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<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Money Matters Financial Newsletter Update Free February 13, 2014</span></font><o:p></o:p></p>
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<h1><span class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Money Matters
Financial Newsletter Update Free February 13, 2014</span></font></span><font
size=2 color=black face=Verdana><span style='font-size:11.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></h1>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><img width=320 height=320 id="_x0000_i1026"
src="http://moneymanagementradio.com/files/moneymn/editor/letter%20writing%202.gif"
style='height:320px;width:320px'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Welcome New Money Matters Update members and
thanks for supporting KVMR FM and Money Matters. You will now receive this
email in your inbox from time to time as I write about the economy and the
markets. Enjoy the material!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Download a free show at Moneymanagementradio.com
on the left menu under FREE SHOW. That show was the interview with the
producer of the movie “Money For Nothing”, Mr. Jim Bruce.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>If you would like a copy, I will include
that in your membership to the site where you can get all my portfolios,
news, and every show I do<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>(except membership drive shows). There are
shows on Social Security, Real Estate, Gold, Annuities, Dividend stocks, bank
accounts, retirement, savings, bonds, time shares, reverse mortgages and much
more. Get them all by being a website member and then I
throw in this movie DVD (value $29.00) for free. Here is the link to make it
easy!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><a href="http://moneymanagementradio.com/"><font
color=mediumblue><span style='color:mediumblue'>http://moneymanagementradio.com</span></font></a><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p align=center style='text-align:center'><strong><b><i><u><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black;font-style:italic'>That’s why we follow Money Matters, to make
money!</span></font></u></i></b></strong><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>For now I keep adding dividend payers on my
Super Dividend Payers List.<o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'>Link
here:<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><a
href="http://moneymanagementradio.com/cart/super_dividend"
title="http://moneymanagementradio.com/cart/super_dividend"><font
color=mediumblue><span style='color:mediumblue'>http://moneymanagementradio.com/cart/super_dividend</span></font></a><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Make sure you have enough physical gold and
silver according to the Dream Portfolio.<o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'>Link
here:<o:p></o:p></span></font></p>
<p><u><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><a
href="https://moneymanagementradio.com/cart/dream_portfolio"
title="https://moneymanagementradio.com/cart/dream_portfolio">https://moneymanagementradio.com/cart/dream_portfolio</a></span></font></u><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Schedule a brief consult with me if you need
direction.<o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'>(Email
me directly for a reduced rate or use this link:<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><a
href="https://moneymanagementradio.com/cart/consulting"
title="https://moneymanagementradio.com/cart/consulting">https://moneymanagementradio.com/cart/consulting</a><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>And keep tuned to the shows.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Follow Marc Cuniberti on Twitter for my
daily trades.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>On our Swiss annuities from Forces Vives, we
got another letter from them worded a bit oddly so I got clarification for
you if you hold a Annuity from Forces Vives. If you hold an annuity from PAX
or another company there are no changes. As for Force Vives, there is not
much to report but here is the latest which really does not affect my annuity
decisions. As for you, if anything here makes you nervous, and if your tax
situation permits it, you can always consider cashing it in.<o:p></o:p></span></font></p>
<p><em><i><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>“Forces Vives has decided to stop new
business as it is not profitable for them anymore. The main reasons are that
(1) they cannot make profits by guaranteeing a fixed rate of return while in
the market they can barely make it considering the low interest rate
environment. This would endanger the reserves in the program, and (2) the
increased cost related to regulation especially in regards to US investors.</span></font></i></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><em><i><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>For that reason they are not taking any new
investments and are open to sell the business if they were to find a buyer.
Nevertheless, as the letter also explains, they are committed to keep and
administer the policies that stay at Forces Vives and they will continue
honoring the guaranteed rate of return as contractually agreed. They will
however not pay profit sharing which by the way they have not paid on the
major currencies for the past three years and as reflected in the statements
that have been sent to clients. Again, this has been linked to the low
interest rate environment.</span></font></i></em><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p><em><i><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Policyholders that are content with the
program may keep their policies in place”.</span></font></i></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><em><i><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>-----------------------------------------------------------------------------------------------------------------------------------</span></font></i></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><em><b><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black;font-weight:bold'>On to the markets:</span></font></u></i></b></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The correction ended as predicted in my last
few newsletters. I stated we would probably not see a major decline and up
was the overall direction and so it comes to pass. That is not to say we have
no risk of a correction of magnitude of course. These bubble markets will
fall hard one day but that day is most likely still far away as the Federal
Reserve will come to our rescue if markets fall hard. (The “Bernanke Put” is
now the Yellen Backstop).<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Always watching out for you, I still think
only the biggest and baddest dividend payers are worth buying as I have said
for over 2 years now and they have performed nicely. The only changes I have
made to our holdings lately is to dump RCS.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Natural Gas is finally rising but we took a
bath on this being 3 years early on its rise. I recommend playing this only
thru big oil like Exxon or some Canadian Oil Trusts like what is on our Super
Dividend Payers List.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The budget ceiling issue is strangely silent
although we approach that deadline in just a few days. Its odd there is no
talk about what is going on in the media concerning what was such drama so
many times before.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The Federal Reserve is tapering to the tune
of 20 billion. This means instead of 85 billion a month in new money they
will only print up 65 billion a month. This reduction is meaningless as you
can see. They are still printing a hell of a lot of money. The markets
reacted to the news but the ECONOMY will react to the taper months from now.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Once it does, I have forecast and continue
to forecast the Feds will stop tapering and may even increase the QE again.
You just wait and you will see an about face from the Fed once the economy
slows even more. The taper itself has yet to hit the real markets however. It
will be a delayer reaction.<o:p></o:p></span></font></p>
<p><em><i><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Just out from Washington, the lowest
inflation since 1955.</span></font></i></em><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'> <img
border=0 width=222 height=227 id="_x0000_i1027"
src="http://moneymanagementradio.com/files/moneymn/editor/Laughing%20Cartoon.jpg"
style='height:227px;width:222px'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Who are they kidding? Everything I buy is
skyrocketing in price and companies are down sizing packages and charging the
same amount. They are GOOD at disguising this downsizing as you may have
noticed. Meat is especially expensive and I noticed a $10 or $12 burger or
breakfast at your local restaurant is becoming common place. How fast
we forget what we spent just a few short years ago.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The sad part is the low income earners/ poor
are the ones who suffer the most as they are not able to make up the few
dollars it takes to buy their food and necessities. This is always the case
in inflationary economies. The poor suffer the worst. Also affected is class
mobility as classes move downward. Inflation benefits only the wealthy. The
wealthier you are the more you benefit. You could say inflation HURTS the
poor yet enriches the rich. Opposite effects from the same policy and don’t
be confused. Inflation is POLICY. The Federal Reserve has stated such. They
believe falling prices is bad. (Deflation). They believe deflation makes
people hold off on purchases waiting for lower prices so the economy grinds
to a halt.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>How ludicrous is that? Firstly, economic
theory says as prices drop people buy MORE. That’s why stores put things on <em><i><font
face=Verdana><span style='font-family:Verdana'>sale!</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Consider also if lower prices causes people
to buy less (which is obviously FALSE) why then, when computer prices were
falling during the onset of the PC did people buy MORE computers?<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Why did people buy more CALCULATORS when
prices continually fell in the 80’s?<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Why as the price of cell phones dropped in
the 2000’s did people buy more cell phones?<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Their logic fails in the face of reality AND
basic logic. Drop the price of something and people will BUY MORE not LESS.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>It’s this kind of wrong headed thinking that
drives our monetary policy. It’s no wonder we have reoccurring imploding
bubbles, a stagnant economy and people getting poorer and poorer!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Add in increased government spending,
increasing deficits and squandering billions and higher incentives to NOT work
(social safety nets, paid healthcare, removing the stigma from government
assistance, minimum wages etc) and you can see why it is that more and more
people are on public assistance and why our country is bleeding red ink from
all orifices.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I wish I could say things will get better
but the policies they are undertaking are the exact opposite of what they
should be doing.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>If you still don’t believe me, you will have
to wait once again to have them proven wrong by the results. I guarantee with
these policies the issues we face will NOT be solved and actually made worse.
It reminds me of a show I did stating the moves that the Federal Reserve
makes are the exact OPPOSITE of what should be done. This holds true to this
day and holds true of almost every central bank on the globe. How we got to
this point is baffling.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>For now, follow the plan, keep tuned in and <u>expect
the following</u> as stated in previous editions of Money Matters Update.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>------------------------------------------------------------------------------------------------------------------------------<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Gold and silver may make a new low in the
$900 or $1,000.00 (gold) and $15.00 (Silver) range before
blasting off once again.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>War may break out in the Middle East driving
oil into the stratosphere.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Drought may make certain stocks take off so
keep tuned as to which ones to buy.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Social media and 3 D stocks may have their
final blow off before crashing.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Government deficits will go ballistic and
exceed Washington’s predictions only to meet Money Matter predictions
reaching 20 trillion in a few short years or less.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>More intrusive government and higher taxes.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>More wranglings around Obamacare.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Stock markets get volatile as Feds try and
taper only to back off as markets start hard down.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Eventual new market highs as money printing
continues into overdrive.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The rich will get even richer (only the 1 %)
while the middle class and upper middle class will be bled like pigs. The
ranks of the poor will swell ever larger as higher food and energy prices
drive more and more people to government assistance.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Small businesses buckle under higher and
higher costs.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>New jobs will only center around service,
medical and part time work. Full time workers will continue to decrease.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Propaganda stating how things are getting
better will not translate to your street or town.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>More of the same from governments, local and
otherwise on creating jobs, the biggest myth since Santa Claus.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Interest rates will stay low for a while
longer only to eventually rise crushing housing and bonds.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>More economic news that will wow and amaze
you, but mostly make you shake your head in disbelief and disgust.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Get ready America, you heard it here first.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Marc<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><img
border=0 width=414 height=550 id="_x0000_i1028"
src="http://moneymanagementradio.com/files/moneymn/editor/US_National_Debt_Chart_2010_0.gif"
style='height:550px;width:414px'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
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<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
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Investing involves risk. You can lose money. Please order up the prospectus
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Money Management Radio is the sole property of Bay Area Process Inc. and all
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold and silver: What
I call “Possession Gold”. See below.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>At this time, email me if you wish to buy
physical gold or silver at marc@moneymanagementradio.com. or for infomation
on moving money offshore.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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