From bayareaprocess at att.net  Tue Apr  6 00:05:22 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Mon, 5 Apr 2010 17:05:22 -0700
Subject: [Money-matters] Money Update
Message-ID: <4958FB10D10847B99084E1BFE3BC053F@Marc>

Treasury 10-year note yields rose above 4 percent for the first time since
June as evidence the economic recovery is gaining traction added to concern
debt sales will overwhelm demand as the U.S. funds record deficits. Ten-year
yields touched the highest level in 18 months as a gauge of service
industries and pending sales of U.S. homes rose more than forecast. A report
on April 2 showed the U.S. added the most jobs in three years last month.
Further gains in 10- year yields, the benchmark for everything from
mortgages to corporate bonds, may dampen the recovery if higher borrowing
costs for the government are passed on to consumers. 
What this means is for the US to continue to fund itself, it has to issue
more and more IOU's and as it does, the world is getting more and more
nervous about the US ability to pay off on all this debt. Remember, the
Federal Reserve might set interest rates here in the US but the world sets
interest rates on US debt and right now the world is raising the stakes and
demanding more interest. As the interest rate for US debt rises, it costs
the government more and more money to pay the servicing of this debt. This
is the issue I have been warning about all along. With these massive bailout
programs and social costs that Obama and Congress are authorizing, the risk
is rising interest rates, and they are rising as we speak. Should they
continue to rise, it means the US dollar is falling in value, which spells
INFLATION. This is the end result of massive money creation and deficit
spending. We will keep an eye on this materializing event as this current
rise in rates, should it continue, will put a halt to further spending
plans, and could be the start of a US dollar crash. Rising interest rates
will HALT any economic recovery as we simply have too much debt. 
Meanwhile the Dow seems to want to go over 11,000 but is being repelled at
every attempt. This is about the 5th time it has tried to climb into the
next level. Will it finally make it? We will wait and see. Here's what to
look for.
A rising Dow will also give false hopes that this recovery is real. It is
not. It is a government driven rally but investors are believing it is real.
Should the Dow continue to rise, investors will also drive oil, gold and
interest rates higher as well. This will halt the recovery as it was $150.00
a barrel oil that stopped the economy in its tracks the last time around.
Should oil continue higher, and it will with recovery hopes, it will drive
everything else to go up in price, which will cause inflation, higher prices
and therefore put more pressure on consumer spending.
As you can see, there is no way out. Recovery means higher oil, which means
higher prices, which stops the recovery. Higher interest rates will also
occur, also halting the recovery. Higher gold prices are the canary of
investors sensing inflation. 
Inflation IS the poisonous gas in the mine, and it will permeate and
terminate any recovery hopes. The FEDS are boxed in. This is the rock and
the hard place we have been warning about. The FEDS have spent themselves
into a box. Stop the stimulus and the recovery falters. Keep up the stimulus
spending and inflation takes holds and interest rates rise. Not a pretty
place to be in. In saving a few hundred thousand home owners and a dozen big
banks and companies, they have doomed the rest of us to inflation or worse.
They have saved a few and put the entire country now at risk.
Greece's deficit problems are a microcosm of what is coming. First
homeowners were bailed out, then large companies were bailed out, then our
banking system was bailed out, now entire countries are in need of bail
outs. Who will bail out those countries? The IMF probably. Then the question
becomes who bails out the IMF?
No one, they are the last one in line. That spells an entire paper money
system at risk. After all, everyone is printing money to bail out everyone.
So the end result is that the paper money system is rotten and at risk of a
final and catastrophic collapse. Not a pretty thought, but that is what the
symptoms are telling us. 
These paper money cartels of the world are now on a one way road to ruin and
with them goes the rest of us. You don't have to be wiped out however. We
can prepare the best we know how and we do have a plan to protect investors
by diversifying into things that should profit from the decline. Make sure
you follow this newsletter and tell your friends and family to do the same.
What will probably follow is two fold. The recovery (which it isn't) may run
a bit longer but will either end in one of two ways. If the Dow continues
up, you will see inflation in oil causing inflation in everything. Interest
rates will rise putting pressure on the FEDS to do something to stop rising
rates and a falling dollar. In a bizarre twist, they will raise domestic
rates just a tad to try and defend the US DOLLAR. This will put pressure on
all this debt we have and the markets will stall and probably start down
again. They may "monetize" the US debt; buy debt with more printed dollars.
This will cause foreigners to become even more nervous and interest rates
will first stall, and then eventually begin their ascent again, forcing more
monetization by the FEDS and a vicious circle begins. Inflation then grips
the economy and all hell will probably break loose. Or it may go the other
way. The stimulus will take on our original forecast and "Not be enough".
The "recovery" stalls on its own as investors begin to see through the hype.
Employment never does improve much, company profits never materialize and
housing continues down. Retail stores continue to fail and the markets start
hard down again. In this scenario oil and gold fall with the markets.
Interest rates will start DOWN again and the dollar rises, reflecting a
"flight to safety" as, incredibly as it may seem, the world will still see
the US dollar as the "safest" investment in a world caught in a deflationary
spiral. (Crashing prices). The US will then attempt more stimulus, and may
even try repeated stimulus programs, until such a time where scenario #1
materializes. The result in either case? Scenario #1. The FEDS print and
monetize everything in an attempt to "stimulate" a recovery and pay off
mounting debt. They will end up stimulating nothing except more debt, and
more inflation. Again, not a pretty picture, but don't shoot me, I am just
the messenger.
 
 
Now on to our holdings.
 
Gold and Silver- No change since previous recommendations. ADD physical
metals in your possesion at any time, and continue to hold your gold stocks
and funds- Do not add stocks or funds at this time until we get a signal on
gold movement one way or another. You should already be holding UNWPX
anywhere from 11 to 14 and we are looking for a double long term. Same with
USERX or TGLDX or any of the others mentioned over the past 5 years.
Oil- You should already have a lot of oil type plays round about on the
Super Dividend Payers List (See moneymanagementradio.com). Because I fear a
market crash, I do NOT recommend adding any oil stocks other then your
dividend payers.
Interest Rate Funds- RRPIX is rising with interest rates. Some of you may
hold TBT, a more leveraged play. Hold RRPIX and you may even add some here.
Do NOT add TBT yet as this fund moves twice as fast as it is a leveraged
instrument. Because I fear a market crash as mentioned above, I want to wait
for the final US dollar rally until we add this fund. 
Dividend Payers- Those that met with me for a consult should be adding in
thirds as detailed in our meeting. All others should be holding these with a
20 % or so stop- sell order IN PLACE in case of a market turndown. (Place a
STOP order, NOT a STOP LIMIT order, with your broker at a price 20 % or so
below today's prices.) I would not add any new positions at this time except
the consultees I met with. (To schedule a consult, go to the website).
Contrary Funds- These funds go UP if the market goes down and are going down
as the market goes up. These are insurance for your dividend payers and
other stocks you may own and do not want to sell. Add amounts within your
budget. BEARX holders should continue to hold. New buyers should NOT add
BEARX as it is now a loaded fund. DOG or SKK are funds you can consider.
Foreign Currencies- Still no word from EVERBANK on a new risk free CD so we
wait. Those following our recommendations should be holding FXC, FXF, and
FXA. FXC, the Canadian Fund is up HUGE in the last month. FXF and FXA are
also performing nicely. ADD these at any time as insurance to your US DOLLAR
HOLDINGS. You should NOT be holding any FXE (Euro) or FXY (Yen) per our past
newsletters.
Safe Money Funds- As always, most of your money should be here. Bank Savings
Accounts, or our "Safe Money Funds" on our Dream Portfolio. Anything that is
short term (under one or two years) and insured by the US GOVERNMENT.
(See Website for a list of funds you can choose from in the Dream
Portfolio). Hedge these with the interest rate funds and foreign currencies
listed above.  NOTE: Money Market funds for the most part are NOT insured
and I do not recommend MONEY MARKET FUNDS. They also added a new stipulation
that they can HOLD YOUR MONEY in market disruptions. In other words, if
things get dicey again, and you need your money, they DO NOT HAVE TO GIVE IT
TO YOU. Need I say more?
 
Swiss Annuities- Don't confuse these with American Annuities offered here.
THEY ARE NOT. I do NOT recommend American Annuities, whole life or anything
resembling them. Swiss Annuities ARE what I DO recommend you consider and
you can get a booklet on the website by clicking on the Swiss Advantage
Banner on the right side banner area.
Considerations- Make as much money in your job as you can NOW. If the
markets turn down again, employment and customers will be harder to find.
WORK HARD NOW as the going is good and squirrel it away.
Real Estate- Don't be fooled by the numbers coming out in recent days about
real estate recovering. A "hard down" is coming. What you are seeing is the
markets' "Hope Wave". Those buying now are being suckered. It's the markets
way of getting the very last available housing dollars before it starts its
slow, miserable grind down for the next 2 to 3 years or more. Just GOOGLE up
a chart of Japanese Markets or Japanese Real Estate Prices to see what is in
our future.  Here is a link to a chart.
 
That's all for now. 
Good trading and Good Luck, and remember, Good Luck is a result of good
planning, so plan!
 
Marc
 
 
 
 
 
OUCH!    20 years of SLOW GRIND. The Chart looks not better all the way to
2010!
 
 
 

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From bayareaprocess at att.net  Fri Apr  9 15:44:00 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Fri, 9 Apr 2010 08:44:00 -0700
Subject: [Money-matters] FW: [Money Matters Newsletter] Money Matters
	Margarita Dinner! What a wonderful gathering! April 9, 2010
Message-ID: <5410A5C9FC2C4657AEF0A3A5B2C818BC@Marc>


 
The Money Matters Margarita Pledge night!
 
 
 
  _____  

From: Money Management Radio [mailto:marc at moneymanagementradio.com] 
Sent: Friday, April 09, 2010 8:41 AM
To: bayareaprocess at att.net
Subject: [Money Matters Newsletter] Money Matters Margarita Dinner! What a
wonderful gathering! April 9, 2010
 

 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header2.jpg>



Money Matters Newsletter: Money Matters Margarita Dinner! What a wonderful
gathering! April 9, 2010

  _____  

Do Not Reply to newsletter messages directly. 
Direct all questions or comments to Moneymatters at kvmr.org. 
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles. 
You can access past updates at: http://www.moneymanagementradio.com 
Disclaimer: 
The views expressed here are opinions only. This update does not represent
KFOK, KZFR or KVMR FM radios in anyway and should not be construed as an
extension of either station. It is a private email subscription and is
produced by Marc Cuniberti and does not reflect the views or opinions of the
stations, their management, underwriters or members. All issues regarding
this email should be sent to Marc Cuniberti and/or his agents. 
This article is strictly for informational purposes only. It is not a
solicitation to make any exchange, buy or sell any precious metal products,
commodities, securities, stocks, warrants, options or other financial
instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for
your investing. Perform due diligence on any firm you plan to send money to.
Mr. Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own
research before investing. Mr. Cuniberti may or may not hold the securities
listed. 
If you wish to send Mr. Cuniberti an email, please keep your emails to less
then 3 sentences and do not ask about specific holdings you may hold nor ask
him to comment on YOUR specific situation. You may submit general market
questions or concerns. He answers EVERY email sent to him within the
confines of these rules. Someone will respond to your email regardless of
what it contains so you will know we received it. We care about your
participation in Money Management Radio and Money Matters. 
If you like what you hear on Money Matters, check out what else is happening
on your community radio station, KVMR, on Facebook.com. You'll be kept up to
date on special programming, events, discussion opportunities, and lots
more. Go to Facebook and type KVMR in the search bar. You can become a fan
of MONEY MATTERS on Facebook by going to:
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money 
Produced and Hosted by Marc Cuniberti 
Web Site: http://www.moneymanagementradio.com
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.
"Money Matters" and "Your Money Matters" is aired throughout Northern
California and the State Capitol. 
Marc and Money Matters has been featured on NBC and ABC television and on
various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout
Northern California and the State Capitol.
Worldwide on the web at KVMR, <http://WWW.KVMR.ORG>  KZFR <http://kzfr.org/>
and on KFOK <http://KFOK.org>  FM RADIOS 
Where I buy some of my gold: What I call "Possession Gold". 
JH MINT
13241 Grass Valley Ave. 
Grass Valley, Ca 95945 (530)273-8175

(Near the Grass Valley Airport off Loma Rica Road)

Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold
or silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with.  You can pay in cash and you will remain anonymous.
I usually buy Gold Eagles, Buffalos, Kruggerands, Silver Maples. Gold Pandas
Generic Rounds. Peace Dollars or Morgans. You may also use my web contact: 
Monex Deposit David Feldberg x 2216
4910 Birch St., Newport Beach Ca 92660
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. 
Take delivery and store in a safe place. You may have 25 % of this amount in
silver and the remaining 75% in gold. I usually buy only generic 1 ounce
rounds or ounce bars, no collectibles. You may buy any 99 % pure gold or
silver assets but pay no more then a few percentage points over spot. Again,
buy NO Collectibles, No Margin account, No Commodity accounts. Take delivery
of standard coins only. 
Follow Marc and Money Matters on Facebook
<http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money
-Matters/225256048565> . 


__________ Information from ESET NOD32 Antivirus, version of virus signature
database 5013 (20100409) __________

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From bayareaprocess at att.net  Wed Apr 14 18:55:28 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Wed, 14 Apr 2010 11:55:28 -0700
Subject: [Money-matters] Money Matters
Message-ID: <5BB601149135435D9D46287E434736C6@Marc>

Money Matters Airs tomorrow  April 8th    noon  PST
 
89.5  fm    105.1  fm
 
www.kvmr.org <http://www.kvmr.org/>  or   www.moneymanagementradio.com
<http://www.moneymanagementradio.com/> 
 
 
Tune in
 
Jen for MM RADIO
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From bayareaprocess at att.net  Tue Apr 20 17:21:23 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Tue, 20 Apr 2010 10:21:23 -0700
Subject: [Money-matters] FW: [Money Matters Newsletter] Markets Still Up. T
	Shirts and Bailouts. Cash for Appliances. Update April 20, 2010
Message-ID: <7C8F33B66E0F4108A0485EA26CEFDA05@Marc>

 
 
  _____  

From: Money Management Radio [mailto:marc at moneymanagementradio.com] 
Sent: Tuesday, April 20, 2010 10:17 AM
To: all users- manual list
Subject: [Money Matters Newsletter] Markets Still Up. T Shirts and Bailouts.
Cash for Appliances. Update April 20, 2010
 

 
<http://moneymanagementradio.com/files/moneymn/shell/simplenews_header2.jpg>



Money Matters Newsletter: Markets Still Up. T Shirts and Bailouts. Cash for
Appliances. Update April 20, 2010

  <file:///C:\DOCUME~1\MARCCU~1\LOCALS~1\Temp\moz-screenshot-9.png> Marc's
Notes: 
The Dow continues its ascent and looks to possibly assault 11,500 with a
possible target of 11,750. Will it? Who knows! Fundamentals sure don't
support it, yet the markets can stay illogical longer then one can stay
liquid, so never "fight the Fed".  We will take any UPS in stocks we can and
for as long as we can.

Bailouts continue with 300 million allocated for Cash for Appliances. This
program is a lot like cash for clunkers where the Federal Government pays
you to go to Best Buy or Sears. Combine this with all the other bailouts and
stimulus money and its no wonder Wall Street thinks its getting better. 
Look, the bottom line is this. Your "recovery" is like any other "recovery'
of any other banana republic that just prints (therefore borrows) the money
to foster it. The fact remains that consumers are not spending so the
government is. If that makes for a good "recovery", then there would never
have been nor never be any recessions, as when they occur, a government
could just print its way out of the problem. 
But government spending does NOT make a recovery because the government has
to BORROW every dollar it spends. Its like a no good brother-in-law trying
to improve his credit card debt problems by using another card to make the
first cards payment. Sure, he appears ok for a little while longer, but the
problem has NOT BEEN SOLVED.

So for now, we see more demand for goods, driven only by government
spending, and much like cash for clunkers did, and the housing credit did,
now even MORE Americans have taken on MORE debt to the banks, and now even
more people will go into bankruptcy in the future, unable to pay the debt
off.  And programs like these only pull forward future demand, so the actual
future demand will be lacking and sales will slump even worse when the
programs run out. Much like when the stimulus money runs out, the nation
will again spiral downward in deflation and an economic slump.

And one other thing, the people who utilize these credits and stand in line
for a $200.00 rebate usually are the modest or low income folk who SHOULD'NT
be buying ANYTHING. They NEED the rebates because they are LOW INCOME. 
Get it? Low income folk shouldn't be BUYING NEW APPLIANCES or NEW CARS or
HOUSES. My, my, the stupidity.

Look for more bankruptcies, more defaults, which in turn will bring more
bank problems, which will bleed over to more pension problems, more investor
problems, and MORE BAILOUTS. This is going to end badly. Trust me on this
one.

Meanwhile Greece got its bailout last week, yet now investors smell a rat
and interest on Greek bonds are rising again. There is the thought that "it
won't be enough". 
Sound familiar?

Expect Portugal, Spain, Italy, Ireland and others to step forward for their
bailouts soon. My guess is the next bailout won't be so easy to obtain.
Remember, the other nations that are in the Euro family have to pay THEIR
money to bailout the others. No one likes bailing out others so I suspect as
more nations get into trouble, the Euro will falter and you may see either a
"needy" nation like Greece or Spain kicked out, or a solid nation like
Germany just opt out. By "opting" out, they no longer have to pay for
another nations' spending habits. We will wait and see but I expect
something "wicked" this way comes.

Back on the farm, the U.S. farm that is, housing continues down. As goes the
housing markets, so goes the nation. Another "announcement" will be
forthcoming for another house bailout, as foreclosures are mounting. There
are simply too many homes and no way to pay for them all. You will see home
sales drop after this current "credit" expires in May. That drop in sales
will show up in the JULY figures and beyond. Then a new mortgage program
will arise. (Again!)

No improvement in unemployment. The only good news in all of this is the
"skewed" news put out by Washington to get you into the market. But beware;
insiders (company execs) are dumping stock by the truck loads while Mom and
Pop are convinced to load up. Folks, this is a suckers rally and it will end
badly. Many "technical" indicators suggest a correction is coming, probably
in May or sooner. We wait.

The US Dollar is holding still but that is only due to the FEDS buying its
own debt. Strange you say? Yes, it really is. Listen to show # 3
"Monetizing" to get a handle on how this is done. So far the world continues
to lend us money, albeit at a slower rate.
Look for one more dollar rally then a slow erosion in its value is probable.
We will load up on interest rate funds then. Right now we hold RRPIX per our
previous letters and shows.

Gold and Silver are holding nicely and never did correct into the lower
range possible of under $1,000.00/oz.  (Gold). It is possible a spike in the
price of gold is coming but when the stock market turns down, so will the
gold price, so stay clear of any new gold stock positions at this time. You
should be holding UNWPX at around 14 and others I suggested during the last
4 years for nice profits. Continue to hold them.

Offshore money: I am again looking now into moving money into Australia into
the PERTH MINT program which is holding gold in Australia, covered by the
Australian Government and insured by Lloyds of London. This is for another
"leg" of diversification. I will update you on my progress. Also EVERBANK is
apparently coming out with another "Market Safe" CD. I will advise you as I
see the details. This may be a no risk way to hedge against inflation, yet
be insured by FDIC:  a nice combination. 

T Shirts are now available on the website. They are COOL and we get lots of
compliments. Check it out. They are low cost and way too snazzy! Go to T
SHIRTS on the menu bar on the left or click on this link to view: 
http://moneymanagementradio.com/Tshirts

No upcoming shows in April but on May 6th, I will cover HEALTH CARE.

I am almost finished with the January Pledge Drive consults. Hoorah!
I now have slots opening up in May for those wishing to meet with me. Email
us. I will probably not be doing many in the summer so hurry if you wish to
meet. The spots usually fill fast as I only do one or 2 a week or so.

All for now,
Marc


  <file:///C:\DOCUME~1\MARCCU~1\LOCALS~1\Temp\moz-screenshot-6.png>
<file:///C:\DOCUME~1\MARCCU~1\LOCALS~1\Temp\moz-screenshot-7.png> 
  _____  

Do Not Reply to newsletter messages directly. 
Direct all questions or comments to Moneymatters at kvmr.org. 
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles. 
You can access past updates at: http://www.moneymanagementradio.com 
Disclaimer: 
The views expressed here are opinions only. This update does not represent
KFOK, KZFR or KVMR FM radios in anyway and should not be construed as an
extension of either station. It is a private email subscription and is
produced by Marc Cuniberti and does not reflect the views or opinions of the
stations, their management, underwriters or members. All issues regarding
this email should be sent to Marc Cuniberti and/or his agents. 
This article is strictly for informational purposes only. It is not a
solicitation to make any exchange, buy or sell any precious metal products,
commodities, securities, stocks, warrants, options or other financial
instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for
your investing. Perform due diligence on any firm you plan to send money to.
Mr. Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own
research before investing. Mr. Cuniberti may or may not hold the securities
listed. 
If you wish to send Mr. Cuniberti an email, please keep your emails to less
then 3 sentences and do not ask about specific holdings you may hold nor ask
him to comment on YOUR specific situation. You may submit general market
questions or concerns. He answers EVERY email sent to him within the
confines of these rules. Someone will respond to your email regardless of
what it contains so you will know we received it. We care about your
participation in Money Management Radio and Money Matters. 
If you like what you hear on Money Matters, check out what else is happening
on your community radio station, KVMR, on Facebook.com. You'll be kept up to
date on special programming, events, discussion opportunities, and lots
more. Go to Facebook and type KVMR in the search bar. You can become a fan
of MONEY MATTERS on Facebook by going to:
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
<http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money>
http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money 
Produced and Hosted by Marc Cuniberti 
Web Site: http://www.moneymanagementradio.com
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.
"Money Matters" and "Your Money Matters" is aired throughout Northern
California and the State Capitol. 
Marc and Money Matters has been featured on NBC and ABC television and on
various news programs and documentaries.
Northern California's # 1 "alternative" economic show.
"Know the Truth and the Truth Shall Set You Free" John 8:32
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout
Northern California and the State Capitol.
Worldwide on the web at KVMR, <http://WWW.KVMR.ORG>  KZFR <http://kzfr.org/>
and on KFOK <http://KFOK.org>  FM RADIOS 
Where I buy some of my gold: What I call "Possession Gold". 
JH MINT
13241 Grass Valley Ave. 
Grass Valley, Ca 95945 (530)273-8175

(Near the Grass Valley Airport off Loma Rica Road)

Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold
or silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with.  You can pay in cash and you will remain anonymous.
I usually buy Gold Eagles, Buffalos, Kruggerands, Silver Maples. Gold Pandas
Generic Rounds. Peace Dollars or Morgans. You may also use my web contact: 
Monex Deposit David Feldberg x 2216
4910 Birch St., Newport Beach Ca 92660
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. 
Take delivery and store in a safe place. You may have 25 % of this amount in
silver and the remaining 75% in gold. I usually buy only generic 1 ounce
rounds or ounce bars, no collectibles. You may buy any 99 % pure gold or
silver assets but pay no more then a few percentage points over spot. Again,
buy NO Collectibles, No Margin account, No Commodity accounts. Take delivery
of standard coins only. 
Follow Marc and Money Matters on Facebook
<http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money
-Matters/225256048565> . 


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database 5045 (20100420) __________

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From bayareaprocess at att.net  Thu Apr 22 23:50:26 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Thu, 22 Apr 2010 16:50:26 -0700
Subject: [Money-matters] [Fwd: Everbank CD]
Message-ID: <4BD0E0C2.6050806@att.net>



-------- Original Message --------
Subject: 	Everbank CD
Date: 	Thu, 22 Apr 2010 16:49:22 -0700
From: 	Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios 
<bayareaprocess at att.net>
To: 	Money Matters Email Jtan <money-matters-l at jtan.com>



Everbanks new Market Safe CD is based on Gold, Silver and Platinum.

After talking with them I have decided to not go hog wild over this CD 
for the following reasons:

1)    They mentioned a new CD more like the BRIC foreign currency CD 
should be announced shortly. The BRIC had better terms in my opinion and 
I was specifically interested in a foreign currency CD rather then a 
metals CD for the reasons listed below.

2)    We have lots of gold holdings and I actually do have a gold Market 
Safe CD from Everbank already. The terms on that CD were a bit different 
then this new one. Keep reading...


3)    For gold and silver, I find it best to just own the metal outright 
and speculate with gold funds like our UNWPX or TGLDX.

4)    The new Everbank CD is a 5 year tie up where the BRIC currency CD 
was only 3 years. I am not against 5 years but I am for this CD due to 
reason 5.

5)    You only get an average of the price increase instead of 100 % of 
the upside as you do on the BRIC currency CD. Additionally you can never 
make more then 50 % upside no matter what. This I do not like. 5 years 
is a long time and to limit our gains to 50 % for that long in this 
environment I do not find wise. Especially where gold and silver are 
today in the grand scheme of things. These metals could go ballistic so 
being limited to only a 50 % gain for a term like 5 years is in my 
opinion not a good idea
    
      
All things considered, this new CD is insured by the FDIC and you cant 
lose any money so says the bank, so if some of you wanted to stick a bit 
in this CD for another "leg" of diversification, then you could do worse 
I guess. Owning a gold, silver and platinum CD where you cant lose money 
is not a bad plan even if you have to tie up the funds for 5 years. That 
would amount to about an 8% return annualized if you get the maximum gain.

I prefer to wait and see what they plan to do with the next currency CD 
and hope it will be like the BRIC CD we bought last year.


Marc






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From bayareaprocess at att.net  Tue Apr 27 01:31:50 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Mon, 26 Apr 2010 18:31:50 -0700
Subject: [Money-matters] UNION EURO
Message-ID: <D874A653A2B3469FBEA87C355E3534E4@Marc>

Todays UNION features an article by Marc Cuniberti


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From bayareaprocess at att.net  Tue Apr 27 23:34:27 2010
From: bayareaprocess at att.net (Marc Cuniberti/Bay Area Process/KVMR FM/KFOK FM Radios)
Date: Tue, 27 Apr 2010 16:34:27 -0700
Subject: [Money-matters] money matters
Message-ID: <01E1FB55F78A492B84C8B1A7E7F691C5@Marc>

http://www.theunion.com/article/20100426/NEWS/100429812/1024&ParentProfile=1
056

the last link to marc's article did not go through so here it is again 

Elyane for MM RADIO
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