header-720.j
pg> 

 



Join us at class! Money Matters Update January 13, 2012




 

Our Money Matters Margarita Dinner! Ah the memories. Another one may be
coming! Keep reading!

Marc's Notes:

See Jane Do Woman's only Money Class takes place this Monday at 6:00 pm at
the Nevada County Board of Realtors Office across from the old Imaginarium
at Gold Flat and Ridge Road. This is Class ONE for woman that have not
attended a Money Class yet or those wishing to return. It goes 3 hours.
Bring notebook or laptop to take notes.

We will cover money, what it is, why it is important to handle your own, how
to handle it, what to buy and what to avoid, where to buy and why, who and
what to avoid, common misconceptions and mistakes, how to grow your money,
how not to lose it, to avoid those trying to take it from you, and all in
under 2 hours a year.

Its important to do it yourself, way less expensive and easier then you
think.

Stop stressing over losing it!

Have a relative with retirement that you're concerned about? Getting an
inheritance and don't know what to do? This class has nothing to "sell" you
unlike other financial presentations. You will learn the easy tools and
finally feel good about your money and your safety. Email me to sign up.
Class TWO is schedule for January 30th during the day. Cost is minimal.

Money Matters Airs next Thursday January 19th, 2012 at noon Pacific Time on
KVMR 89.5 or 105.1 FM or world wide in the web.

Interested in saving our parks? Stop the budget cuts to our kids outdoor
playgrounds? They always cut what hurts the most instead of cutting
worthless bureaucracy. Stop the madness. Sign the petition here:

http://yubariver.org/2011/12/south-yuba-river-citizens-league-launches-grass
roots-effort-to-save-local-state-parks-over-2500-have-signed-petitions-and-l
etters-to-governor-brown-in-just-one-week/

 

Markets:
Meandering up and away. Investors like shoppers over the holidays are
suffering a case of severe delusion, ignoring economic fundamentals like
public government spending is trumping private spending. Basically the
government is replacing the consumer who is pulling back. We can see this in
sky high deficits and public work projects designed to spend money where the
private sector wont. The biggest governmental supplement is in housing of
course as program after program takes on the risk of home mortgages,
something the private sector is unwilling too. In other words, nobody wants
to lend on housing because it's still falling. Since banks still hold
millions of homes both in mortgages and foreclosures, falling home prices
mean failing banks, the real reason for all these programs. By propping up
home prices and applying government guarantees to all those mortgages, the
banks don't fail, plainly put. A masked bank bailout and haven't we had
enough of those already?

Shoppers meanwhile took to aisles in December racking up hundreds of dollars
on things they don't need with money they don't have. Credit increased in
the latest figure the most since 1993!

Its my opinion from talking with people they have basically given up trying
to save money. There is little interest paid on savings accounts and stocks
are just to crazy. Bonds are no better so the American consumer is saying
"Aw what the hell, can't make any money or save it, I might as well spend it
and enjoy life".

A dangerous precedent brought on by the ultra low interest rates from the
Federal Reserve. These low interest rates entice people to borrow more and
spend more. Then the interest is collected by you know who. the banks. They
get money from the Feds at almost zero percent and charge us ten times that
or more on credit cards. The poor folks you see in line on Black Thursday
usually buy almost everything on credit, further enslaving themselves to
their banking masters. A shameful way to run a country that was once the
economic powerhouse of the world.

Meanwhile the US dollar swap agreement you may have heard about in the news
last month is basically the US using your tax dollars to trade US dollars
for Euro dollars. Euro dollars are dropping in value so countries over there
need our dollars to pay their bills and we get stuck with those dropping
Euro dollars. Since the swap, our "investment" has lost billions in value,
billions we could have used to keep our parks open, employ OUR people, feed
OUR hungry. Instead because the Euro banking system is as close to bankrupt
as you can get, they suck off the blood of us. Not that we don't have
problems and debt already!

A shameful way to run a country that was once the economic powerhouse of the
world.

As for what to expect, don't believe the spin claiming a recovery is in the
making. If it was, your Federal Reserve wouldn't have come out and said just
THIS WEEK that more Quantitative Easing might be coming. (Something I just
about guaranteed would come way back when the last one ended). If the
economy was truly recovering, why would they be prepping us for more?

The reason is they know the Euro issue is just like the last crisis and has
the potential for causing another domino like blow up. When the defaults
start in Europe, look for a series of news items detailing banking stress
over there, then spreading over here. Then look for more bailouts to follow.

Gold meanwhile may finally have ended its correction. We recommended last
week looking at GDXJ for gold mining exposure and to always consider adding
physical gold and silver during its correction.  We will see if we are now
in a new leg UP for gold.

Dividend Payers List was update last week and is available on the website
now.

As for some past payers, Terra Nitrogen TNH went skyward again into the
190's, We first recommended it way back in single digits. Wow, what a ride.

We dropped Frontline Shipping  FRO and replaced it with an old favorite
Golar GLNG which has risen four fold into the low 40's. Another wild ride.

Our Twitter recommendation (follow me there for daily market updates) Apple
was a buy at 365 just a few weeks back and now sits at 420. Set a stop
somewhere in the low 400's to protect you.

Natural Gas is still nowhere and this years old holding is been a real dog.
This gamblers play has been one of our worst along with rare earth stocks. I
still hold them but shake my head every morning I see no movement. Gamblers
plays should however be SMALL amounts only!

Our interest rate fund TBT has also been hammered horribly and we had no way
of knowing the FEDS would monkey with long term rates with their Operation
Twist among other manipulations and be successful for so long. I must hold
this fund however as interest rate increases will happen as soon as the
deficit gets to critical mass. I cannot bring myself to sell this insurance.

Word out this morning overseas inflation is bad and getting worse. No
surprise there.

Swiss annuities now have a 5 % load up front. Not good news but still worth
the fee. It's just keeps getting harder and harder to move money offshore
and didn't I warn you it would be. Email me for a free booklet. I just
opened a sizeable one last month for my family and paid the fee.

If you like the Union articles I write I would appreciate it if you email
the editor and tell him so.

KVMR membership drive coming next month. Stay tuned.

All for now, have to drive kids to school. Thanks to all of you for
supporting all of us here at the station and who help bring Money Matters to
the world.

Marc

 

 

 

 

 

 

  _____  

Do Not Reply to newsletter messages directly.

Direct all questions or comments to Moneymatters at kvmr.org.
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles.

You can access past updates at: http://www.moneymanagementradio.com
<http://www.moneymanagementradio.com/> 

Disclaimer:

The views expressed here are opinions only. This update does not represent
KFOK, KNQY, KZFR or KVMR FM radios in anyway and should not be construed as
an extension of either station. It is a private email subscription and is
produced by Marc Cuniberti and does not reflect the views or opinions of the
stations, their management, underwriters or members. All issues regarding
this email should be sent to Marc Cuniberti and/or his agents.

This article is strictly for informational purposes only. It is not a
solicitation to make any exchange, buy or sell any precious metal products,
commodities, securities, stocks, warrants, options or other financial
instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for
your investing. Perform due diligence on any firm you plan to send money to.
Mr. Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own
research before investing. Mr. Cuniberti may or may not hold the securities
listed. Some companies mentioned or exhibiting advertisements or banners on
Money Management Radio material may offer a consideration for their
advertising space and/or referrals from such promotions.

If you wish to send Mr. Cuniberti an email, please keep your emails to less
then 3 sentences and do not ask about specific holdings you may hold nor ask
him to comment on YOUR specific situation. You may submit general market
questions or concerns. He answers EVERY email sent to him within the
confines of these rules. Someone will respond to your email regardless of
what it contains so you will know we received it. We care about your
participation in Money Management Radio and Money Matters.

If you like what you hear on Money Matters, check out what else is happening
on your community radio station, KVMR, on Facebook.com. You'll be kept up to
date on special programming, events, discussion opportunities, and lots
more. Go to Facebook and type KVMR in the search bar. You can become a fan
of MONEY MATTERS on Facebook by going to:
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
http://www.facebook.com/profile.php?ref=name
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
&id=1602502823#/pages/Money

Produced and Hosted by Marc Cuniberti

Web Site: http://www.moneymanagementradio.com
<http://www.moneymanagementradio.com/> 


Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.
"Money Matters" and "Your Money Matters" is aired throughout Northern
California and the State Capitol.

Marc and Money Matters has been featured on NBC and ABC television and on
various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout
Northern California and the State Capitol.
Worldwide on the web at KVMR, <http://www.kvmr.org/>  KZFR
<http://kzfr.org/> , KQNY <http://www.kqny.org/> , KFOK <http://kfok.org/>
FM RADIO and affiliated stations.

Where I buy some of my gold and silver: What I call "Possession Gold". See
below.

At this time, email me if you wish to buy physical gold or silver at
marc at moneymanagementradio.com.

Follow Marc Cuniberti on Twitter <http://www.twitter.com/>  for daily Money
Matter updates.

 


Unsubscribe <http://moneymanagementradio.com/%21confirm_unsubscribe_url>
from this newsletter

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From bayareaprocess at att.net  Wed Jan 18 22:02:49 2012
From: bayareaprocess at att.net (Marc Cuniberti)
Date: Wed, 18 Jan 2012 14:02:49 -0800
Subject: [Money-matters] FW: [Money Matters Newsletter] Money Matters Airs
	Tomorrow! Thursday January 19,
	2012. Economic Update for January 18, 2012
Message-ID: <A31A7877241C4963BF0457AC54B2C0F4@marcPC>

 

 

  _____  

From: Money Management Radio [mailto:news at moneymanagementradio.com] 
Sent: Wednesday, January 18, 2012 2:01 PM
To: perf client
Subject: [Money Matters Newsletter] Money Matters Airs Tomorrow! Thursday
January 19, 2012. Economic Update for January 18, 2012

 


 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header-720.j
pg> 

 



Money Matters Airs Tomorrow! Thursday January 19, 2012. Economic Update for
January 18, 2012


Marc's Notes:
The See Jane Do Woman's only Money Class was a great success and a real
blast to do. Class 2 is set for January 30th during the day so email me for
information or to register or check out See Jane Do for a registration form.
Here are some photos of the 2 recent classes right before we took off!





Another Class 1 is in the making so email if you have interest in that as
well.

Money Matters Airs tomorrow at noon at www.kvmr.org <http://www.kvmr.org/>
or listen live at 89.5 FM in N. California or on 105.1 FM in Tahoe and
Truckee.

We will interview Mr. Jim Willie, an author whose material I love. He is
quite a character and brilliant author and has a good handle on the TRUE
state of the global economic system. I don't do many interviews on the show
but this one is a must for both you and me.

Tune in!

As for the markets, they are stagnant with a slight upward bias. With car
sales up and a handful of improving economic statistics, you might get the
impression all is looking up.

In my opinion, don't be fooled. The big IF here is really not an IF but a
WHEN.

The housing blowup spawned trillions in home loans gone bad. The central
banks just borrowed money (figuratively and by printing it) and bought those
bad loans from the banks at FULL VALUE. The FEDS then backstopped what they
didn't buy with more guarantees, bailed out private companies to boot, then
gave more money to foreign banks and companies again, sticking all of us
with the eventual bill. Little filtered down to us, evident by unemployment
still HORRENDOUS at a massaged 8.5% with a REAL unemployment of about 12 %
or more. (See Shadowstats.com).

The debt hasn't gone away. The FEDS just have it.

Now the Euro problems are ready to implode with Greece ready to default
(Money Matters Show # 125  "Greece will Default) on what it owes, and
Ireland, Spain, Italy , Portugal and France (among others) are right behind.
The problem is about to get a whole lot worse. It is why the Euro banks and
your FEDS are announcing they need more then the 300 or so billion they
already loaned out and the half a trillion US DOLLARS we swapped for Euros a
few months back (your money by the way).

Amounts needed are estimated now at another trillion or so. This will again
grow ever larger.

Do you see how, like a credit card crazed teen, the amounts just keep
getting larger?

Adding insult to injury, guess what's back again?

Raising the US credit limit.

Obama had sought to make the request at the end of last month because we
spent all the money from the last increase as Treasury came within $100
billion of its borrowing limit! Since then Treasury officials have used
special revenue and accounting measures to maintain the nation's solvency.
Basically more smoke and mirrors to hide the truth and keep spending. Have
you ever heard of such lunacy? This just never stops!

I forecasted when they last raised it we would be out of money in a few
months, not a few years, and presto, here we are.

I will leave it to your common sense as to whether we can just keep doing
this.

Bottom line: this won't stop until it implodes, unfortunately.

Washington won't stop spending, bailing, bickering, procrastinating and
obscuring.

That's why it is essential you take the steps your government wont.

Education is the cornerstone of progress. Educate yourself on money. It is
what can save this country, our county, your friends and family. We can
help. The shows are free. The classes are only $35.00 (member price) and the
need is essential.

All for now, spread the news!

Marc

 

PS: Super Dividend Payers List updated last week now available on the
website.

 

PSS:

Interested in saving our parks? Stop the budget cuts to our kids outdoor
playgrounds? They always cut what hurts the most instead of cutting
worthless bureaucracy. Stop the madness. Sign the petition here:

http://yubariver.org/2011/12/south-yuba-river-citizens-league-launches-grass
roots-effort-to-save-local-state-parks-over-2500-have-signed-petitions-and-l
etters-to-governor-brown-in-just-one-week/

 

 

 

 

 

  _____  

Do Not Reply to newsletter messages directly.

Direct all questions or comments to Moneymatters at kvmr.org.
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