From bayareaprocess at att.net  Mon Nov  1 04:19:30 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Sun, 31 Oct 2010 21:19:30 -0700
Subject: [Money-matters] FW: [Money Matters Newsletter] Just added. Show
	tomorrow MONDAY SPECIAL 2 HOUR EDITION at 10:00 am! PST
Message-ID: <69A913C80AF746408DCDC7975DAB92F1@Marc>

 
 
  _____  

From: Money Management Radio [mailto:marc at moneymanagementradio.com] 
Sent: Sunday, October 31, 2010 9:07 PM
To: bayareaprocess at att.net
Subject: [Money Matters Newsletter] Just added. Show tomorrow MONDAY SPECIAL
2 HOUR EDITION at 10:00 am! PST
 

 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header2.jpg>



Money Matters Newsletter: Just added. Show tomorrow MONDAY SPECIAL 2 HOUR
EDITION at 10:00 am! PST

Money Matters Newsletter: 2 Hours Money Matters Show jsut added for tomorrow
Monday November 1, 10:00 am to noon!
Update October 26, 2010
Upcoming Show:
Just added, Monday November 1, special time 10:00 am to noon (tomorrow) ,
PST  on www.KVMR.org. a special 2 hour Membership Drive show with tons of
market information, plenty of thank you gifts and opportunity to meet with
me either at the Margarita Dinner or one on one. You can also get full
access to the Money Matters Website with access to all the Dream Portfolios,
Super Dividend Payers Lists, all their updates when they come out as well as
all the shows and special features until the next membership drive in 2011!
No copies or transcripts of this show will be available later so you will
have to set your calendars to listen live! That's the point! We want your
support! Get the newsletter? Call and show your support! Like the shows?
Call and show your support! We are counting on each and every one of you
(that means YOU) to join KVMR and become a member or just renew and watch
your money grow to boot! Tomorrow! Noon! All the news you want to know and
more! 
  _____  

Do Not Reply to newsletter messages directly. 
Direct all questions or comments to Moneymatters at kvmr.org. 
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles. 
You can access past updates at: http://www.moneymanagementradio.com 
Disclaimer: 
The views expressed here are opinions only. This update does not represent
KFOK, KZFR or KVMR FM radios in anyway and should not be construed as an
extension of either station. It is a private email subscription and is
produced by Marc Cuniberti and does not reflect the views or opinions of the
stations, their management, underwriters or members. All issues regarding
this email should be sent to Marc Cuniberti and/or his agents. 
This article is strictly for informational purposes only. It is not a
solicitation to make any exchange, buy or sell any precious metal products,
commodities, securities, stocks, warrants, options or other financial
instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for
your investing. Perform due diligence on any firm you plan to send money to.
Mr. Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own
research before investing. Mr. Cuniberti may or may not hold the securities
listed. 
If you wish to send Mr. Cuniberti an email, please keep your emails to less
then 3 sentences and do not ask about specific holdings you may hold nor ask
him to comment on YOUR specific situation. You may submit general market
questions or concerns. He answers EVERY email sent to him within the
confines of these rules. Someone will respond to your email regardless of
what it contains so you will know we received it. We care about your
participation in Money Management Radio and Money Matters. 
If you like what you hear on Money Matters, check out what else is happening
on your community radio station, KVMR, on Facebook.com. You'll be kept up to
date on special programming, events, discussion opportunities, and lots
more. Go to Facebook and type KVMR in the search bar. You can become a fan
of MONEY MATTERS on Facebook by going to:
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money 
Produced and Hosted by Marc Cuniberti 
Web Site: http://www.moneymanagementradio.com
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.
"Money Matters" and "Your Money Matters" is aired throughout Northern
California and the State Capitol. 
Marc and Money Matters has been featured on NBC and ABC television and on
various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout
Northern California and the State Capitol.
Worldwide on the web at KVMR, <http://WWW.KVMR.ORG>  KZFR <http://kzfr.org/>
and on KFOK <http://KFOK.org>  FM RADIOS 
Where I buy some of my gold: What I call "Possession Gold". 
Blanchard and Company, Inc.
P.O. Box 61740
New Orleans, La 70161-1740
Direct toll free number: (888) 727-7537
Rick Baugnon

I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide.
  
Monex Deposit David Feldberg x 2216
4910 Birch St., Newport Beach Ca 92660
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. 
Take delivery and store in a safe place. You may have 25 % of this amount in
silver and the remaining 75% in gold. I usually buy only generic 1 ounce
rounds or ounce bars, no collectibles. You may buy any 99 % pure gold or
silver assets but pay no more then a few percentage points over spot. Again,
buy NO Collectibles, No Margin account, No Commodity accounts. Take delivery
of standard coins only. 
  
JH MINT
13241 Grass Valley Ave. 
Grass Valley, Ca 95945 (530)273-8175

(Near the Grass Valley Airport off Loma Rica Road)

Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold
or silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with.  You can pay in cash and you will remain anonymous.
I usually buy Gold Eagles, Buffalos, Kruggerands, Silver Maples. Gold Pandas
Generic Rounds. Peace Dollars or Morgans. You may also use my web contact: 
 
Follow Marc and Money Matters on Facebook
<http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money
-Matters/225256048565> . 


__________ Information from ESET NOD32 Antivirus, version of virus signature
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From bayareaprocess at att.net  Wed Nov  3 18:08:22 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Wed, 3 Nov 2010 11:08:22 -0700
Subject: [Money-matters] FW: [Money Matters Newsletter] QE2 announced today!
	Membership drive breaks another record. Update November 3, 2010
Message-ID: <89898AA336CD4ED1928BE90A680AFDB1@Marc>

 
 
  _____  

From: Money Management Radio [mailto:marc at moneymanagementradio.com] 
Sent: Wednesday, November 03, 2010 11:05 AM
To: client
Subject: [Money Matters Newsletter] QE2 announced today! Membership drive
breaks another record. Update November 3, 2010
 

 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header2.jpg>



Money Matters Newsletter: QE2 announced today! Membership drive breaks
another record. Update November 3, 2010

Marc's notes:
First of all I would like to extend my gratitude to all who stepped up and
joined the KVMR family during this pledge drive. Kvmr raised over 100,000 in
the 8 day drive and Money Matters Listeners came forward with a record
breaking 24,000 and change.
Thank you from the bottom of my heart. As an added thrill, a listener
pledged a huge amount, the largest amount we think ever pledged and donated
another huge amount to Turkey Matters. My heart goes out to you. You know
who you are. 

For newsletter recipients, you will receive the newsletter shortly after we
process all the email addresses so hang tight. The Margarita Dinner folks
will be contacted in about 2 weeks with proposed dates. Consults will be
contacted by email in about the same amount of time. Money Matters members
(website access) will be added to the site soon and you will get an email
with access codes and information on how to use the site.

Thank you again so much.  You make a difference.

Well, the elections are over and we saw some changes. Not sure what that
will mean economically but the message is clear- stop with the bailouts.
Whether they will or not is another matter. They didn't listen to us before
so there is no reason to think that will change. In fact later today the
Federal Reserve will announce another bailout in the form of QE2. It will be
called asset or treasury purchases, also known as monetizing. In layman
terms, it's the final attempt a central bank can make. There are few options
left to them if this flood of new money doesn't spur a recovery and it
won't. It can't. It has been tried before by many governments from Peru to
Brazil to Mexico. It is not the solution. More money in a world awash in it.
More debt in a world awash in debt. Look for the markets to probably sell
the news unless they do some shock and awe and announce even a larger amount
then anticipated. We expect to see a commitment of 500 billion spread out
over a series of months. Basically it means some guy somewhere pushes a
button and creates money in a bank account. This money will go the banks and
favored firms eventually and it's just another bank bailout. This will cause
inflation and in fact the news on PrudentBear.com is all about grain, oil,
food, rubber, cotton and everything else skyrocketing in price world wide.
Check the site out and preview the headlines under "more news".
The Dow bounces around 11,000 and I can't tell which way this thing is going
to go so hold everything as before with no changes. Gamblers should take
some USO off the table as it is up around 4 points since our recommendation
at 32 and that's about a 11 % profit. Sell some and wait. Greedy ones can
hang a tad longer. Gold down today and foreign currencies are up. Swiss
Annuities will have a banner year and since most of you bought large
amounts, you should see 5 figure gains in your balances on the statements
coming in January. Australia just announced another interest rate increase
so those holding FXA should be getting higher dividends. FXC (Canada) and
FXF (Franc) are also near all time highs. You should have sold a portion of
these for you profit hungry traders out there while those non traders should
just sit.

All in all, fireworks should follow soon with the announcement on QE2 and
election digestion so follow the news.

I am in for another (yes) surgery tomorrow (left knee scope) so disregard
any newsletters in the next 24 hours as the drugs will be scripting them.
(HA HA). Just kidding on that one.

I will watch the markets for you in a daze and manage to kick out a
newsletter if something pops.

Send in those Turkey Matters checks! We are running out of time. Information
below.

All the best and hope I don't see a bright light tomorrow when I wake up.

marc

Turkey Matters, our "Match your funds" food program kicked off on the 100th
anniversary show on October 7th. I will match your funds for the Nevada
County Food banks to buy Turkeys for the needy. Turkeys run about $7.00 a
piece so decide how many Turkeys you wish to buy, send me a check and I buy
the same amount to match your number. Buy 5 turkeys for $35.00 and I buy 5
too and they get 10!  Send all checks to: 
Marc Cuniberti
PMB 101  (MUST SAY PMB, not post office box)
578 Sutton Way, Grass Valley, Ca  95945. 
Make the check out to the food bank of your choice, either the Interfaith
Food Ministries or the Nevada County Food Bank. I will double your check
with my own money.
Let's help feed the needy with Turkey this Thanksgiving! Your dinner will
never be better knowing you helped feed literally thousands as we did last
year. Send in your check now. Last year we bought over 700 turkeys. That's
probably feeding close to 2000 people!




  _____  

Do Not Reply to newsletter messages directly. 
Direct all questions or comments to Moneymatters at kvmr.org. 
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles. 
You can access past updates at: http://www.moneymanagementradio.com 
Disclaimer: 
The views expressed here are opinions only. This update does not represent
KFOK, KZFR or KVMR FM radios in anyway and should not be construed as an
extension of either station. It is a private email subscription and is
produced by Marc Cuniberti and does not reflect the views or opinions of the
stations, their management, underwriters or members. All issues regarding
this email should be sent to Marc Cuniberti and/or his agents. 
This article is strictly for informational purposes only. It is not a
solicitation to make any exchange, buy or sell any precious metal products,
commodities, securities, stocks, warrants, options or other financial
instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for
your investing. Perform due diligence on any firm you plan to send money to.
Mr. Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own
research before investing. Mr. Cuniberti may or may not hold the securities
listed. 
If you wish to send Mr. Cuniberti an email, please keep your emails to less
then 3 sentences and do not ask about specific holdings you may hold nor ask
him to comment on YOUR specific situation. You may submit general market
questions or concerns. He answers EVERY email sent to him within the
confines of these rules. Someone will respond to your email regardless of
what it contains so you will know we received it. We care about your
participation in Money Management Radio and Money Matters. 
If you like what you hear on Money Matters, check out what else is happening
on your community radio station, KVMR, on Facebook.com. You'll be kept up to
date on special programming, events, discussion opportunities, and lots
more. Go to Facebook and type KVMR in the search bar. You can become a fan
of MONEY MATTERS on Facebook by going to:
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money 
Produced and Hosted by Marc Cuniberti 
Web Site: http://www.moneymanagementradio.com
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.
"Money Matters" and "Your Money Matters" is aired throughout Northern
California and the State Capitol. 
Marc and Money Matters has been featured on NBC and ABC television and on
various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout
Northern California and the State Capitol.
Worldwide on the web at KVMR, <http://WWW.KVMR.ORG>  KZFR <http://kzfr.org/>
and on KFOK <http://KFOK.org>  FM RADIOS 
Where I buy some of my gold: What I call "Possession Gold". 
Blanchard and Company, Inc.
P.O. Box 61740
New Orleans, La 70161-1740
Direct toll free number: (888) 727-7537
Rick Baugnon

I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide.
  
Monex Deposit David Feldberg x 2216
4910 Birch St., Newport Beach Ca 92660
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. 
Take delivery and store in a safe place. You may have 25 % of this amount in
silver and the remaining 75% in gold. I usually buy only generic 1 ounce
rounds or ounce bars, no collectibles. You may buy any 99 % pure gold or
silver assets but pay no more then a few percentage points over spot. Again,
buy NO Collectibles, No Margin account, No Commodity accounts. Take delivery
of standard coins only. 
  
JH MINT
13241 Grass Valley Ave. 
Grass Valley, Ca 95945 (530)273-8175

(Near the Grass Valley Airport off Loma Rica Road)

Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold
or silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with.  You can pay in cash and you will remain anonymous.
I usually buy Gold Eagles, Buffalos, Kruggerands, Silver Maples. Gold Pandas
Generic Rounds. Peace Dollars or Morgans. You may also use my web contact: 
 
Follow Marc and Money Matters on Facebook
<http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money
-Matters/225256048565> . 


__________ Information from ESET NOD32 Antivirus, version of virus signature
database 5588 (20101103) __________

The message was checked by ESET NOD32 Antivirus.

http://www.eset.com
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From bayareaprocess at att.net  Sat Nov  6 22:08:37 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Sat, 6 Nov 2010 15:08:37 -0700
Subject: [Money-matters] FW: [Money Matters Newsletter] Newbies Welcome!
	Summary of Holdings Below. Money Update November 6, 2010
Message-ID: <437C915B94B84E20945DF4F79139E83B@Marc>

 
 
  _____  

From: Money Management Radio [mailto:marc at moneymanagementradio.com] 
Sent: Saturday, November 06, 2010 2:50 PM
To: client
Subject: [Money Matters Newsletter] Newbies Welcome! Summary of Holdings
Below. Money Update November 6, 2010
 

 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header2.jpg>



Money Matters Newsletter: Newbies Welcome! Summary of Holdings Below. Money
Update November 6, 2010

Marc's Notes:

First of all welcome to all you new update subscribers! This is the Money
Matters Update! You will receive these in your email whenever I do them. You
may share them with your friends or they can sign up at
www.moneymanagementradio.com.
Thank you for supporting our community and our community radio station, KVMR
FM.
We NEED and APPRECIATE your stepping up and pledging your hard earned money
and I will do all I can to make it worth every penny and more! Now read
on...

The Feds announced their QE2 (Quantitative Easing = Money Printing) in the
amount of 600 billion with also a mini-program of about 200 billion you
didn't hear about. This is dangerous territory for a central bank as it
differs from the bailout TARP program and other programs you heard about in
2008 and 2009. It is dangerously different because the 2008/09 funds went to
the banks and favored firms to repair their balance sheets. In other words,
to pay off their bad debts/bets. It was a disgusting pay off to them for
their bad bets with our taxpayer money to "save the system". We will really
never know if the system would have failed had they not paid them but we
will certainly eventually know if they "saved" the system. If the system
fails then we will know they didn't "save" it and just wasted money we
desperately needed. What differs about this round of money printing is that
the 600 billion (plus 200 billion) is an outright purchase of Treasuries.
This type of purchase IS outright money printing (called Monetization) and
whereby the previous money never really got into our economic system as the
banks kept it, THIS round of money WILL go into the system just by the very
nature of these Treasury purchases and the way it was done. This type of
monetization is typical of banana type republics and is rarely used by first
world governments as it is a broad strokes method of money spraying that
usually signals desperation on behalf of the government undertaking it.
Normally stimulating an economy is done by lowering interest rates but rates
are already at zero so that avenue is no longer available to them. This
monetization is the desperation move that central banks should never take
but here we are. It's the reason why other nations like China are protesting
this move calling it reckless. Ben Bernanke, your Federal Reserve Chief is
defending his move (what else did you expect) by saying he is only concerned
about America and that stimulating America's economy will help the entire
world. Never mind the fact that this type of monetization has never worked
anywhere, anytime when used by anyone.  Bernanke knows only one remedy for
all that ails, and that is to print more money. What will be the result?

First it won't be enough. (Have you heard that from me before?). 
Like the first TARP program and all the other programs they tried, they have
only managed to keep the economy from falling into the abyss. Housing is
still plummeting with foreclosures at record highs, unemployment is still
above 9 % 
(really it's about 20 %) and corporate earnings from "real" America, mainly
manufacturing,  is only limping along by foreign demand and NOT from demand
here in the US.

If you recall Bernanke's "green shoots" speech, he claimed he could slowly
withdraw his stimulus and bank programs and return to a normal consumer
driven economy, instead of a government spending driven economy. I said he
would never be able to withdraw the programs and now not only can he not
withdraw them he is coming up with more of them, evident by this latest QE2
of 600 billion. The fact is the US economy is dependent on government
spending and cannot function normally with out it. But function normally is
an overstatement. The truth is we can now only delay the deleveraging and
debt repudiation by money printing. This is the classic progression of what
conservative economic models predict will happen in a debt driven society.
Just think of a household that lives on credit cards and project out the
eventual end. You can easily draw your own conclusions. 
Bottom line: All this money WILL flood into the economy, causing what I
wrote about 3 months back in an update. 
STAGFLATION. Rising prices in basic necessities while prices fall in wages,
housing and non essentials. This is exactly what we are already seeing. Just
go to Prudentbear.com and read the headlines for a few days. Costs on food
stuff are soaring. I also detailed a gamblers play in oil (USO) as oil was
lagging in its price compared to everything else. Oil had to play catch up
and now it is. USO is now up almost 15% from our recommended buy in at 32
and I suspect will continue up until the market cracks, if it cracks at all.
The FEDS are basically driven now by a rising stock market and intend to see
it rise no matter what. They equate a rising stock market with a recovering
economy. They also equate rising inflation with a recovery. They will print
money until they get both. Unfortunately they might get what they wish for,
but inflation is like warming your house with a Christmas tree fire. It can
get ugly real fast. The US dollar is also bearing the brunt of this insane
monetary policy and falling brutally fast. 

Our foreign currency funds are skyrocketing. (See Dream Portfolio for
details).
I don't mind making the money but hate to see our national currency
relegated to third world status. Currencies shouldn't be moving this fast.
It is not a good sign. Just look at the price of gold and silver. Silver is
now over $26.00/ounce and gold near $1,400.00/ounce. That's absurd. These
moves ARE the inflation I warned about. Food is already expensive and we are
seeing just in the last few days and weeks another alarming increase in
these items on world markets, which means higher food prices even still in
the weeks and months to come in your supermarket. Energy will follow which
will drive all prices across the board higher. Meanwhile our elderly, those
on social security or fixed income (think Calpirs or Stirs) will not be able
to keep up with these skyrocketing prices and find themselves falling
further and further behind. Many will seek out higher returns in the stock
market (which is what the FEDS want) only to find disappointment and loss
there as well if another "flash" crash or market crash materializes. Look
the other way and your dollars lose value. It's a nasty vice with teeth on
both ends and its all brought to you by the failed economic thinkers
employed by Washington and your illegal Federal Reserve System, bought and
paid for by the banks. Look, the economy is correcting because there is
something wrong, much like a noise from your transmission. Trying to hide
the noise won't help the problem. The economic problem is simple:
Too many borrowed too much and spent too much for too long. Trying to get
them to spend more and borrow more won't do anything but make the problem
worse still. How hard is that to comprehend.  Consumers are tapped out.
Cities are tapped out. States are tapped out. The government check book is
tapped out. Foreign governments are tapped out. THERES TOO MUCH DEBT!  What
does it take to get this simple fact through people's heads?

What to do:
For you new readers, Money Matters listener should be concerned about not
losing money. That's our main theme here and since 2006, we have been
advising people that most of your money should be in simple FDIC banks
accounts or their sisters, Credit Union NCUA Government insured accounts,
under the limit and fully protected. This does not mean MONEY MARKET FUNDS
if you can avoid them. They do NOT have to give you your money in times of
market duress but bank accounts DO HAVE TO.

I don't like American Annuities so I do not recommend buying them no matter
what the salesman tells you.

If your in a government, state or company pension, your pretty much stuck
with what they invest in but if you have a choice, seek out the US
GOVERNMENT SHORT TERM GUARANTEED debt funds. 

Those with self directed IRAS or your own stock accounts should be limited
in their exposure and hold only 10 or 20% of your wealth in stocks at this
time and only in dividend paying stocks or funds since most stocks move
together so why not get paid while you wait.

You should consider moving money OUT of the US and the easiest way I know
how is to open a Swiss Annuity. The free booklet is available on the website
by clicking on the Swiss Advantage Banner on the right side. Don't confuse
these with American Annuities. They are entirely different and not
recommended.

You should consider holding at least 10 or 20% of your wealth in physical
gold and silver in your possession. (Bank Safe Deposit Box). Contacts for
buying are at the end of this letter.

You should be holding 10 or 20 % in foreign currency funds or foreign
currency Cds. (See Dream Portfolio or past newsletters under newsletter
archives on website left menu).

You should consider maintaining a small amount of contrary funds or BEAR
funds for insurance against a market crash. I suggest (Symbol) DOG. There
are others. These fall when markets rise and rise when markets fall.

Gamblers plays are listed every so often and are NOT FOR MOST INVESTORS.
These are for those gamblers out there or those that like to play with
money. They are risky bets and you can lose your money. Some of ours have
worked out and others have not. So goes the market. You should only have
less then 1 % of your total money in any and all of these plays at anytime
and they are only for those used to playing stocks in and out.

I don't like real estate right now and recommend you hold off buying any,
especially rental property.

>From time to time I find NO RISK investments that I like and will post these
on the newsletter.
For other general stock holdings, you might consider energy, gold, silver
and other commodity holdings. See newsletter archives of the Dream Portfolio
for details.

All suggestions should be considered WHEN I list them. Waiting to buy or
sell will skew the results and trying to out guess me usually isn't prudent.

At all times, remember that these are just suggestions as where to place
your money and you are responsible for your money and investments. Do your
research before investing. Any investment can lose money. 

You can send me an email about the markets or economy but don't ask me about
specific stocks or tell me details about your financial situation.

You can schedule a consult with me on the website under "Lunch with Marc"
left side menu bar. There is a fee of course. You don't work for free nor do
I.

Right now is a trying time for our country and economy. You must watch your
money or they will take it from you. Don't buy anything you don't
understand, and get to understand everything you buy or already own. After
all, it's your money.

Turkey Matters:
Turkey Matters, our "Match your funds" food program kicked off on the 100th
anniversary show on October 7th. I will match your funds for the Nevada
County Food banks to buy Turkeys for the needy. Turkeys run about $7.00 a
piece so decide how many Turkeys you wish to buy, send me a check and I buy
the same amount to match your number. Buy 5 turkeys for $35.00 and I buy 5
too and they get 10!  Send all checks to: 
Marc Cuniberti
PMB 101  (MUST SAY PMB, not post office box)
578 Sutton Way, Grass Valley, Ca  95945. 
Make the check out to the food bank of your choice, either the Interfaith
Food Ministries or the Nevada County Food Bank. I will double your check
with my own money.
Let's help feed the needy with Turkey this Thanksgiving! Your dinner will
never be better knowing you helped feed literally thousands as we did last
year. Send in your check now. Last year we bought over 700 turkeys. That's
probably feeding close to 2000 people! We are now up to over $8,000.00 in
committed funds. I had a goal of $10,000.00 and we are almost there! The
program for matching is ending next week so get your checks in!  Thanks to
everyone who supported this program. After all, our government bails out the
banksters but supports little of the real needs of the people. You and I
have to do the right thing and fill the void. Send me a check.

All for now and all the best to you.

Marc

PS:
Thanks for all the get well quick wishes for my knee surgery. It's coming
along fine.







  _____  

Do Not Reply to newsletter messages directly. 
Direct all questions or comments to Moneymatters at kvmr.org. 
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles. 
You can access past updates at: http://www.moneymanagementradio.com 
Disclaimer: 
The views expressed here are opinions only. This update does not represent
KFOK, KZFR or KVMR FM radios in anyway and should not be construed as an
extension of either station. It is a private email subscription and is
produced by Marc Cuniberti and does not reflect the views or opinions of the
stations, their management, underwriters or members. All issues regarding
this email should be sent to Marc Cuniberti and/or his agents. 
This article is strictly for informational purposes only. It is not a
solicitation to make any exchange, buy or sell any precious metal products,
commodities, securities, stocks, warrants, options or other financial
instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for
your investing. Perform due diligence on any firm you plan to send money to.
Mr. Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own
research before investing. Mr. Cuniberti may or may not hold the securities
listed. 
If you wish to send Mr. Cuniberti an email, please keep your emails to less
then 3 sentences and do not ask about specific holdings you may hold nor ask
him to comment on YOUR specific situation. You may submit general market
questions or concerns. He answers EVERY email sent to him within the
confines of these rules. Someone will respond to your email regardless of
what it contains so you will know we received it. We care about your
participation in Money Management Radio and Money Matters. 
If you like what you hear on Money Matters, check out what else is happening
on your community radio station, KVMR, on Facebook.com. You'll be kept up to
date on special programming, events, discussion opportunities, and lots
more. Go to Facebook and type KVMR in the search bar. You can become a fan
of MONEY MATTERS on Facebook by going to:
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money 
Produced and Hosted by Marc Cuniberti 
Web Site: http://www.moneymanagementradio.com
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.
"Money Matters" and "Your Money Matters" is aired throughout Northern
California and the State Capitol. 
Marc and Money Matters has been featured on NBC and ABC television and on
various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout
Northern California and the State Capitol.
Worldwide on the web at KVMR, <http://WWW.KVMR.ORG>  KZFR <http://kzfr.org/>
and on KFOK <http://KFOK.org>  FM RADIOS 
Where I buy some of my gold: What I call "Possession Gold". 
Blanchard and Company, Inc.
P.O. Box 61740
New Orleans, La 70161-1740
Direct toll free number: (888) 727-7537
Rick Baugnon

I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide.
  
Monex Deposit David Feldberg x 2216
4910 Birch St., Newport Beach Ca 92660
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. 
Take delivery and store in a safe place. You may have 25 % of this amount in
silver and the remaining 75% in gold. I usually buy only generic 1 ounce
rounds or ounce bars, no collectibles. You may buy any 99 % pure gold or
silver assets but pay no more then a few percentage points over spot. Again,
buy NO Collectibles, No Margin account, No Commodity accounts. Take delivery
of standard coins only. 
  
JH MINT
13241 Grass Valley Ave. 
Grass Valley, Ca 95945 (530)273-8175

(Near the Grass Valley Airport off Loma Rica Road)

Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold
or silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with.  You can pay in cash and you will remain anonymous.
I usually buy Gold Eagles, Buffalos, Kruggerands, Silver Maples. Gold Pandas
Generic Rounds. Peace Dollars or Morgans. You may also use my web contact: 
 
Follow Marc and Money Matters on Facebook
<http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money
-Matters/225256048565> . 


__________ Information from ESET NOD32 Antivirus, version of virus signature
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From caersidi at freeshell.org  Mon Nov  8 19:00:08 2010
From: caersidi at freeshell.org (Bill Cassady)
Date: Mon, 8 Nov 2010 19:00:08 +0000 (UTC)
Subject: [Money-matters] change of email address
In-Reply-To: <331999.44316.qm@web83801.mail.sp1.yahoo.com>
References: <331999.44316.qm@web83801.mail.sp1.yahoo.com>
Message-ID: <Pine.NEB.4.64.1011081856320.2287@sdf.lonestar.org>

On Sat, 6 Nov 2010, Phil Hines wrote:

> Date: Sat, 6 Nov 2010 18:35:27 -0700 (PDT)
> From: Phil Hines <phil.hines at att.net>
> To: Money-matters-l at jtan.com
> Subject: change of email address
> 
> Hi, I have a new email address as we have changed to a local internet 
> provider.?Old email address was phil.hines at att.net; new email mail 
> address effective?immediately is p.w.hines1949 at gmail.com.? Thank you 
> for making the change. ? ? Phil Hines????

Successfully subscribed:

    * p.w.hines1949 at gmail.com 

-Bill


caersidi at sdf.lonestar.org
SDF Public Access UNIX System - http://sdf.lonestar.org

From bayareaprocess at att.net  Thu Nov 11 01:17:47 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Wed, 10 Nov 2010 17:17:47 -0800
Subject: [Money-matters] FW: [Money Matters Newsletter] Show Tomorrow.
	Holdings Update. Read below! Update Nov 10th, 2010
Message-ID: <1B79F4FA0FD743ADB82266576D4680F2@Marc>

 
 
  _____  

From: Money Management Radio [mailto:marc at moneymanagementradio.com] 
Sent: Wednesday, November 10, 2010 5:15 PM
To: client
Subject: [Money Matters Newsletter] Show Tomorrow. Holdings Update. Read
below! Update Nov 10th, 2010
 

 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header2.jpg>



Money Matters Newsletter: Show Tomorrow. Holdings Update. Read below! Update
Nov 10th, 2010

Money Matters Airs Tomorrow.  ?QE2?   Marc details the new round of monetary
easing just announced and what it means to your future. Market news will
also be updated.

Money Matters airs Thursday 12:00 pm PST on KVMR FM 89.5  www.KVMR.ORG

Markets:
Dow bouncing around 11,300 with the big movement occurring in Oil, Gold,
Silver, Foreign Currencies and Interest Rates. Talk about d?j? vu. Oil is
now playing catch up to the other commodities, something I detailed a few
weeks back would happen. Those that bought USO at 32 are now looking at
handsome profits. You can trade out of this position now or consider leaving
a small bit on the table. This is almost a 20 % profit.

Interest Rates are spiking so those that bought into TBT in the low 30?s can
now also take some off the table for about 15 % profit. Long term holders do
just that. Hold.

Gold and Silver are in rocket mode and if you own a lot of these, again look
to take some profits here. Our gold funds are closing on a double and when
it gets there I will put out a partial sell. Silver is ridiculous at 27
bucks an ounce, skyrocketing 30 % in a few short weeks. The great silver
short covering rally is upon us. I expect pull backs along the way. I
mentioned these pullbacks, if brief, signal further strength in the rally.
Long term holders should HOLD and gamblers or those with a lot of metal
should consider selling some into this strength

Our ? Short the Euro? gamblers play is in the black  (EUO) but does not have
enough profit in it for me yet so I will hold. The Euro is again hitting
rocky bottoms as Ireland is the next nation on the grid for austerity
issues. 

Natural Gas is up a tad as it is making the news and big oil is adding
positions in NAT GAS. Many articles are hitting the wires on NAT GAS but
supply issues makes for slow going. HOLD. 

Uranium is back in the news and moving. We hold it from 3 years or so back
and you can add some here if you like. Use NLR or URPTF or CCJ. This is a
longer term gamblers play on rising energy costs.

Foreign currencies recent parabolic rise signal all is not well with the US
dollar and the new round of QE2  (tomorrows show) is having an opposite
effect then what the FEDs wanted. Worldwide protest is taking place from
other governments and calls for the US to get some self control over its
Federal Reserve are making the rounds. With the Swiss Franc, the Aussie
Dollar and Canadian Dollars all making new highs, our foreign currency funds
and Swiss Annuities are rising nicely showing handsome profits for all.
Those that bought Swiss Annuities will LOVE their January Statements.
Profits will gush onto your balances if the US dollar doesn?t rally into
2011. Good job everyone, good job. You made the moves and now reap the
rewards.

Contrary fund holders should have switched all leverage funds to DOG or any
NON LEVERAGED fund except the old holders of BEARX and those that only hold
a small amount of the leveraged contrary funds. Those fitting that
description should be just sitting on those for insurance.

All for now, we talk tomorrow on air. Now go to dinner out somewhere!

Marc 
  
Turkey Matters ends this week. Please now drop all checks at the station in
my box. 
  _____  

Do Not Reply to newsletter messages directly. 
Direct all questions or comments to Moneymatters at kvmr.org. 
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles. 
You can access past updates at: http://www.moneymanagementradio.com 
Disclaimer: 
The views expressed here are opinions only. This update does not represent
KFOK, KZFR or KVMR FM radios in anyway and should not be construed as an
extension of either station. It is a private email subscription and is
produced by Marc Cuniberti and does not reflect the views or opinions of the
stations, their management, underwriters or members. All issues regarding
this email should be sent to Marc Cuniberti and/or his agents. 
This article is strictly for informational purposes only. It is not a
solicitation to make any exchange, buy or sell any precious metal products,
commodities, securities, stocks, warrants, options or other financial
instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for
your investing. Perform due diligence on any firm you plan to send money to.
Mr. Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own
research before investing. Mr. Cuniberti may or may not hold the securities
listed. 
If you wish to send Mr. Cuniberti an email, please keep your emails to less
then 3 sentences and do not ask about specific holdings you may hold nor ask
him to comment on YOUR specific situation. You may submit general market
questions or concerns. He answers EVERY email sent to him within the
confines of these rules. Someone will respond to your email regardless of
what it contains so you will know we received it. We care about your
participation in Money Management Radio and Money Matters. 
If you like what you hear on Money Matters, check out what else is happening
on your community radio station, KVMR, on Facebook.com. You'll be kept up to
date on special programming, events, discussion opportunities, and lots
more. Go to Facebook and type KVMR in the search bar. You can become a fan
of MONEY MATTERS on Facebook by going to:
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money 
Produced and Hosted by Marc Cuniberti 
Web Site: http://www.moneymanagementradio.com
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.
"Money Matters" and "Your Money Matters" is aired throughout Northern
California and the State Capitol. 
Marc and Money Matters has been featured on NBC and ABC television and on
various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout
Northern California and the State Capitol.
Worldwide on the web at KVMR, <http://WWW.KVMR.ORG>  KZFR <http://kzfr.org/>
and on KFOK <http://KFOK.org>  FM RADIOS 
Where I buy some of my gold: What I call ?Possession Gold?. 
Blanchard and Company, Inc.
P.O. Box 61740
New Orleans, La 70161-1740
Direct toll free number: (888) 727-7537
Rick Baugnon

I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide.
  
Monex Deposit David Feldberg x 2216
4910 Birch St., Newport Beach Ca 92660
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. 
Take delivery and store in a safe place. You may have 25 % of this amount in
silver and the remaining 75% in gold. I usually buy only generic 1 ounce
rounds or ounce bars, no collectibles. You may buy any 99 % pure gold or
silver assets but pay no more then a few percentage points over spot. Again,
buy NO Collectibles, No Margin account, No Commodity accounts. Take delivery
of standard coins only. 
  
JH MINT
13241 Grass Valley Ave. 
Grass Valley, Ca 95945 (530)273-8175

(Near the Grass Valley Airport off Loma Rica Road)

Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold
or silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with.  You can pay in cash and you will remain anonymous.
I usually buy Gold Eagles, Buffalos, Kruggerands, Silver Maples. Gold Pandas
Generic Rounds. Peace Dollars or Morgans. You may also use my web contact: 
 
Follow Marc and Money Matters on Facebook
<http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money
-Matters/225256048565> . 


__________ Information from ESET NOD32 Antivirus, version of virus signature
database 5608 (20101110) __________

The message was checked by ESET NOD32 Antivirus.

http://www.eset.com
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From bayareaprocess at att.net  Thu Nov 18 00:50:02 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Wed, 17 Nov 2010 16:50:02 -0800
Subject: [Money-matters] FW: [Money Matters Newsletter] Money Show Tomorrow!
	Foreign Currencies, Oil, Gold Expected Correction Here! 11/17/10
Message-ID: <B329F7CEEA624F3680D5B6A7143B88D7@Marc>

 
 
  _____  

From: Money Management Radio [mailto:marc at moneymanagementradio.com] 
Sent: Wednesday, November 17, 2010 4:45 PM
To: client
Subject: [Money Matters Newsletter] Money Show Tomorrow! Foreign Currencies,
Oil, Gold Expected Correction Here! 11/17/10
 

 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header2.jpg>



Money Matters Newsletter: Money Show Tomorrow! Foreign Currencies, Oil, Gold
Expected Correction Here! 11/17/10

Marc's Notes:
First off let me thank each and every listener that sent in Turkey Matters
checks.
Here are the final tallies. 
Turkey Matters
Food Bank  $7,054.00
Interfaith       1,380.00     total 8441.00

The checks were presented to each institution this week. I then went to the
Grass Valley Veterans Hall where they were in the midst of handing out our
Turkeys and food. What a sight. 

Sad on one hand but enlightening on the other. Seeing our money in action
was heart lifting. Thank you again for helping.

The markets are fiddling with the 11,000 Dow level and we don't know which
way it will break, down or up. If it fiddles with this level for an extended
period it usually means a break DOWN. If it rallies from here UP, it should
do so fairly soon. If it does break down into the 10,000 and stays there a
few days then lower we may go shortly thereafter.

Ireland is adding to the Euros' problems as they now line up for a bailout.
Like I said, first its homeowners going broke, then cities, then states,
then companies, now entire countries. The disease is spreading to the entire
body as detailed in our summer newsletter. 
The  PIIGS  nations  (Portugal, Italy, Ireland, Greece and Spain) all
overspent on social programs and government pork and now can't pay the
bills. Add in bad investments on US home mortgages and you have a broke
country. Paralleling my UNION article on the problems of the Euro
(http://www.theunion.com/article/20100426/NEWS/100429812) we are witnessing
the shackles of a paper currency in a non paper experiment. Look for another
bailout to Ireland and more to follow. Meanwhile our "short the EURO"  play
using EUO has moved into the black enough to cut and run with about 7 %
profit or so in a week and a half so if you made that play, sell the
position at a profit at EUO 19.90, no lower. Initiate a stop there and ride
it up if it goes further. We may see a rally now with this bailout talk.

Our foreign currency prediction of a pullback took place and you short term
traders should have sold 25 % or 50 % of your FXA   FXC  or FXF near the top
and now hold the cash to buy back in on this correction. There may be more
to come so our decision to take profits was right on. Long term holders do
nothing. 

Ditto with gold and silver. The correction I mentioned that was coming is
here. Short term traders or those with a ton of physical gold and silver
should have sold off some metal per newsletter OCTOBER/NOVEMBER 2010. Folks
with less then 10% of their net worth in gold and silver should start adding
small amounts here, but keep in mind the correction may not be over. Keep
some powder dry.

Swiss Annuities- HOLD of course. Profits to all.

Oil- We put out last week to sell off your USO you bought around 32, getting
at least 36 or more for it, to a high of 38, giving us about at 15% to 20 %
profit in a few short weeks. You should be out of that gamblers play. You
should keep your powder dry. Oil is following the stock market right now and
may go lower

Natural Gas- Lots of press on NAT GAS   and some movement but our NAT GAS is
still badly underwater. You should have sold 25% when NAT hit 5.25 (UNG) but
still have 
75 % of it. It is now sitting around 5.70 (UNG) and looks to be stabilizing.
Every time I say that however, it rips me a new  ------------  and goes
lower. Hold. Our day will come.

Uranium- a new addition of an old holding. We made nice money the first time
around yet many bought in too late and are in the RED. Those not owning it
can play it with URPTF, NLR or CCJ. It is not gamblers play per say as we
are not looking for a short term trade here but long term energy gains. This
should only be a small position for those looking for energy holding
diversification. It does not pay a dividend.

New Mutual Funds - A Chile fund and an Asia fund that pay around 8 or 9 %
dividends to boot. What's not to like? That and our MONSTER STOCK DIVIDEND
PAYERS are on the Super Dividend Payers List for all website members.
($99.00/ yr).

Want to see a very funny video on Quantitative Easing? This is SOOO FUNNY
and pretty much tells it like it is. Thanks to Wayne for this.
(http://www.youtube.com/watch?v=PTUY16CkS-k)

I am writing for the UNION now and if you have seen any of the articles and
would like to see more, you may email the editor of the UNION at:
(http://www.theunion.com/section/contactus). They are mulling over their
continuance and input might help.
Money Matters Show Tomorrow, Nov 18, 2010. Noon. PST 
"How to Run a Restaurant".  This ought to be fun!
www.kvmr.org
Talk to all of you tomorrow!
Marc
  _____  

Do Not Reply to newsletter messages directly. 
Direct all questions or comments to Moneymatters at kvmr.org. 
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles. 
You can access past updates at: http://www.moneymanagementradio.com 
Disclaimer: 
The views expressed here are opinions only. This update does not represent
KFOK, KZFR or KVMR FM radios in anyway and should not be construed as an
extension of either station. It is a private email subscription and is
produced by Marc Cuniberti and does not reflect the views or opinions of the
stations, their management, underwriters or members. All issues regarding
this email should be sent to Marc Cuniberti and/or his agents. 
This article is strictly for informational purposes only. It is not a
solicitation to make any exchange, buy or sell any precious metal products,
commodities, securities, stocks, warrants, options or other financial
instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for
your investing. Perform due diligence on any firm you plan to send money to.
Mr. Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own
research before investing. Mr. Cuniberti may or may not hold the securities
listed. 
If you wish to send Mr. Cuniberti an email, please keep your emails to less
then 3 sentences and do not ask about specific holdings you may hold nor ask
him to comment on YOUR specific situation. You may submit general market
questions or concerns. He answers EVERY email sent to him within the
confines of these rules. Someone will respond to your email regardless of
what it contains so you will know we received it. We care about your
participation in Money Management Radio and Money Matters. 
If you like what you hear on Money Matters, check out what else is happening
on your community radio station, KVMR, on Facebook.com. You'll be kept up to
date on special programming, events, discussion opportunities, and lots
more. Go to Facebook and type KVMR in the search bar. You can become a fan
of MONEY MATTERS on Facebook by going to:
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
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Produced and Hosted by Marc Cuniberti 
Web Site: http://www.moneymanagementradio.com
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.
"Money Matters" and "Your Money Matters" is aired throughout Northern
California and the State Capitol. 
Marc and Money Matters has been featured on NBC and ABC television and on
various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout
Northern California and the State Capitol.
Worldwide on the web at KVMR, <http://WWW.KVMR.ORG>  KZFR <http://kzfr.org/>
and on KFOK <http://KFOK.org>  FM RADIOS 
Where I buy some of my gold: What I call "Possession Gold". 
Blanchard and Company, Inc.
P.O. Box 61740
New Orleans, La 70161-1740
Direct toll free number: (888) 727-7537
Rick Baugnon

I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide.
  
Monex Deposit David Feldberg x 2216
4910 Birch St., Newport Beach Ca 92660
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. 
Take delivery and store in a safe place. You may have 25 % of this amount in
silver and the remaining 75% in gold. I usually buy only generic 1 ounce
rounds or ounce bars, no collectibles. You may buy any 99 % pure gold or
silver assets but pay no more then a few percentage points over spot. Again,
buy NO Collectibles, No Margin account, No Commodity accounts. Take delivery
of standard coins only. 
  
JH MINT
13241 Grass Valley Ave. 
Grass Valley, Ca 95945 (530)273-8175

(Near the Grass Valley Airport off Loma Rica Road)

Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold
or silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with.  You can pay in cash and you will remain anonymous.
I usually buy Gold Eagles, Buffalos, Kruggerands, Silver Maples. Gold Pandas
Generic Rounds. Peace Dollars or Morgans. You may also use my web contact: 
 
Follow Marc and Money Matters on Facebook
<http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money
-Matters/225256048565> . 


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From bayareaprocess at att.net  Sun Nov 28 00:15:09 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Sat, 27 Nov 2010 16:15:09 -0800
Subject: [Money-matters] FW: [Money Matters Newsletter] Ireland follow
	Greece in potential default. Summary of all holdings. Update
	Nov. 26, 2010
Message-ID: <912015E3DC6442BDAFB3DB0B10EB3BB0@Marc>

 
 
  _____  

From: Money Management Radio [mailto:marc at moneymanagementradio.com] 
Sent: Saturday, November 27, 2010 2:16 PM
To: bayareaprocess at att.net
Subject: [Money Matters Newsletter] Ireland follows Greece in potential
default. Summary of all holdings. Update Nov. 26, 2010
 

 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header2.jpg>



Money Matters Newsletter: Ireland follow Greece in potential default.
Summary of all holdings. Update Nov. 26, 2010

BERLIN-The euro zone's sovereign debt crisis escalated Friday as the market
homed in on Spain as another potential weak spot, leaving officials
scrambling to quell investors' fears. Spanish Prime Minister Jose Luis
Rodriguez Zapatero moved to dispel the growing anxiety surrounding the
country's fiscal position Friday, saying there was "absolutely" no chance
the euro zone's fourth-largest economy would seek a bailout from the
European Union. But his attempt to calm the markets had little effect, with
the euro tumbling and the selloff in Spanish and Portuguese sovereign bonds
continuing. "If we continue to see the recent trend in Spanish bond yields
then the crisis is going to be taken to a completely new level, as Spain
accounts for approximately 11.7% of euro-zone [gross domestic product] which
is pretty much double the figure of Ireland, Portugal and Greece
[combined]," said Gary Jenkins, head of fixed-income research at Evolution
Securities. 

Marc's Notes:
Reread the article above. The old saying goes as soon as a government denies
something; you can be sure it's true. First Greece, then Ireland, with Spain
soon to follow. Much like what I detailed would happen almost 2 years ago
when we sold our Euro position; this flawed currency is again in the meat
grinder. Greece and Ireland were relatively small fish in the grand scheme
of things; (as if a few hundred billion is anything to be sneezed at). Spain
on the other hand represents 11.7% of Euro area production and is almost
twice the bailout potential size of Ireland. Portugal meanwhile is gasping
for liquidity and the disease keeps spreading. Actually its already spread,
its just that the truth is surfacing now.
With the official denial of the European bank now complete, you can be sure
they are scrambling to do damage control on a dire situation. The lesson
here is many faceted. The US screwed all these countries by offering up
toxic mortgage sandwiches which helped increase the bleeding on all fronts.
Couple that with out of control social spending by money happy politicians
to garner votes, amplified by the economic crisis and you have the recipe
for entire country defaults, and even worse, the potential collapse of the
Euro itself, or at least severe devaluation. The even bigger lesson here is
that paper (fiat) currencies never survive over printing caused by
overspending and the world is waking to the fact there is no safe paper
currency to hide in bar at least some safety in the Swiss Franc and possibly
a few others. The final currency rises again and that is the currency of
kings, Gold, Silver and "real" stuff". Investors world wide and even central
banks of entire countries are flocking to gold as the final currency, the
one that can't be printed. (See my Union Article here:
GOLD-http://www.theunion.com/article/20101108/NEWS/101109768
<http://www.theunion.com/article/20101108/NEWS/101109768&parentprofile=searc
h> &parentprofile=search). As I write this, Euro countries are infighting,
protesting against putting up more money for their deadbeat neighbors.
Germany who has run lean and mean and not overspent is tiring of spending
its hard earned dollars over and over again as new bankrupt countries belly
up to the public trough. A familiar theme in this bailout gone mad world.
I don't know how bad this Euro thing will get but I suspect as I have been
for months, REAL BAD. This WILL have ramifications worldwide including on
your finances and we must face the music and take steps to protect
ourselves. (See Dream Portfolio on the site, left side menu). As I write
this Irelands citizens are protesting any cutbacks in spending. You have to
wonder what they are thinking. No one wants their check reduced but its
either that or the country goes broke. We saw the same protests in Greece by
their citizens. The average Joe just doesn't get it I guess.

The sole answer however is NOT just holding a bunch of gold and silver
coins. You must diversify over an entire spectrum of assets. Remember, gold
is the thermometer of economic health, and government's world wide need the
power and illusion of the printing press to maintain order and control.
Since Gold sheds a light on this illusion and its toxicity, they will
attempt to first control its rise then possibly even take it from you. They
will at minimum downplay its importance as they buy it behind the scenes to
protect themselves.
It's the reason gold and silver have skyrocketed over the past decade, up
from a price of $250.00/ Gold/Oz to close to $1400.00. That's over a 600 %
increase. 
Since the US DOLLAR is measured not against gold (at least officially) but
measured against a basket of foreign currencies, these have risen as well.
Our holdings of Swiss Francs, the Canadian Dollar and the Aussie Dollar are
just off new highs which is why we have held them. Those that chose Swiss
Annuities as their foreign currency vehicle are doing even better. You will
LOVE your January statements if it keeps up. Look for number of Francs you
have on your statements and multiply that by the exchange rates at the time
you get you statements. You probably got a dividend AND interest on TOP of
the currency appreciation!
Other holdings:
US bank accounts are still preferred for most of your money as well at US
GOVT securities (short term only) such as Treasuries, Treasury funds and
similar holdings. You should HEDGE these (protect against inflation) by
using our other holdings. Don't hold everything you have in US DOLLARS!
Real Estate: Figures are dismal with sales faltering and winter now
approaching. Foreclosures are at record levels and getting worse by the day.
Commercial real estate is crashing, just look around your local town to
verify locally the national figures we are seeing. Even with record low
interest rates, no one is buying, refinancing is slowing, new home sales and
housing starts are anemic. Prepare for round 2 of the real estate crash. The
slow painful grind down I wrote about over a year and a half ago after the
initial crash.

Inflation: "There's no inflation" says Uncle Sam. LOL!  I try and ask every
shopper I can and every checker I use. The answer is the same. They laugh
when I tell them the government insists there is no inflation. LAUGH!  All
of us know what they fail to admit. Inflation LIVES and is growing worse.
Food, energy, medical, metal- you name it, up it goes. (Except housing of
course) You are now routinely paying a record 3 dollars plus for gas. With
cold weather coming early this year across the nation, energy costs are set
to soar even higher. Peak oil is real and supplies are dwindling slowly
while 3rd world countries use more every day. A two sided squeeze on energy.
Couple that with a declining dollar (inflation) and we will see higher
prices is in everyone's future. And as goes oil, so goes everything you buy,
from the raw materials, to the heat and energy source right down to the
transportation side of the equation. 
Meanwhile retailer I suspect will report lousy earnings this holiday season.
Why? Outside of just a hunch due to poor economic conditions, my small
survey of local shopping centers and TV news about black Friday crowds leads
me to believe this season will be terrible. Because they allow very little
adjustment for inflation, store sales wont look AS BAD as they are, but
trust me, you will see the REAL figures come first quarter profit figures by
retailers in the spring. THOSE PROFIT NUMBERS will reflect my
prognostication. We will revisit my prediction then.
Holdings: Nothing really much different except updates on our continually
moving gamblers plays. First off I am buying 2 dividend paying funds Monday
for a long term hold and they are IAE (Asia Pacific High Dividend) and CH
(Aberdeen Chile Fund). These 2 funds were added to the Super Dividend Payers
List last month. I intend to hold these in my IRA and am doing so as a long
term dividend play as well as an overseas foreign markets position. These
will fall in a severe market turndown as all stock most likely will but I
love dividends and like the ability to invest in foreign markets AND get
paid to do so.
Natural Gas is inching up and I hope this is the real deal. To date, this
energy source has lagged everything energy, and much like our oil play, it
will play catch up eventually. You should have sold 25 % of  your position
at a loss when UNG hit 5.25.
Oil ran after we said to add USO at around 32 and I put out a sell on it
over 36. It actually ran to 38. I sold all my short term oil then and am
waiting for another pull back. 
Interest Rate fund TBT. Another play for gamblers mentioned about 2 months
ago although long term holders should hold TBT at much higher prices. The
short term trade bought us in around 32 and sold us at around 36. Long term
holders should do just that. Hold. You may also consider RRPIX for long term
plays. TBT is leveraged. RRPIX is not.
Gold and Silver. I mentioned players who hold a ton should have sold some of
your excess when gold hit $1300.00 to 1400.00/Oz. All others hold or add
until you get up to at least 10 % of your net assets.Now we wait to see if
it continues its pullback and then gamblers should add gold stocks again
when gold hits 1200/ oz and lower. Not yet. More pullback could be coming.

Foreign currency funds. Gamblers or heavy holders of FXF,  FXC and FXA
should have sold up to 50 % of your funds 2 months back when FXF hit 104 or
so as we expected a pullback because of the fast run. The correction took
place right on time so we look to reestablish positions on further weakness,
giving us 10 % more funds for free on the correction. Nice call if I say so
myself.

Uranium: Long term play only on rising energy costs. URPT, NLR or CCJ are
some ways to play this. I added URPTF last month and plan to hold for at
least a double with a 4 year time frame. Those who bought a few years back
are still in the red. (we did put out a partial sell on it after it ran so
profits were there for a short time).

Our "short" the Euro play when it hit over 140 also was right on the money
and those who bought EUO then should now be out with a small profit. If you
still have it, it is up even more and I suggest you get out of it. A Euro
rally may be due.

UNWPX, TGLDX, USERX and other gold funds. We are reaching toward a double
here and still have about another 20 % to go at which time I will advise
unloading 30% or so. This "double" goal was initiated about a year and a
half ago and looks to fill within 6 months in my opinion. Not bad.

New readers take note! Funds and stocks listed above are NOT RECOMMENDATIONS
TO BUY NOW. These were recommendations to readers back then and new
positions should not be added in any of these mentions unless you read
"ADD" in the suggestion.
For new readers, if I have met with you, then consider adding per our
consult the following if I suggested it specifically to you.
(If I have not met with you, then continue to read this newsletter and take
action as you see fit. Order up all prospectus of anything you plan to
invest in and read my disclaimer. The suggestions listed are only
suggestions and do not constitute a recommendation for you or your
situation).

US BANK ACCOUNTS.   FDIC INSURED AND US GOVT INSURED SHORT TERM DEBT (LESS
THEN A 2 YEARS).
SWISS ANNUITIES DENOMINATED IN SWISS FRANCS.
PHYSICAL GOLD AND SILVER IF YOU FULLY UNDERSTAND IT IS INSURANCE AND COULD
GO DOWN IN PRICE. WE LOOK FOR AT LEAST A 10% HOLDING OF YOUR ASSETS.
ANY LONG TERM PLAYS SO NAMED.
ANY NO RISK CDS OR ACCOUNTS I MAY MENTION FROM TIME TO TIME IN THIS
NEWSLETTER.
DIVIDEND PAYERS I LIST ON MY SUPER DIVIDEND PAYERS LIST AND ONLY GRADUALLY
OVER A PERIOD OF MONTHS IF NOT YEARS.
CONTRARY FUND HOLDERS HEDGING DIVIDEND PAYERS OR OTHER REGULAR STOCK
POSITIONS SHOULD USE A BEAR FUND SUCH AS DOG WHICH WILL RISE IN A MARKET
FALL AND FALL IN A MARKET RALLY. THIS MAY HELP PROTECT YOU AGAINST MARKET
CRASHES.
In conclusion, consider company insiders dumping stock by the droves, the US
DOLLAR is getting weaker by the day and world finances are questionable
(Euro problems). This market is a very dangerous place. Proceed at your
peril and hedge, hedge, hedge above all. Do not risk any more then you can
afford to lose and most of your money should be in NO RISK or MINIMAL RISK
assets. 
Hope all of you had a great Thanksgiving and thanks again for all the
supporters of Turkey Matters. My dinner tasted great knowing we helped feed
literally thousands with our turkeys.
All for now, be safe.
Marc 
  
Upcoming Show this Thursday December 2, 2010. Noon PST."Understanding the
Problem". 
  _____  

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This article is strictly for informational purposes only. It is not a
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instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/or damages arising from the use of this
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Mr. Cuniberti makes no claim as to the validity or soundness of any firm or
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Produced and Hosted by Marc Cuniberti 
Web Site: http://www.moneymanagementradio.com
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.
"Money Matters" and "Your Money Matters" is aired throughout Northern
California and the State Capitol. 
Marc and Money Matters has been featured on NBC and ABC television and on
various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout
Northern California and the State Capitol.
Worldwide on the web at KVMR, <http://WWW.KVMR.ORG>  KZFR <http://kzfr.org/>
and on KFOK <http://KFOK.org>  FM RADIOS 
Where I buy some of my gold: What I call "Possession Gold". 
Blanchard and Company, Inc.
P.O. Box 61740
New Orleans, La 70161-1740
Direct toll free number: (888) 727-7537
Rick Baugnon

I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide.
  
Monex Deposit David Feldberg x 2216
4910 Birch St., Newport Beach Ca 92660
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. 
Take delivery and store in a safe place. You may have 25 % of this amount in
silver and the remaining 75% in gold. I usually buy only generic 1 ounce
rounds or ounce bars, no collectibles. You may buy any 99 % pure gold or
silver assets but pay no more then a few percentage points over spot. Again,
buy NO Collectibles, No Margin account, No Commodity accounts. Take delivery
of standard coins only. 
  
JH MINT
13241 Grass Valley Ave. 
Grass Valley, Ca 95945 (530)273-8175

(Near the Grass Valley Airport off Loma Rica Road)

Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold
or silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with.  You can pay in cash and you will remain anonymous.
I usually buy Gold Eagles, Buffalos, Kruggerands, Silver Maples. Gold Pandas
Generic Rounds. Peace Dollars or Morgans. You may also use my web contact: 
 
Follow Marc and Money Matters on Facebook
<http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money
-Matters/225256048565> . 


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database 5653 (20101127) __________

The message was checked by ESET NOD32 Antivirus.

http://www.eset.com
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