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</o:shapelayout></xml><![endif]--></head><body bgcolor=white lang=EN-US link=blue vlink=purple><div class=WordSection1><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p><p class=MsoNormal><span style='font-size:11.0pt;font-family:"Calibri","sans-serif"'><o:p> </o:p></span></p><div><div style='border:none;border-top:solid #B5C4DF 1.0pt;padding:3.0pt 0in 0in 0in'><p class=MsoNormal><b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'>From:</span></b><span style='font-size:10.0pt;font-family:"Tahoma","sans-serif"'> Money Management Radio [mailto:news@moneymanagementradio.com] <br><b>Sent:</b> Tuesday, August 21, 2012 10:20 AM<br><b>To:</b> perf<br><b>Subject:</b> [Money Matters Newsletter] Everbank offers a NO RISK CD. This is it. See below. Also Money Class is open. Update 8/21/2012<o:p></o:p></span></p></div></div><p class=MsoNormal><o:p> </o:p></p><div id=center><div id=main><div align=center><table class=MsoNormalTable border=0 cellpadding=0 width=660 style='width:495.0pt'><tr><td style='padding:.75pt .75pt .75pt .75pt'><p class=MsoNormal><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'><img width=660 height=148 id="_x0000_i1025" src="http://moneymanagementradio.com/files/moneymn/shell/simplenews_header-660.jpg"><o:p></o:p></span></p></td></tr></table></div><p class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black;display:none'><o:p> </o:p></span></p><div align=center><table class=MsoNormalTable border=1 cellspacing=0 cellpadding=0 width=660 style='width:495.0pt;border:solid gray 1.0pt;border-top:none'><tr><td style='border:none;padding:0in 7.5pt 3.75pt 7.5pt'><h1><span class=issue-title><span style='font-size:11.0pt;font-family:"Verdana","sans-serif";color:black'>Everbank offers a NO RISK CD. This is it. See below. Also Money Class is open. Update 8/21/2012</span></span><span style='font-size:11.0pt;font-family:"Verdana","sans-serif";color:black'><o:p></o:p></span></h1><p><em><b><u><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>Marc’s Notes:</span></u></b></em><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'><br>Just a few quick things. I am still out on leave/vacation so as long as nothing new and exciting is in the markets I can relax and you can too.<o:p></o:p></span></p><p align=center style='text-align:center'><em><b><span style='font-size:15.0pt;font-family:"Verdana","sans-serif";color:black'>First off EVERBANK has finally come out with their NO RISK MARKET SAFE EMERGING MARKETS CD based on 4 currencies with you getting all the upside!</span></b></em><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'><o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>THIS IS IT! The CD for NO RISK people!<o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>I said I would alert you when one I liked was out and it IS!<o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>Based on 4 currencies (see my link), it’s has a 5 year tie up (make sure you don’t need the funds for 5 years) and pays no interest.<o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>The great parts are you cannot lose a dime (FDIC INSURED) yet you get ALL the appreciation in the 4 currencies unlike some previous Everbank CDs where the upside was capped. This one isn’t. You get it all.<o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>I love this CD and am buying one for my family in a very large amount. I like the fact we cannot lose money yet hedge against a falling dollar and in this market that is exactly what is called for.<o:p></o:p></span></p><p align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>Here is the link. Use this if you want to open the CD I am buying.<o:p></o:p></span></p><p align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'><a href="https://www.everbank.com/personal/emerging-markets-cd.aspx?referID=13286">https://www.everbank.com/personal/emerging-markets-cd.aspx?referID=13286</a><o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>Funds must be in by </span><strong><u><span style='font-size:15.0pt;font-family:"Verdana","sans-serif";color:black'>SEPTEMBER 12<sup>th</sup> so DON’T DELAY </span></u></strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>or you will miss it! Remember, many listeners MISSED the last CD and it was over a year and a half until we had another one!<o:p></o:p></span></p><p><strong><u><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>Money Class 2</span></u></strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'> is September 28<sup>th</sup> at 11:00 am right off highway 20 in Alta Sierra. The enrollment for this class is very small so there should be only a few people in this class. This means I can talk with you up close and personal and I can answer all YOUR questions.<o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>Usually classes have 30 or more people in them. Not this one. It may be under 10. (Don’t know yet). This will be an up close and personal class 2 (take class 1 first). Register now by emailing me.<o:p></o:p></span></p><p><strong><u><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>Twitter</span></u></strong><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'> plays EDU, GGN, SLW, EDU all looking good and up nicely since I put them out that I was adding them. My MCP and VXX are flat. Follow me on Twitter for daily news and stock specials.<o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>No<em><b><u><span style='font-family:"Verdana","sans-serif"'> shows</span></u></b></em> in August due to time off.<o:p></o:p></span></p><p><em><u><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>Money Matters</span></u></em><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'> is now picked up in Illinois, Cape Cod, Nebraska, LA, Newark, Ohio, and more being added every day. We grow the message!<o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>All for now.<o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'>Marc<o:p></o:p></span></p><p><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black'> <o:p></o:p></span></p><div><div class=MsoNormal align=center style='text-align:center'><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'><hr size=1 width="100%" noshade style='color:#DBDBDB' align=center></span></div><p><b><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>Do Not Reply to newsletter messages directly.</span></b><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'><o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>Direct all questions or comments to <a href="mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a>.<br>All comments or questions must be less then 3 sentences in length and must not contain any links or articles.<o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>You can access past updates at: <a href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></p><p><b><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>Disclaimer:</span></b><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'><o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>The views expressed here are opinions only. It is a private email subscription and is produced by Bay Area Process Inc. All issues regarding this email should be sent to Marc Cuniberti and/or his agents.<o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>This article is strictly for informational purposes only. It is not a solicitation to make any exchange, buy or sell any precious metal products, commodities, securities, stocks, warrants, options or other financial instruments. Marc Cuniberti, author of this article, does not accept culpability for losses and/or damages arising from the use of this publication or any information contained herein. You are responsible for your investing. Perform due diligence on any firm you plan to send money to. Mr. Cuniberti makes no claim as to the validity or soundness of any firm or institution mentioned herein or on any of his publications or shows. Investing involves risk. You can lose money. Please order up the prospectus on any and all securities you may be planning to buy and do your own research before investing. Mr. Cuniberti may or may not hold the securities listed. Some companies mentioned or exhibiting advertisements or banners on Money Management Radio material may offer a consideration for their advertising space and/or referrals from such promotions.<o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>If you wish to send Mr. Cuniberti an email, please keep your emails to less then 3 sentences and do not ask about specific holdings you may hold nor ask him to comment on YOUR specific situation. You may submit general market questions or concerns. He answers EVERY email sent to him within the confines of these rules. Someone will respond to your email regardless of what it contains so you will know we received it. We care about your participation in Money Management Radio and Money Matters.<o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>If you like what you hear on Money Matters, check out what else is happening on your community radio station, KVMR, on Facebook.com. You'll be kept up to date on special programming, events, discussion opportunities, and lots more. Go to Facebook and type KVMR in the search bar. You can become a fan of MONEY MATTERS on Facebook by going to:<a href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money"> </a><a href="https://www.facebook.com/KVMRFM" title="https://www.facebook.com/KVMRFM">https://www.facebook.com/KVMRFM</a><o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>Produced and Hosted by Marc Cuniberti<o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>Web Site: <a href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'><br>Money Management Radio is the sole property of Bay Area Process Inc. and all rights are reserved. Money Matters is produced and written at KVMR FM in Nevada City and all related information given under Money Matters is through KVMR FM Radio.<o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'><br>"Money Matters" and "Your Money Matters" is aired throughout Northern California and the State Capitol.<o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>Marc and Money Matters has been featured on NBC and ABC television and on various news programs and documentaries.<br>Northern California's # 1 "alternative" economic show.<br>"Know the Truth and the Truth Shall Set You Free" John 8:32<br>Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout Northern California and the State Capitol.<br>Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a>,</span><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:blue'> <a href="http://www.kqny.org">KQNY</a></span><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>, <a href="http://KFOK.org">KFOK</a> FM RADIO and affiliated stations.<o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>His newscasts are available nationally at PRX: <a href="http://www.prx.org/users/133307-marccuniberti">http://www.prx.org/users/133307-marccuniberti</a><o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>Where I buy some of my gold and silver: What I call “Possession Gold”. See below.<o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>At this time, email me if you wish to buy physical gold or silver at <a href="mailto:marc@moneymanagementradio.com">marc@moneymanagementradio.com</a>. or for infomation on moving money offshore.<o:p></o:p></span></p><p><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>Follow <em><b><u><span style='font-family:"Verdana","sans-serif"'>Marc Cuniberti</span></u></b></em> on <a href="http://www.twitter.com">Twitter</a> for daily Money Matter updates.<o:p></o:p></span></p></div></td></tr></table></div><p class=MsoNormal align=center style='text-align:center'><span style='font-size:10.0pt;font-family:"Verdana","sans-serif";color:black;display:none'><o:p> </o:p></span></p><div align=center><table class=MsoNormalTable border=0 cellpadding=0 width=660 style='width:495.0pt'><tr><td style='padding:0in 7.5pt 3.75pt 7.5pt'><p class=newsletter-footer align=center style='text-align:center'><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'><a href="http://moneymanagementradio.com/newsletter/confirm/remove/8b23f23f491241t5">Unsubscribe from this newsletter</a><o:p></o:p></span></p><p class=MsoNormal align=center style='text-align:center'><span style='font-size:7.0pt;font-family:"Verdana","sans-serif";color:black'>- - - This is a test version of the newsletter. - - - <o:p></o:p></span></p></td></tr></table></div><p class=MsoNormal><o:p> </o:p></p></div></div></div></body></html>