<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=us-ascii">
<meta name=Generator content="Microsoft Word 11 (filtered medium)">
<base href="http://moneymanagementradio.com">
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]-->
<style>
<!--
/* Font Definitions */
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;}
@font-face
{font-family:Verdana;
panose-1:2 11 6 4 3 5 4 4 2 4;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{margin:0in;
margin-bottom:.0001pt;
font-size:12.0pt;
font-family:"Times New Roman";}
h1
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
text-align:center;
font-size:13.0pt;
font-family:"Times New Roman";
font-weight:normal;}
a:link, span.MsoHyperlink
{color:blue;
text-decoration:underline;}
a:visited, span.MsoHyperlinkFollowed
{color:blue;
text-decoration:underline;}
p
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman";}
p.simplenews-template-content, li.simplenews-template-content, div.simplenews-template-content
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
border:none;
padding:0in;
font-size:12.0pt;
font-family:"Times New Roman";}
p.simplenews-template-footer, li.simplenews-template-footer, div.simplenews-template-footer
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:8.5pt;
font-family:"Times New Roman";}
p.simplenews-template-disclaimer, li.simplenews-template-disclaimer, div.simplenews-template-disclaimer
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:8.5pt;
font-family:"Times New Roman";}
p.text-bold, li.text-bold, div.text-bold
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman";
font-weight:bold;}
p.text-header, li.text-header, div.text-header
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:14.5pt;
font-family:"Times New Roman";
font-weight:bold;}
p.text-indent, li.text-indent, div.text-indent
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:7.5pt;
font-size:12.0pt;
font-family:"Times New Roman";}
p.text-italic, li.text-italic, div.text-italic
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman";
font-style:italic;}
p.text-normal, li.text-normal, div.text-normal
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman";}
p.text-small, li.text-small, div.text-small
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:11.0pt;
font-family:"Times New Roman";}
p.text-subheader, li.text-subheader, div.text-subheader
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:13.0pt;
font-family:"Times New Roman";}
p.text-tiny, li.text-tiny, div.text-tiny
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:9.5pt;
font-family:"Times New Roman";}
p.text-title, li.text-title, div.text-title
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:15.5pt;
font-family:"Times New Roman";}
p.newsletter-footer, li.newsletter-footer, div.newsletter-footer
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
font-size:12.0pt;
font-family:"Times New Roman";}
span.EmailStyle34
{mso-style-type:personal-reply;
font-family:Arial;
color:navy;}
@page Section1
{size:8.5in 11.0in;
margin:1.0in 1.25in 1.0in 1.25in;}
div.Section1
{page:Section1;}
-->
</style>
<!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body bgcolor=white lang=EN-US link=blue vlink=blue id=mimemail-body>
<div class=Section1>
<p class=MsoNormal><font size=2 color=navy face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:navy'><o:p> </o:p></span></font></p>
<div>
<p class=MsoNormal><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma'><br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Money Matters Letters to the Editor October 26th , 2013 - Please
Read for Important Answers!</span></font><o:p></o:p></p>
</div>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<div id=center>
<div id=main>
<div align=center>
<table class=MsoNormalTable border=0 cellpadding=0 width=660 style='width:495.0pt'>
<tr>
<td style='padding:.75pt .75pt .75pt .75pt'>
<p class=MsoNormal><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'><img width=660
height=148 id="_x0000_i1025"
src="http://moneymanagementradio.com/files/moneymn/shell/simplenews_header-660.jpg"><o:p></o:p></span></font></p>
</td>
</tr>
</table>
</div>
<p class=MsoNormal align=center style='text-align:center'><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p> </o:p></span></font></p>
<div align=center>
<table class=MsoNormalTable border=1 cellspacing=0 cellpadding=0 width=660
style='width:495.0pt;border:solid gray 1.0pt;border-top:none'>
<tr>
<td style='border:none;padding:0in 7.5pt 3.75pt 7.5pt'>
<h1><span class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Money Matters
Letters to the Editor October 26th , 2013 - Please Read for Important
Answers!</span></font></span><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></h1>
<p align=center style='text-align:center'><b><i><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black;
font-weight:bold;font-style:italic'><img width=550 height=330
id="_x0000_i1026"
src="http://moneymanagementradio.com/files/moneymn/editor/escessreservesbanks.png"
style='height:330px;width:550px'></span></font></i></b><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=6 color=black
face=Arial><span style='font-size:21.0pt;font-family:Arial;color:black'>"Uh,
is this ok?"</span></font><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=6 color=black
face=Arial><span style='font-size:27.0pt;font-family:Arial;color:black'>No</span></font><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><em><b><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black;font-weight:bold'>Marc’s Notes:</span></font></u></i></b></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The time to get into stocks is here again.
Another budget battle is looming but they are more repeated nowadays than not
so are we not getting used to them?<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Yes we are! And so is the market. Our show a
year or so back “Buy Equities, Sell Bonds”<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>was right on the money. That strategy is
still in play if not more so now. That is not to say there will not be
hiccups along the way and even scary corrections but the word is given. The
Feds have the market. They will not allow a fall. They will never stop
printing. They will never taper (at least not for long or in a meaningful
amount).<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>“It wont be enough”, my catcall in 2008 will
ring true until the bond market revolts and interest rates rise. This simply
means the Feds wont stop printing until they have to and that could be years
away. The new Federal Reserve chief Janet Yellen believes as Ben does. Print
till the cows drop dead.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>With economic stats failing again, my
prediction that they may even do MORE is in play.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I would not be surprised to see NO TAPER and
even an increase! If you need to buy some stocks now then email me to help. I
can come over and buy them for you if need be. There is a small fee for that
of course. You can also get the Super Dividend Payer List to see what I buy.
For now the markets will run until the next budget ceiling. Gold and silver
have possibly one more bad correction to make but they are looking fairly
strong now that QE Taper is off the table. Watch for smooth sailing until the
new ceiling/ budget talks arise.<o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'>_______________________________________________________________________________<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Now here are some listener/ reader questions
and my answers. Read these as they probably mirror some of your questions:<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><img width=320 height=320 id="_x0000_i1027"
src="http://moneymanagementradio.com/files/moneymn/editor/letter%20writing%202.gif"
style='height:320px;width:320px'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>JR writes:<br>
“<em><i><font face=Verdana><span style='font-family:Verdana'>Marc, what do
you think of gold and silver now? I own a lot at over $1,500 an ounce and
don’t know if I should buy more or sell”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>JR, physical gold and silver are for
insurance only. I always recommend at least 10 % of your money be in this
form UNLESS you have only a limited amount of money to your name, then I
usually say keep that in a savings account. As for price, I don’t care about
price for my house insurance, why should I for my currency insurance”.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Annie writes:<em><i><font face=Verdana><span
style='font-family:Verdana'>“Is now a good time to buy a house?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Annie, interest rates are at rock bottom and
home prices are rising. My suggestion is as it has been for about 3 years. A
rise in rates could crash the market again (not as bad as last time) but I if
you LOVE the house and can afford the payments no matter what, then sure. I
would not be loading up on speculative real estate a lot right now but one
rental with a good return and if you can afford to pay the mortgage with NO
RENTER then sure.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Steven asks:<em><i><font face=Verdana><span
style='font-family:Verdana'> “Will the budget ever get balanced or does this
go on forever?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Steve, the answer to both questions is no.
They won’t balance the budget until a currency disaster befalls this nation
and they cannot run bills higher and higher forever. The disaster will both
stop the madness and make them address the spending eventually. It always
does.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Cory asks:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“I cannot believe
Washington kicked the budget decision down the road until January. What is
the matter with our government? I don’t recall this type of problem when I
was in college in the 80’s.”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Cory, I guess your question is what is the
matter with Washington. The prophecy of Democracies failing is coming to
fruition. It’s from a quote that goes something like this: “Democracies will
always fail, because the public soon learns it can vote itself entitlements
from the public purse”.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Javen says: “<em><i><font face=Verdana><span
style='font-family:Verdana'>Should I buy corporate bond funds now? My broker
says they give good income and the economy is finally getting better”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Javen, a small amount of AAA rated corporate
bonds is probably ok for a SMALL portion of your money but I dislike almost
all bonds due to the simple fact interest rates are in the dirt and can’t go
much lower which means bonds can’t go much higher. I would rather see that
money in good dividend stocks like the first 20 or so listed on my Super
Dividend Payers List.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Illya asks: “<em><i><font face=Verdana><span
style='font-family:Verdana'>Do you see a collapse in the US Dollar soon?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Illya, no not soon. Eventually a major
currency crisis WILL hit the US dollar but the games they can play to delay
this are many. Your first sign will be rising rates and them being unable to
stop it. If you follow my show and heed the advice on what to consider, you
will most likely fare better then most.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Bob says:<br>
“<em><i><font face=Verdana><span style='font-family:Verdana'>Marc, a friend
of mine bought gold from that Monex program last year and gold has dropped a
lot. The buy back period is starting and he wants to keep his gold anyway. Is
that crazy? Gold is much lower then what he paid for it!”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Bob, yes, gold is much lower and if it was
me I would contact the company to send it back and keep the difference. It
was a 10 ounce deal so your friend could be looking at over many thousands in
profit. My Monex representative has told me they are honoring that guarantee.
You can always take the money and buy more at today’s prices! You have to act
quick however as the window for the return closes in a few weeks.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Sue asks:<em><i><font face=Verdana><span
style='font-family:Verdana'> “What do you see happening in the currencies you
recommend. They have gone nowhere. Should I continue to hold them?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I would Sue. They are also insurance. The 3
currencies are the Swiss Franc which is now climbing again after massive
government intervention to suppress it. That intervention will end eventually
and may be ending now. The Canadian Fund is flat but is also just insurance.
The Aussie dollar has been all over the map but this one pays you a nice
monthly interest payment and that helps pay for holding the other 3. I
continue to hold these 3 for insurance as well as the other hard currency
funds I have mentioned over the years.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Katlin asks:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“You do a
tremendous service to our community with your show and articles and well as
your charitable programs. We are lucky to have you here in Nevada County. Is
your show carried on other stations? My Dad lives in Utah and would like to
listen”.</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Katlin, thanks for such kind words. As of
today, although about 35 stations air Money Matters at some point or another,
I don’t show a Utah station downloading the news or show. You can always tell
your Dad to ask the local community radio station to contact me to carry the
show.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Siek says:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“I have lived
overseas and here. I must say what once I thought was a free country is
turning into a middle-eastern like plutocracy. Do you see this country
returning to its past belief and doctrines of allowing its citizens to just live
their lives, or do you see more and more control being initiated by your
government?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>What a great question Siek! I wish I
knew! I know I HOPE we return to our roots but more and more control is
definitely the way we look to be heading. I hope someday more Americans wake
up and smell the toast and push our representatives to read the Constitution
and follow that well constructed document!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Juliane asks:<br>
“<em><i><font face=Verdana><span style='font-family:Verdana'>My mom is
retired and living on a small social security payment and a small stock
account my dad left her. She wants to sell the stock and just put the money
in the bank. I think she should stay in stocks for growth. What’s your
opinion?”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Juliane, without knowing more it’s tough to
call but usually people with a small amount of funds should be in NO RISK
assets and that would mean savings. To be sure I would have to see the entire
picture.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Carl asks:<br>
<em><i><font face=Verdana><span style='font-family:Verdana'>“Do you still
think energy is the place to be? You were a big fan years ago as well as
commodities.”</span></font></i></em><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Carl, what a great memory and obviously a
long time listener. Yes I do still favor commodities. They steadily protect
against inflation because they are inflation! For a portion of my money I am
definitely in this asset!<br>
<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Sasha ask;<o:p></o:p></span></font></p>
<p><em><i><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>“Marc, my woman’s group would like you to
give a talk on investing for woman. Do you do that?”</span></font></i></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Sasha, are you referring to See Jane Do or
another woman’s group? I have given many classes to groups of all sorts.
Sometimes there is a fee and sometimes there is not. Email me with your
details. I love to give talks and classes!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Jalle says:<o:p></o:p></span></font></p>
<p><em><i><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>“Most everything you said came true and I
saved thousands on a house because I sold it into the crash as you suggested
and didn’t wait for prices to drop even more which they did. (We met at a
dinner function once if you recall). I never emailed you to thank you! My
question is I now want to invest in a private company that is developing a
new source of fresh food trucks. What do you think of this?”</span></font></i></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Jalle, thanks for the kudos. I am so glad
you did well on the house deal. As for private placements and investments, I
am not a big fan of these; I have seen too many people lose their money. That
being said I am not one to evaluate something I have not seen. Just be
careful and do your diligent research before giving anyone your money!<o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'>-------------------------------------------------------------------------------------------------------------------<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>That’s it for todays Q and A but if you have
a question, feel free to email me at <a href="mailto:moneymatters@kvmr.org">moneymatters@kvmr.org</a>.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Turkey Matters is still in play where I
match your check to any food bank. Mail in your check made out to that food
bank at KVMR, 401 Spring St, Nevada City CA 95959.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>A 2 hour membership drive is on November 7<sup>th</sup>.
We are offering a MONEY CLASS!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Tune in! Noon to 2:00 pm. KVMR FM
RADIO.<br>
<br>
All for now,<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Marc<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<div>
<div class=MsoNormal align=center style='text-align:center'><font size=1
color=black face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:black'>
<hr size=1 width="100%" noshade color="#dbdbdb" align=center>
</span></font></div>
<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Do Not Reply to newsletter
messages directly.</span></font></b><font size=1 color=black face=Verdana><span
style='font-size:7.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Direct all questions or comments to <a
href="mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a>.<br>
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>You can access past updates at: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></font></p>
<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions
only. It is a private email subscription and is produced by Bay Area
Process Inc. All issues regarding this email should be sent to Marc Cuniberti
and/or his agents.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or institution
mentioned herein or on any of his publications or shows. Investing involves
risk. You can lose money. Please order up the prospectus on any and all
securities you may be planning to buy and do your own research before
investing. Mr. Cuniberti may or may not hold the securities listed. Some
companies mentioned or exhibiting advertisements or banners on Money
Management Radio material may offer a consideration for their advertising
space and/or referrals from such promotions.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you like what you hear on Money Matters,
check out what else is happening on your community radio station, KVMR, on
Facebook.com. You'll be kept up to date on special programming, events,
discussion opportunities, and lots more. Go to Facebook and type KVMR in the
search bar. You can become a fan of MONEY MATTERS on Facebook by going to:<a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money">
</a><a href="https://www.facebook.com/KVMRFM"
title="https://www.facebook.com/KVMRFM">https://www.facebook.com/KVMRFM</a><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
Money Management Radio is the sole property of Bay Area Process Inc. and all
rights are reserved. Money Matters is produced and written at KVMR FM in
Nevada City and all related information given under Money Matters is through
KVMR FM Radio.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
"Money Matters" and "Your Money Matters" is aired
throughout Northern California and the State Capitol.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
Northern California's # 1 "alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout
Northern California and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a>,</span></font><font
size=1 color=blue face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:blue'> <a href="http://www.kqny.org">KQNY</a></span></font><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'>, <a href="http://KFOK.org">KFOK</a> FM RADIO and
affiliated stations.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>His newscasts are available nationally at
PRX: http://www.prx.org/users/133307-marccuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold and silver: What
I call “Possession Gold”. See below.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>At this time, email me if you wish to buy
physical gold or silver at marc@moneymanagementradio.com. or for infomation
on moving money offshore.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow <em><b><i><u><font face=Verdana><span
style='font-family:Verdana;font-weight:bold'>Marc Cuniberti</span></font></u></i></b></em>
on <a href="http://www.twitter.com">Twitter</a> for daily Money Matter
updates.<o:p></o:p></span></font></p>
</div>
</td>
</tr>
</table>
<!-- /simplenews header --><!-- simplenews footer --></div>
<p class=MsoNormal align=center style='text-align:center'><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p> </o:p></span></font></p>
<div align=center>
<table class=MsoNormalTable border=0 cellpadding=0 width=660 style='width:495.0pt'>
<tr>
<td style='padding:0in 7.5pt 3.75pt 7.5pt'>
<p class=newsletter-footer align=center style='text-align:center'><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'><a
href="http://moneymanagementradio.com/newsletter/confirm/remove/8b23f23f4919t5">Unsubscribe
from this newsletter</a><o:p></o:p></span></font></p>
<p class=MsoNormal align=center style='text-align:center'><font size=1
color=black face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:black'>- - - This is a test version of the newsletter. - - - <o:p></o:p></span></font></p>
</td>
</tr>
</table>
<!-- /simplenews footer --></div>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
</div>
</div>
</div>
</body>
</html>
<!-- /mimemail template -->