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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio [mailto:news@moneymanagementradio.com] <br>
<b><span style='font-weight:bold'>Sent:</span></b> Sunday, September 15, 2013
4:05 PM<br>
<b><span style='font-weight:bold'>To:</span></b> "marc"<br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] "Beware of Dangerous Investment Advice" - New Show this
Thursday! Newsletter update today! DATE 9 15 2013</span></font><o:p></o:p></p>
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<h1><span class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>"Beware of
Dangerous Investment Advice" - New Show this Thursday! Newsletter update
today! DATE 9 15 2013</span></font></span><font size=2 color=black
face=Verdana><span style='font-size:11.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></h1>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><img width=226 height=223 id="_x0000_i1026"
src="http://moneymanagementradio.com/files/moneymn/editor/Turkey.jpg"><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Turkey Matters, our Food Bank program is
coming! Stay tuned!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><em><b><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black;font-weight:bold'>Marc's Notes:</span></font></u></i></b></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>A plethora of news hit the news wires this
week but none failed to move the markets much but up a few points.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Mortgage applications fell to a 5 year low
as interest rates continued to rise. This rise in rates I forecasted long ago
and said it would slow if not put a halt to the latest housing price
increases and putting a halt to it is exactly what looks like is going
happen. The <a href="http://www.mbaa.org/NewsandMedia/PressCenter/85639.htm"
target="_blank">Mortgage Bankers Association</a> said its seasonally adjusted
index of <a href="http://realestate.aol.com/blog/tag/mortgage%20applications/">mortgage
application activity</a>, which includes both refinancing and home purchase
demand, sank 13.5 percent in the week ended September 6.That puts the index
at its lowest since November 2008 and the depths of the financial crisis!
Wow!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Meanwhile Verizon plans on making the most
of record low loan rates which are driven there by the Federal Reserve. Verizon
wants to borrow about 49 billion, an eye-popping record of a bond sale for
sure. Verizon sees the writing on the wall as interest rates rise and want to
get to borrowing their money before rates rise even more.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Apple computer unveiled its newest version
of a new I PHONE and also reduced its price on previous models, giving away I
PHONE 4s and dropping the price on the older I PHONE 5. The markets
didn’t like it much as Apple lost a cool 6 % or so the day after the
unveiling<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The price of commodities surged with coffee,
cocoa and gasoline prices also rising in response to international news.
Supply issues pushed the beans higher and Syrian tensions aren’t helping oil
products.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>While on the subject of Syria, the Ruskies
stepped in and offered to handle things so Obama waived off the bombs for
now. With the possibility of a peaceful solution, oil backed off a bit. Only
time will tell if the deal between Russia and Syria on their chemical weapons
is for real. Sometimes these things have a habit of falling apart, especially
when 2 untrustworthy regimes such as Russia and Syria get together in the
same closet and try and hoodwink the rest of the world with some deal with a
bunch of hidden clauses the rest of us probably wont see.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Money Matters airs this Thursday and is
entitled: “Beware of dangerous investment advice”. This show will detail how
investment advisors, firms and even your favorite radio shows offer up
outdated and downright dangerous advice on where to place your money. I will
cover the common themes and why they may be hazardous to your financial
health. You will NOT want to miss this one!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>And finally the NO RISK CD I spoke of in
last weeks newscast where investors are protected against principal loss yet
may be able make a very nice return on if things go right had its issue date
extended so there is still time for investors to get their application in.
email me at <a href="mailto:moneymatters@kvmr.org">moneymatters@kvmr.org</a>
for details.<o:p></o:p></span></font></p>
<p align=center style='text-align:center'><strong><b><i><u><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black;font-style:italic'>The Safe Market CD.</span></font></u></i></b></strong><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I bought one for my family and I think this
CD should be considered by anyone with over $1,500.00 they can afford to tie
up for 5 years. The deadline was extended due to all the demand. Apparently
so many people agreed with me on the timeliness and advantages of this CD the
demand was overwhelming so they extended the deadline another 2 weeks.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Don’t miss out this time around as it has
been a few years since the last one was offered and it may be another long
spell if you miss this one!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The application form is a bit confusing but
stick with it. If you get a page that won’t forward to the next you may have
to use TWO WORDS somewhere or sometimes redo the form. It may even crash but
call Everbank to walk you through completion of the application if you get
reoccurring problems but do not close the application. It will only delay the
process!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>You will get thru it so keep at it!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Here is how it works:<o:p></o:p></span></font></p>
<ol start=1 type=1>
<li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l0 level1 lfo1'><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana'>No risk of principal. You
will at the minimum get all your money back as it is FDIC INSURED.<o:p></o:p></span></font></li>
<li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l0 level1 lfo1'><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana'>It has a 5 years tie up
with no interest. (Matures September 18<sup>th</sup>, 2018<o:p></o:p></span></font></li>
<li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l0 level1 lfo1'><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana'>It is tied to 4 currencies:
Columbia, India, Mexico and Turkey.<o:p></o:p></span></font></li>
<li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l0 level1 lfo1'><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana'>If the market performance
is greater than 0 %, you get 15 % !<o:p></o:p></span></font></li>
<li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l0 level1 lfo1'><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana'>If the market performance
is less than 0%, you get all your money back.<o:p></o:p></span></font></li>
<li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l0 level1 lfo1'><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana'>You also get 100% of the
upside so your profit potential is essentially unlimited!<o:p></o:p></span></font></li>
<li class=MsoNormal style='color:black;mso-margin-top-alt:auto;mso-margin-bottom-alt:
auto;mso-list:l0 level1 lfo1'><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana'>No fees.<o:p></o:p></span></font></li>
</ol>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Since we are hedging against a US dollar
fall, this CD is an option and the only vehicle I know where I may possibly
protect against inflation yet risk nothing and we could make a ton!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>No risk and major upside potential. That is
a steal of a deal in my opinion and I am buying one immediately for my
family.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Here is the link so you get the correct
product. Make sure you buy the right one and read the prospectus before you
buy anything but I think you are going to LOVE THIS CD. Remember they don’t
come around very often and I get listeners and readers all the time saying
they were sorry they missed a Money Matters recommended product.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Don’t miss out this time!<o:p></o:p></span></font></p>
<p align=center style='margin-left:.25in;text-align:center'><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'>Use the below link to get the MarketSafe CD:<o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><a
href="http://adfarm.mediaplex.com/ad/ck/13305-85986-43235-5?referid=12839"
title="http://adfarm.mediaplex.com/ad/ck/13305-85986-43235-5?referid=12839">http://adfarm.mediaplex.com/ad/ck/13305-85986-43235-5?referid=13286</a><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><img
border=0 width=336 height=143 id="_x0000_i1027"
src="http://moneymanagementradio.com/files/moneymn/editor/FDIC%20LOGO.jpg"><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><img border=0 width=336 height=143
id="_x0000_i1028"
src="file:///C:\Users\marc\AppData\Local\Temp\msohtml1\01\clip_image001.jpg"><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<div>
<div class=MsoNormal align=center style='text-align:center'><font size=1
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color:black'>
<hr size=1 width="100%" noshade color="#dbdbdb" align=center>
</span></font></div>
<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Do Not Reply to newsletter
messages directly.</span></font></b><font size=1 color=black face=Verdana><span
style='font-size:7.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Direct all questions or comments to <a
href="mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a>.<br>
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>You can access past updates at: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></font></p>
<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions
only. It is a private email subscription and is produced by Bay Area
Process Inc. All issues regarding this email should be sent to Marc Cuniberti
and/or his agents.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed.
Some companies mentioned or exhibiting advertisements or banners on Money
Management Radio material may offer a consideration for their advertising
space and/or referrals from such promotions.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you like what you hear on Money Matters,
check out what else is happening on your community radio station, KVMR, on
Facebook.com. You'll be kept up to date on special programming, events,
discussion opportunities, and lots more. Go to Facebook and type KVMR in the
search bar. You can become a fan of MONEY MATTERS on Facebook by going to:<a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money">
</a><a href="https://www.facebook.com/KVMRFM"
title="https://www.facebook.com/KVMRFM">https://www.facebook.com/KVMRFM</a><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
Money Management Radio is the sole property of Bay Area Process Inc. and all
rights are reserved. Money Matters is produced and written at KVMR FM in
Nevada City and all related information given under Money Matters is through
KVMR FM Radio.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
"Money Matters" and "Your Money Matters" is aired
throughout Northern California and the State Capitol.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
Northern California's # 1 "alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout
Northern California and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a>,</span></font><font
size=1 color=blue face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:blue'> <a href="http://www.kqny.org">KQNY</a></span></font><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'>, <a href="http://KFOK.org">KFOK</a> FM RADIO and
affiliated stations.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>His newscasts are available nationally at
PRX: http://www.prx.org/users/133307-marccuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold and silver: What
I call “Possession Gold”. See below.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>At this time, email me if you wish to buy
physical gold or silver at marc@moneymanagementradio.com. or for infomation
on moving money offshore.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow <em><b><i><u><font face=Verdana><span
style='font-family:Verdana;font-weight:bold'>Marc Cuniberti</span></font></u></i></b></em>
on <a href="http://www.twitter.com">Twitter</a> for daily Money Matter
updates.<o:p></o:p></span></font></p>
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