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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio [mailto:news@moneymanagementradio.com] <br>
<b><span style='font-weight:bold'>Sent:</span></b> Thursday, December 13, 2012
12:19 PM<br>
<b><span style='font-weight:bold'>To:</span></b> "perf client <br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Money Matters update December 13, 2012 Important Read!~</span></font><o:p></o:p></p>
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<h1><span class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Money Matters update
December 13, 2012 Important Read!~</span></font></span><font size=2
color=black face=Verdana><span style='font-size:11.0pt;font-family:Verdana;
color:black'><o:p></o:p></span></font></h1>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><img width=439 height=273 id="_x0000_i1026"
src="http://moneymanagementradio.com/files/moneymn/editor/Cash-Spigot.jpg"
style='height:273px;width:439px'>Marc’s notes:<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Well, here we sit waiting for the “fiscal
cliff” negotiations to pan out but as I said in the last update, markets
rarely discount things twice so although I do expect a minor rally when they
announce an agreement, the market has already runs its course on the cliff
solution. The cliff if you recall is tax increases and spending cuts set to
kick in 2013.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>It’s kind of odd how everybody is up in arms
about this. I don’t like it either as I will get caught in the Alternative
Minimum Tax trap and pay an extra grand or six so I for one hope for a
solution. But let’s be real.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The spending is the problem. We don’t have a
revenue problem, we have a spending problem, so you know as well as I do, no
matter how much we give them, they will spend it and much more.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Just look at the track record.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>They overspend EVERY YEAR. Already in fiscal
2013, October we overspent by over 150 billion and in November we overspent
by 172 billion.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Run that out a year and its over 2 trillion.
Obama promised on 2009 on Feb 23<sup>rd</sup>, <strong><b><font face=Verdana><span
style='font-family:Verdana'><a
href="http://www.whitehouse.gov/the-press-office/remarks-president-and-vice-president-opening-fiscal-responsibility-summit-2-23-09"
target="_blank">saying</a></span></font></b></strong>, “Today I’m pledging to
cut the deficit we inherited in half by the end of my first term in office.
This will not be easy. It will require us to make difficult decisions and
face challenges we’ve long neglected. But I refuse to leave our children with
a debt that they cannot repay — and that means taking responsibility right
now, in this administration, for getting our spending under control.”<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>With the deficit for 2013 already on
schedule to be over 2 trillion, that was so far off its laughable. Not that
it is all his fault. It’s just that Washington has become dysfunctional and
addicted to spending. What Washington doesn’t spend the Federal Reserve
prints up.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Just look at Ben Bernanke’s (Federal Reserve
Chief) latest announcement (again) 2 days ago. Now on top of QE3 infinity, he
promised to keep interest rates at zero (or close to it) even farther out
then his last revision and add ANOTHER 45 billion each month (on top of the
45 billion a month pledged last month) to extend the expiring Operation
Twist.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>On top of that, he pledges to do more if
unemployment doesn’t reach 6.5 %. I mean seriously folks; don’t you think we
tried this before? We printed up 5 trillion or so and pledged or guaranteed
10 trillion more already (the amounts are so staggering as to be unknown any
longer).<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>FHA and the other mortgage entities have us
on the hook for trillions more and we haven’t even added in the wars,
occupations, terrorist programs or a hundred other progams that add to those
amounts.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>This is beyond insanity and anyone who
believes these guys can solve the problem by printing colored paper ought to
have their head examined.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>That anyone puts stock in this failed
economic policy is baffling yet all of Washington cannot see what is obvious
to all.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>ITS NOT WORKING.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>This stimulus, bailouts and more is just DEBT.
With a 2 trillion dollar bill scheduled just for 2013 alone (that’s more then
amassed in the first 225 years since the US inception) we balk at a mere 100
billion a year scheduled cuts in the “cliff” and then further strain the
consumer with higher taxes. Taxes in 2013 are set to rise and rise big which
will further strain pocket books.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Meanwhile just out today, he FEDS claim no
inflation again!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>(Reuters) – “Producer prices fell more than
expected in November as the cost of energy tumbled the most in over three
years, according to a government report on Thursday that showed little
inflation pressures in the economy.”<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Can you believe this stuff? I can
regrettably say but convincingly that the result of this failed and insane
economic remedy will lead us to a resolution forced upon us by the markets
and nature that will be nothing comparable to anything you have seen in your
lifetime. History is without exception to these policies and to what they
lead to. No one can say when the straw will be laid to break the camels back
but it will be laid and when it is, what comes will be unrelenting and
severe.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>It will bankrupt millions who are not
prepared and probably take even some that are prepared. But with crisis comes
opportunity. There are those that survive financially and even prosper. Use
the crisis unfolding to prepare and help increase the odds you will be one of
the ones that saw the crisis coming, heeded the warnings and took action.
They will not tell you when it’s hitting. They didn’t warn you before and
they themselves failed to see the crisis before it hit. They indeed caused it
themselves and as Einstein said: “Never expect the people that caused the
problem to solve it”.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Case in point: We are now within one month
of reaching the debt ceiling again!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Almost a year earlier then some previous
predictions!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>If you have trouble believing any of this,
just look for the signs and they will be:<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Spin that things are improving despite your
situation getting worse.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>More programs announced to reign in the
massive collapse of banks, corporations, pensions, Federal housing lenders
and even entire countries.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Higher and higher deficits with my
prediction of a 22 trillion dollar deficit by the end of Obama’s term. (note
the 2 trillion dollar deficit now set for 2013 alone). There is a good chance
even I will be wrong and we will reach 22 trillion earlier~<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The continuation of increasing the debt
ceiling and possibly its limit being replaced by “unlimited” ceiling levels
to avoid the embarrassing debt ceiling being rehashed every 2 years.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Continuing QE (money printing and asset
purchases) by the Federal Reserve to keep the home mortgage market intact and
sop up Federal debt to enable all the spending.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Stricter controls on your investments and
more onerous invasion into your financial privacy.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Higher taxes and more business regulation
driving small business costs even higher.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Higher inflation while the Feds spin the
truth that it doesn’t exist.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>In conclusion, I could continue but you get
the point. Look for these signs. They would NOT need all these programs if
things were improving. Just use common sense.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The signs of things truly unraveling will
be:<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Gold will rise again in an amazing rally
with periodic and horrific take downs by the clandestine Fed who hate gold
and all it represents (anti paper money).<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Interest rates will rise.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>War will be forced upon us (they will say)
to distract you.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Inflation will rise in brief but
unbelievable spurts. Certain items will spike frightfully (happening now).<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Derivative implosions (bank bets) will
necessitate obvert and covert bank bail outs. Most of these bets will be
centered around interest rate bets and gold shorts.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The spin that everything is under control
will intensify with interviews and assertions by “experts” not to panic and
remain vested in common assets.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>More will take place in complicated markets
that I will see but are too numerous to mention here but you can trust I will
break them down for you and keep you informed truthfully (as long as I
breathe and am conscious of course).<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>For now, keep reading, educating and
watching.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>All for now,<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Marc<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Class information on a new Money Class for
Women is listed below.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Also another Money Class 1 and 2 is being
scheduled. Last information I had was KVMR may not be offering classes or consults
anytime soon so you will have to sign up here. If you are interested in any
classes, email me. As soon as we have a handful of people interested in Class
1 or 2, we will set a date.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Now you women, read below for a low cost
opportunity to experience your right to know your money! Prepare or they will
take it from you~!<o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'>See
Jane Do is proud to announce a women's only seminar with financial consultant
and award winning talk show host <a href="http://www.moneymanagementradio.com"
target="_blank" shape=rect>Marc Cuniberti </a>of KVMR's Money Matters. <br>
<br>
<strong><b><u><font face=Verdana><span style='font-family:Verdana'>Money
Management for Women Part 1</span></font></u></b></strong><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><strong><b><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'>Tuesday, January 22nd, 2013 </span></font></b></strong><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><br>
<strong><b><font face=Verdana><span style='font-family:Verdana'>6:00-9:00 PM</span></font></b></strong><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><strong><b><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'>Nevada City, CA </span></font></b></strong><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p align=center style='text-align:center'><strong><b><i><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black;font-style:italic'>"Kudos to Marc Cuniberti for his
informative presentation at See Jane Do's seminar Money Management for Women
today. I feel so empowered to reach my money goals!"</span></font></i></b></strong><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><strong><b><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'>~Mary Elizabeth Young</span></font></b></strong><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Correctly managing your money is one of the
most important things you can do. Most people spend their whole lives making
money but pay little attention to keeping it, blindly handing it over to a
money manager or spouse to take care of. In today's changing economic world,
that's just not good enough.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>In this 3 hour seminar, the mystery of
managing your money yourself is explained in an easy to understand format.
Marc has taught thousands of people just like you to manage their finances
without outside help. It's easy to do and only requires a few hours a year.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Woman can and do manage their own money
successfully all the time whether its because they choose to, are forced to
due the death of a spouse or because they are just living an alternative life
style. Whatever your reason, understanding what money is and where it should
be to protect your future is tantamount to a fulfilling and rewarding life.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><strong><b><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black'>In this seminar you will learn:</span></font></b></strong><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>*Marc's Risk and No Risk designation of
where money can be placed <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>*Why today's economic environment is more
dangerous then ever <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>*Why it is important to understand exactly
where your money is at all times <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>*What are stocks, bonds, bank accounts and
other investments? <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>*Forget watching and worrying. Put your
money on "Autopilot" <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>*What and who to avoid at all costs <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>*What to buy, where and from whom <o:p></o:p></span></font></p>
<p><strong><b><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black'>Learn what thousands of people have
learned. You CAN DO THIS and its takes less time then reviewing your cell
phone bill.</span></font></b></strong><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p><strong><b><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black'>When:</span></font></b></strong><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'> Tuesday, Jan. 22nd, 2013 6:00-9:00 P.M.<o:p></o:p></span></font></p>
<p><strong><b><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black'>Where:</span></font></b></strong><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'> Nevada County Superintendent of Schools Houser
Conference Room<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>112 Nevada City Highway, Nevada City, CA<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Here is the <a
href="http://%20conta.cc/12jvFwt" title="http://%20conta.cc/12jvFwt">link</a>
for more info and to register for the See Jane Do Money Mgmt Class for Women
with Marc Cuniberti.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><a href="http://t.co/OqIIRlD6"
target="_blank" title="http://t.co/OqIIRlD6"
data-url="http://conta.cc/12jvFwt">conta.cc/12jvFwt</a><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Join us next month by clicking on the link
and signing up!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'><img border=0 width=550 height=411
id="_x0000_i1027"
src="http://moneymanagementradio.com/files/moneymn/editor/Womans%20Class%202012%203%20.JPG"
style='height:411px;width:550px'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
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<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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messages directly.</span></font></b><font size=1 color=black face=Verdana><span
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font-family:Verdana;color:black'>Direct all questions or comments to <a
href="mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a>.<br>
All comments or questions must be less then 3 sentences in length and must
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>You can access past updates at: <a
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<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions
only. It is a private email subscription and is produced by Bay Area
Process Inc. All issues regarding this email should be sent to Marc Cuniberti
and/or his agents.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed.
Some companies mentioned or exhibiting advertisements or banners on Money
Management Radio material may offer a consideration for their advertising
space and/or referrals from such promotions.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you like what you hear on Money Matters,
check out what else is happening on your community radio station, KVMR, on
Facebook.com. You'll be kept up to date on special programming, events,
discussion opportunities, and lots more. Go to Facebook and type KVMR in the
search bar. You can become a fan of MONEY MATTERS on Facebook by going to:<a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money">
</a><a href="https://www.facebook.com/KVMRFM"
title="https://www.facebook.com/KVMRFM">https://www.facebook.com/KVMRFM</a><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
Money Management Radio is the sole property of Bay Area Process Inc. and all
rights are reserved. Money Matters is produced and written at KVMR FM in
Nevada City and all related information given under Money Matters is through
KVMR FM Radio.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
"Money Matters" and "Your Money Matters" is aired
throughout Northern California and the State Capitol.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
Northern California's # 1 "alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout
Northern California and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a>,</span></font><font
size=1 color=blue face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:blue'> <a href="http://www.kqny.org">KQNY</a></span></font><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'>, <a href="http://KFOK.org">KFOK</a> FM RADIO and
affiliated stations.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>His newscasts are available nationally at
PRX: http://www.prx.org/users/133307-marccuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold and silver: What
I call “Possession Gold”. See below.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>At this time, email me if you wish to buy
physical gold or silver at marc@moneymanagementradio.com. or for infomation
on moving money offshore.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow <em><b><i><u><font face=Verdana><span
style='font-family:Verdana;font-weight:bold'>Marc Cuniberti</span></font></u></i></b></em>
on <a href="http://www.twitter.com">Twitter</a> for daily Money Matter
updates.<o:p></o:p></span></font></p>
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