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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio [mailto:news@moneymanagementradio.com] <br>
<b><span style='font-weight:bold'>Sent:</span></b> Wednesday, May 23, 2012
12:29 PM<br>
<b><span style='font-weight:bold'>To PERF CLIENT</span></b> <br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Europe Imploding. <st1:country-region w:st="on">Greece</st1:country-region>
to exit the Euro as foretold on Money Matters "<st1:country-region w:st="on"><st1:place
w:st="on">Greece</st1:place></st1:country-region> will default". Markets
faltering! Update May 23,</span></font><o:p></o:p></p>
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<h1><st1:place w:st="on"><span class=issue-title><font size=2 color=black
face=Verdana><span style='font-size:11.0pt;font-family:Verdana;color:black'>Europe</span></font></span></st1:place><span
class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'> Imploding. <st1:country-region
w:st="on">Greece</st1:country-region> to exit the Euro as foretold on Money
Matters "<st1:country-region w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region>
will default". Markets faltering! Update May 23, </span></font></span><font
size=2 color=black face=Verdana><span style='font-size:11.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></h1>
<p><em><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black'>Marc’s Notes:</span></font></u></i></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Hi kids, just back from vacation.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Our Half off Money Class is scheduled for
June 22<sup>nd</sup>, 11:00 to 2.00 or so at <st1:place w:st="on">Lena</st1:place>’s
Pizza in Alta Sierra, right off highway 20. I feed you either pizza or a
salad with drink. Sign up now. If signed up, we will check you in at the
meeting and only then do we cash your check. Others send it per below. Unable
to attend? We will have another date or send you the check back. Keep in
mind, if we send you the check back, you will pay the full rate on the next
class.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>There are still a few seats available at
this one time HALF OFF class. Class ONE of Money is a great way to learn
about:<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Safe money tactics, Gold, Real Estate, what
to buy, what to avoid, how to manage your money in 2 hours a year, my “auto pilot”
program enabling even novices to keep your money under YOUR control, who to
avoid, about stocks, bonds and everything you will need to finally understand
your finances! It’s now important as EVER!If you can’t make the new date we
decide on, you can attend another, OR we can send your check back. We don’t
cash any checks until class day!$99.00 only and I include the DREAM PORTFOLIO
list for FREE! We also feed you lunch and drink. ! Takes about 3 hours. Send
in your check with EMAIL ADDRESS TO:Bay Area Process Inc.PMB 101, <st1:address
w:st="on"><st1:Street w:st="on">578 Sutton Way</st1:Street>, <st1:City w:st="on">Grass
Valley</st1:City>, <st1:State w:st="on">CA</st1:State></st1:address>
95945.Spring membership drive coming on KVMR last week of this month with a 2
hour show.11:oo am to 2:00 pm. Mark your calendars. June 22<sup>nd</sup>.
Have you taken a Money Class? I cut the fee in half for meeting with me (you
save big money) by taking a $99.00 class first! Email me to set up a meeting
OR send in your check for the class. A great deal! New Dividend List on the
site now! New Dream Portfolio as well! New CONSERVATIVE PORTFOLIO now posted
too! Yearly subscribers, they are all free as usual! New offer! Sign up for 2
years of membership and get the 3<sup>rd</sup> year FREE! See the site now!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>On to the markets- <st1:place w:st="on">Europe</st1:place>’s
problems never went away but you know that from reading this newsletter. Now
more bailouts are taking place and another 2007 crisis is unfolding due to
the extreme debt problems in Euro land. I did a show called “<st1:country-region
w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region> will
default” and it did, backing out on 55 % of what it owed. I also said they
would probably end up leaving the Euro as even a 55 % haircut on current debt
in no way addressees the total debt and they just cant pay and no amount of
reasonable rescue will save it. Now <st1:country-region w:st="on">Spain</st1:country-region>,
<st1:country-region w:st="on">Italy</st1:country-region>, <st1:country-region
w:st="on"><st1:place w:st="on">France</st1:place></st1:country-region> and a
host of other nations take their place in line. Central banks scramble to
take funds from Joe Blow and rescue their banking masters but my constant 5
year call of “It won’t be enough” rings true.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The market is now in “<st1:place w:st="on">Orange</st1:place>
alert territory” as the great hole may be opening again sucking in all things
financial. Europe debt problems with a possible <st1:country-region w:st="on"><st1:place
w:st="on">Greece</st1:place></st1:country-region> withdrawal from the Euro
is opening up a giant pandora’s box. Europe is preparing for <st1:country-region
w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region>’s exit
from the Euro. Investors are pulling money out of European banks by the
billions. A mass exodus of capital is fleeing. Giant flows of money are
heading into (once again) US Treasuries. Our interest rates therefore are
dropping again! (Those wishing to refinance do so NOW!) I have included a
contact for your refi’s. Cory of Pinnacle Mortgage did mine and was as good
as they come. I’m a hard man to deal with and he simply was fantastic.
Honest, fast, little hassle and easy to get a hold off, which is why I put
him on my site. I only include the best. Here is his number and email: <a
href="mailto:cwisehart@pinnacle-mortgage.com">cwisehart@pinnacle-mortgage.com</a>
Phone: (949) 208-7284. Tell him you are a Money Matters Listener.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Rates are as low as they have ever been!
Don’t wait.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Meanwhile the implosion fuse is lit and
officials will try and downplay <st1:country-region w:st="on"><st1:place
w:st="on">Greece</st1:place></st1:country-region>’s exit but you are about
to get a lesson in economics. Watch the fireworks. Even those in control do
not know how this will play out and they will assure us everything is ok.
(Sound familiar?). The ramifications on all the debt, the insurance
written on the debt and massive derivatives intertwined here and there and
everywhere has all the makings of a potential nuclear financial blast that
could be much worse then the Lehman Brothers blow up that started the 2007
crisis. No one can tell you what will happen but I can assure you it won’t be
a walk in the park on a nice sunny day. It will be a severe event for <st1:country-region
w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region> and
probably for us as well. I can guarantee you more bank bailouts are now baked
into the cake and on the order of billions if not TRILLIONS. As for money
already spent by central banks everywhere, its gone down the rat hole like we
warned. All those billions used to bailout <st1:country-region w:st="on"><st1:place
w:st="on">Greece</st1:place></st1:country-region> twice and their banks
multiple times were wasted.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>As far as Money Matters listeners, cash is
still king. Our safe money funds SHY, SHV, TIP and VIPSX are safe and
actually some are rising! TBT our interest rate insurance fund is still
falling and has been brutal but we must hold it for insurance. As previously
indicated, keep most of your money in cash with only the strongest dividend
payers. Gold is reeling but in a world awash in paper dollars it’s only a
matter of time until the only real money rises. You must have some and
physical with gold funds and stocks added in small doses over time. I use UNWPX
USERX TGLDX and GGN. Some of these have been beaten up but 2 of them
paid nice dividends every year (10 % or more) we have held them so you have
to add those to what the price is now. I continue to add all of these over
time. Foreign currencies are now falling as Euro money flees to US dollars
strengthening it and weakening their counter parts. No concern. We hold them
for insurance against a falling US dollar and right now it is rising. We
recommended a variety of currency funds and nothing has changed. See our
previous news letters or the Dream Portfolio for lists. Natural gas continues
to languish and is a painful holding. Adding NDRO that pays a nice dividend
is a way to play this beat up asset. Our worst recommendation by far is Nat
Gas but someday we will be vindicated. You should not hold a lot of any
gamblers play anyway. There is blood in the street in Nat Gas and that’s when
you buy. Other mentions in previous newsletters are GLNG, ERF and a variety
of dividend payers on the Super Dividend Payers List that address energy. Oil
is also plummeting again as is all things financial. Contrary fund holders
like SDS, or BEARX or others are now seeing those funds rise once again.
Holding a small amount of these is prudent right now and you might consider adding
a “short” fund. (but NOT BEARX- it now has a fee), Use DOG for a one to one
bet on a FALLING MARKET.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Right now you can be sure the powers at be
are on FULL DAMAGE CONTROL with fingers in all markets to try and prevent a
panic.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Watch for the:<br>
Be Calm Spin. No Big Deal Spin, Another US Federal Reserve Twist Program
and/or QE program, More Euro bank bailouts, A new round of US bank problems,
more Fed Job talk and volatile markets. Beware. Hold cash and be sparse with
new stock positions. A market bounce may be coming albeit temporary.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>A note on Swiss Annuities. I am aware some
are cashing out their annuities. This baffles me unless money is needed for
some emergency. As mentioned, these are overseas and are insurance. Now that
they are no longer being offered, only existing ones are grandfathered in.
Why anyone would cash one out knowing you cant get back in is beyond me. They
pay interest and dividends and are the only money many hold offshore. I can’t
tell you what to do but that last thing I would do is cash one in. They are
more important then ever and if you hold one, you are one of the lucky ones.
You can still move money offshore but it is more difficult. Email me with
inquiries. You can also still open a Canadian Bank account by going there and
this I recommend and I will be going there this summer to do just that.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>All for now but be careful. Markets look
dangerous and the Euro problem is like watching a slow motion train wreck. <st1:country-region
w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region>’s exit
will rattle markets and banks everywhere. <st1:country-region w:st="on">Greece</st1:country-region>’s
new currency will plummet and hyperinflation is most likely in store for <st1:country-region
w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region> when
they issue it. By no means does their exit solve their problems. They will
explode in their faces soon thereafter<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Drachmas anyone?<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Marc<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
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<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Do Not Reply to newsletter
messages directly.</span></font></b><font size=1 color=black face=Verdana><span
style='font-size:7.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Direct all questions or comments to <a
href="mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a>.<br>
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>You can access past updates at: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></font></p>
<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions only.
This update does not represent KFOK, KNQY, KZFR or KVMR FM or other radio
stations in any way and should not be construed as an extension of either
station. It is a private email subscription and is produced by Marc Cuniberti
and does not reflect the views or opinions of the stations, their management,
underwriters or members. All issues regarding this email should be sent to
Marc Cuniberti and/or his agents.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed.
Some companies mentioned or exhibiting advertisements or banners on Money
Management Radio material may offer a consideration for their advertising
space and/or referrals from such promotions.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you like what you hear on Money Matters,
check out what else is happening on your community radio station, KVMR, on
Facebook.com. You'll be kept up to date on special programming, events,
discussion opportunities, and lots more. Go to Facebook and type KVMR in the
search bar. You can become a fan of MONEY MATTERS on Facebook by going to:<a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money">
</a><a href="https://www.facebook.com/KVMRFM"
title="https://www.facebook.com/KVMRFM">https://www.facebook.com/KVMRFM</a><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.<br>
"Money Matters" and "Your Money Matters" is aired
throughout <st1:place w:st="on">Northern California</st1:place> and the State
Capitol.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
<st1:place w:st="on">Northern California</st1:place>'s # 1
"alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout <st1:place
w:st="on">Northern California</st1:place> and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a>,</span></font><font
size=1 color=blue face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:blue'> <a href="http://www.kqny.org">KQNY</a></span></font><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'>, <a href="http://KFOK.org">KFOK</a> FM RADIO and
affiliated stations.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>His newscasts are available nationally at
PRX: http://www.prx.org/users/133307-marccuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold and silver: What
I call “Possession Gold”. See below.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>At this time, email me if you wish to buy
physical gold or silver at <st1:PersonName w:st="on">marc@moneymanagementradio.com</st1:PersonName>.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow <em><b><i><u><font face=Verdana><span
style='font-family:Verdana;font-weight:bold'>Marc Cuniberti</span></font></u></i></b></em>
on <a href="http://www.twitter.com">Twitter</a> for daily Money Matter
updates.<o:p></o:p></span></font></p>
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