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<p class=MsoNormal><b><font size=2 color=black face=Tahoma><span
style='font-size:10.0pt;font-family:Tahoma;color:black;font-weight:bold'>From:</span></font></b><font
size=2 color=black face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma;
color:black'> Marc CunibertiMoney Matters] <br>
<b><span style='font-weight:bold'>Sent:</span></b> Sunday, December 11, 2011
8:43 PM<br>
<b><span style='font-weight:bold'>Cc:</span></b> 'Marc Cuniberti'<br>
<b><span style='font-weight:bold'>Subject:</span></b> FW: [Money Matters
Newsletter] Money Matters Update: New Womans Class. Show t...</span></font><font
color=black><span style='color:black'><o:p></o:p></span></font></p>
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<p class=MsoNormal><font size=2 color=black face=Arial><span style='font-size:
10.0pt;font-family:Arial;color:black'>In a message dated 12/11/2011 8:07:20
P.M. Eastern Standard Time, marc@moneymanagementradio.com writes:<o:p></o:p></span></font></p>
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<h1><span class=issue-title><b><font size=6 color=black face="Times New Roman"><span
style='font-size:24.0pt;color:black'>Money Matters Update: New Womans Class.
Show this week. Market update. 12 11 2011</span></font></b></span><font
color=black><span style='color:black'><o:p></o:p></span></font></h1>
<p><em><b><i><u><font size=3 color=black face="Times New Roman"><span
style='font-size:12.0pt;color:black;font-weight:bold'>Marc’s Notes:</span></font></u></i></b></em><font
color=black><span style='color:black'><o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>First off, let me apologize for not putting an update out
sooner. With holidays and articles, pledge drives, consults and shows, to
name a few, and markets kind of quiet, I was plain old remiss.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Onward.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>The See Jane Do conferences are now being scheduled.
These are women money management classes. You can do this! We have session #2
coming up which continues where #1 left off. It will cover offshore money,
gold, silver, annuities, stocks, bank accounts, who and what to avoid and
making a plan. There will be #1 beginning class for those that missed
it and an evening class for those unable to make it during the day. Email me
to put you on the list. Don’t know dates yet. You will learn how to
manage your money yourself in under TWO HOURS PER YEAR! Save those fees and
know where your money is! Especially in these times!<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Onward.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'> <o:p></o:p></span></font></p>
<p align=center style='text-align:center'><em><b><i><u><font size=3
color=black face="Times New Roman"><span style='font-size:12.0pt;color:black;
font-weight:bold'>Vicious Cycles</span></font></u></i></b></em><font
color=black><span style='color:black'><o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>I am thinking about cycles and how now there are so many
of them. We went to a credit based economy and away from paying with cash in
the last 4 decades. Credit pushed by banks through credit cards combined with
advertising convincing you even if you couldn’t afford it, go ahead and
“live a little” and just charge it.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Don’t have a high paying job? Charge that nice car,
the one your rich neighbor has. Want that big house? Get an adjustable
mortgage, after all, its all about the payments. Want to live that rich life
style? Charge up that vacation. Take equity out of house and buy some new
furniture.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>The American dream went from working hard to charging
hard on credit cards. The cycle now is once you have established a credit
based economy, you cant go back with out severe pain.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Credit is debt. Debt has to be paid. Buy it now, and then
you have to work without pay later. There is no free lunch. Credit is just
buying now so you must forfeit even more later.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>One way or another you pay.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>To foster this credit based economy, the banks cried for
easy money from the Feds and got it. Low interest rates fostered oodles of
money and with what is called “fractional reserve banking, for every dollar
the Feds give the banks, they create 10 more.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>This massive explosion of money floods everywhere,
driving up house prices, stock prices, wages, everything you buy. This gives
the illusion of wealth called the “wealth effect”. But the money
is borrowed don’t forget. There is no real wealth when borrowed; it is
just stolen from future income.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Add in the get rich quick mentality from dot.com, day
trading, easy credit and housing booms and the work hard ethic is lost. The
real hook here is with all this easy money sloshing around, it causes all
prices to rise.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Good you think? Ah, but an economic fact is wages and
salaries never rise as fast as goods, so you get further and further behind
with every day of inflation. You THINK you are getting richer with higher
house prices and higher stock prices and money sloshing everywhere buying all
your stuff in your store, but the facts are that your WAGES never rise as
fast. They are what we call “lagging” always. So like running a
race with a car, you walk 3 miles an hour and I drive 10 mph.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>The race is inflation. As you walk this race you appear
to be moving forward (higher stock prices, house prices) but the car pulls
ahead with every mile we race. Simply put, print more money, offer more
credit, prices go higher, your wages lag behind.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>With every mile, you fall more and more behind. But
it’s very seductive. Inflation feels good and looks good. No one
can put 2 and 2 together and we dont realize it’s the reason why we
find it harder and harder to make ends meet.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>My school bus driver in the 60’s could afford a
house, a Dr. visit, a new car and all with 4 kids. Try that now!<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Ask yourself. Are house prices higher and stock prices
higher?<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Yes!<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Did your wages go up? Yes! BUT NOT QUITE AS FAST!<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Couple that with world improving politicians who layer
tax upon tax and regulation on regulation upon businesses, then we wonder why
business moves offshore.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Simply put, we put so many costs on business, they move
somewhere cheaper.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Lost jobs combine then with inflation, its immediate
effects masked by credit. This allows decades to pass where the effects of
inflation go unnoticed, until the reality hits that people are broke and
getting broker, yet dont know why. They look for someone to blame but miss
the mark. They blame capitalism, the rich, oil companies, Wall Street, all
the while failing to see its Federal Reserve money policies coupled with pay
to play politics.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Those (the upper classes) that can afford stocks
and investments to offset inflation survive actually get richer, hence the
redistribution of wealth we see takes place. Its not the fault of these upper
classes, they are only trying to protect thier money, and who can blame them?<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Like we have seen in all countries that extend paper
dollars and massive credit, inflation over time erodes the purchasing value
of wages until we see classes move down notches. Lower class goes lower,
middle class go lower middle, upper go to middle, and the lowest class goes
homeless. Fewer people can afford nice lifestyles so the wealth gets more and
more concentrated.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>We see it in country after country that takes this path.
Meanwhile economically uneducated politicians see the misery and then call
for more assistance through public programs.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>The Feds comply, not wanting to appear uncompassionate
and lose their jobs, print more money from air and offer more credit
(what we see now) and then to pay for it all, they print even more,
causing more eventual inflation, which causes more people to slip lower down
the income level. As always, wages don’t keep up as prices keep rising,
more people then call for more assistance, then the politicians offer up more
programs, paid for by printing more money, and the race goes on and on.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>What few realize is that the very things they clamor for
like higher stock prices, higher housing prices, easier credit, more social
programs, more public spending to “create” jobs, eventually just
requires more money printing, which then continues the viscous cycle above.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>More poor, more classes moving lower, the rich get richer,
until finally the currency in question collapses from just plain printing too
much of it.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>What do we see now offered as remedy? More of the same
detailed above just like the model predicts.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>More social programs, more social spending, more job
“creation” bills, lower interest rates to foster even more
credit, easy home loan terms and lower interest rates again to get the banks
“lending again”.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>This (you guessed it) will cause more money printing
AGAIN!<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Overseas and in the banking system we see no better.
These guys (banks) marked all this debt up and multiplied it a million times
and like bankers standing in a circle making bets with each other, no one
really has the money they’re betting, but as long as the bets are made
to each other in the circle, they can claim a profit and pay themselves
bonuses.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>If the bets ever do blow up, the Feds will just print
more to pay the debts and isn’t that what we are seeing now?<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>First homeowners couldn’t pay so they printed their
way out of that, then banks couldn’t pay so they printed their way out
of that, then insurers of all debt couldn’t pay so they printed their
way out of that, then governments took on the debt that all the banks
couldn’t pay so they printed their way out of that. Now that debt
made its way all the way to the top of the heap. The Euro central bank
cant pay so they are going to us and the IMF to get money and that again will
just be printed up.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Meanwhile the amounts get larger, the debt never goes
away, it just gets shuttled up the ladder <u>because printing faces on paper
with colored ink does not create anything of value. </u>Its just printing
faces on paper with colored ink.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>There is no WEALTH there on the paper. Get it?<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Viscous cycles exist in the stock market, where it runs
up with every bailout announcement, then falls again as reality sets in.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Vicious cyclical debt never disappears because nobody is
willing to let somebody go under.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>No mega bank will be allowed to default on the debt which
WOULD make its debt disappear. It wont be allowed because a whole bunch of
people would have to declare bankruptcy and since they are well connected
bankers and such, they get bailed out.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Now bailouts are the norm.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>This is the viscous cycles we now see in bailouts. Once
you bail out guy one, you have to bailout everybody, or the previous bailouts
will be futile.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Like the vicious cycle in our wars. They tell us they
can’t pull out now or all those dead boys and girls would have
died in vain. So what the hell kind of answer is that? So now we kill MORE of
our kids to make the previous deaths meaningful?<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>What kind of lunacy is that?<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Viscous cycles in government are everywhere. Your Ex
Secretary Treasurer Hank Paulson was the CEO at Goldman Sachs for gosh sakes.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>A bank CEO in charge of the Treasury? You must be joking,
yet bank executives are everywhere in our public treasury and Federal
Reserve. Retired congressmen go to work for hedge funds, banks, investment
firms for past favors bestowed. A revolving door exists between those that
administer our public funds and the banks.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'> It’s incredible.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Obama’s economic Job Czar is the CEO of GE, who
outsources tens of thousands of jobs overseas. In fact GE doesn’t make
ANY light bulbs in the <st1:country-region w:st="on"><st1:place w:st="on">US</st1:place></st1:country-region>
anymore. It shuttered its last plant this year and moved it overseas. GE also
paid NO US INCOME TAX on close to 12 billion in profits!<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Are you hearing me?<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Viscous cycles, deadly cycles, are everywhere.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>From more Americans wanting handouts to banks wanting
bailouts. Once you start down certain roads, it’s all but impossible to
turn back.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>How you tell welfare recipients their checks will wind
down. How do you pull back on the food stamp programs? How do you tell
farmers their decades of subsidies will stop? How do you stay in office
telling the banks their bailouts will cease? How do you tell pensioners their
promise of checks will be broken? How do you tell the Unions, there will be
no more protection? How do you halt tariffs protecting American products? How
do you cease pat downs at airports? How do you cut education spending? How do
you pull out your troops? How do you reduce government entities and fire
their employees? How do you stop foreign aid? How do you reduce taxes, do
away with the lobby system we have in government and cut back Social
Security? How do you stop buying $100 hammers, stop jobs programs, cut back
on infrastructure spending or stop bailing out bankrupt states?<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Simply you cannot or you will get voted out of office,
replaced by somebody who promises NOT to cut. Just look at the protests
in <st1:country-region w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region>
for a prime example of how the public reacts to cutbacks. Common sense be
damned.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>There so many put-in-place money showers that the nation
is bleeding red ink from every orifice yet the cuts above are only a handful
of things that must be done to save this country. Increasing taxes on the
“rich” will make a small dent but it’s not lack of revenue
that is the problem as there is NOT ENOUGH REVENUE in the world to pay for
what is spent and promised to be spent.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Without the knowledge that overspending and borrowing and
printing dollars doesn’t solve anything and realizing that it IS the
problem, and doing more of it only makes it worse, the viscous cycle of our
downward spiraling economy and our upward spiraling debt will continue.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>The impoverishment of more Americans will continue and
accelerate. With every program, with every handout, with every bailout, the
problem gets worse.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>How do you convince those in power that the very policies
they see as solutions and the very policies they continue to try are the very
things that are causing the problem?<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>The excuse is always “it wasn’t enough, we
didn’t do enough”, but it will NEVER be enough because those very
policies are the PROBLEM!<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>The cycle of these futile attempts WILL continue because
the lack of understanding the problem continues.<br>
How do you convince those convinced their policies will work that they
won’t?<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>For now, expect the cycles to continue. More bailouts,
more banks claiming to be saved for the systems sake. More Euro problems and
more country bailouts. More money printing, complicated central bank policies
you wont understand, more excuses and more blame misdirected towards
everyone but the central banks who ARE at fault.<br>
More jobs bills, more people clamoring for public assistance, more poor, more
homeless, more programs. More jobs being lost, more inflation, more
“spin” from <st1:State w:st="on"><st1:place w:st="on">Washington</st1:place></st1:State>
on how things are getting better. More mistruths from the statisticians that
inflation doesn’t exist, that jobs are being created and the situation
isn’t as bad as you think it is.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>More deadlock on the budget in the midst of more spending
making deficits grow even higher. More BS and more promises to cut back
later. More illegal searches, more freedoms being taken and more intrusion
into your lives. More people actually calling for MORE government
intervention as they don’t realize this IS the problem. More people
settling for gruel and grey houses to just be “comfortable”.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>I hate to say it, but we’ve sent his play before
and the final acts are nothing to look forward to. Democracies all end one
way, from complacency to apathy to dependence.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Heed the warnings and protect your autonomy, your assets,
your freedoms and your independence. Be vigilant and be active. Don’t
be fooled into the spin and use your head. Educate yourself on money as education
is the cornerstone of progress.<o:p></o:p></span></font></p>
<p><strong><b><u><font size=3 color=black face="Times New Roman"><span
style='font-size:12.0pt;color:black'>Update on holdings:</span></font></u></b></strong><font
color=black><span style='color:black'><br>
Dividend Payers: <st1:country-region w:st="on"><st1:place w:st="on">New
Zealand</st1:place></st1:country-region> telecom NZT spun off a company and
gave us stock in a new company called Chorus Ltd. You now own stock in Chorus
which is a <st1:country-region w:st="on"><st1:place w:st="on">New Zealand</st1:place></st1:country-region>
communications company. NZT dropped on the spin off which is normal. I am
holding both for now as both are still scheduled to pay. I will update you on
this as I learn more.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Frontline Shipping FRO has been losing value and I
recommend replacing it with Golar GLNG which has been rising nicely and
paying steadily.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Yellow Pages income fund is also struggling but managing
to pay. Its so low now I am holding but will update you as I follow along.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Terra Nitrogen TNH has been doing great, rising nicely,
paying us and now oscillating in the high 100’s. Hold it and I will add
again if it goes into the 140’s or 130’s.<o:p></o:p></span></font></p>
<p><st1:country-region w:st="on"><st1:place w:st="on"><font size=3
color=black face="Times New Roman"><span style='font-size:12.0pt;
color:black'>US</span></font></st1:place></st1:country-region><font
color=black><span style='color:black'> Investors Gold and Silver fund USERX
paid us $2.58 a share in a one time payment this week. If you had a 1000
shares you got over $2500.00 ! The fund dropped accordingly. They paid
massively last year too! They only pay once a year but wow!<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Add that to UNWPX which is also set to pay 2.02 per
share.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Apple AAPL Our Twitter alert said to buy at
365. Those that did are looking at a 30 buck gain in just a few weeks. Follow
me on Twitter for daily updates, sometimes hourly.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Those looking to own Apple should use 365 again as a buy
in.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>All else remains the same. Thanks to Dave for alerting
listeners to the I BOND which pays over 3 % and is US GUARANTEED. A NO RISK
investment you can look at on the site <a
href="http://www.treasurydirect.gov/" title="http://www.treasurydirect.gov/"><font
color=black><span style='color:black'>www.treasurydirect.gov.</span></font></a><o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>No Everbank Market Safe Cds available but one is coming
out soon. Stay tuned!<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Add gold and silver always and keep most of your money
safe.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Upcoming show on Thursday with the same title as this
newsletter.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>New free show on the site now called Why Greece Will
default and look for an updated Super Dividend Payers List shortly!<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>All for now, email if you would like to meet for a
consult.<br>
Marc<o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=3 color=black
face="Times New Roman"><span style='font-size:12.0pt;color:black'>How do we
make jobs HERE? See this interesting video sent in by my good friend Carl.<o:p></o:p></span></font></p>
<p align=center style='text-align:center'><font size=3 color=black
face="Times New Roman"><span style='font-size:12.0pt;color:black'>“Made
in <st1:place w:st="on"><st1:country-region w:st="on">America</st1:country-region></st1:place>” </span></font><font
color="#ff6600"><span style='color:#FF6600'> <a
href="http://cdnapi.kaltura.com/index.php/kwidget/wid/0_04vzdsr5/uiconf_id/5590821"
target="_blank"
title="http://cdnapi.kaltura.com/index.php/kwidget/wid/0_04vzdsr5/uiconf_id/5590821"><strong><b><font
color="#ff6600" face="Times New Roman"><span style='color:#FF6600'>http://cdnapi.kaltura.com/index.php/kwidget/wid/0_04vzdsr5/uiconf_id/5590821</span></font></b></strong></a></span></font><font
color=black><span style='color:black'><o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'> <o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'> <o:p></o:p></span></font></p>
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<p><b><font size=3 color=black face="Times New Roman"><span style='font-size:
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<p><font size=3 color=black face="Times New Roman"><span style='font-size:
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<p><font size=3 color=black face="Times New Roman"><span style='font-size:
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It is not a solicitation to make any exchange, buy or sell any precious metal
products, commodities, securities, stocks, warrants, options or other
financial instruments. Marc Cuniberti, author of this article, does not
accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
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Some companies mentioned or exhibiting advertisements or banners on Money
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regardless of what it contains so you will know we received it. We care about
your participation in Money Management Radio and Money Matters.<o:p></o:p></span></font></p>
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<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Produced and Hosted by Marc Cuniberti<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Web Site: <a href="http://www.moneymanagementradio.com/"
title="http://www.moneymanagementradio.com/"><font color=black><span
style='color:black'>http://www.moneymanagementradio.com</span></font></a><o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'><br>
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.<br>
"Money Matters" and "Your Money Matters" is aired
throughout <st1:place w:st="on">Northern California</st1:place> and the State
Capitol.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Marc and Money Matters has been featured on NBC and ABC
television and on various news programs and documentaries.<br>
<st1:place w:st="on">Northern California</st1:place>'s # 1
"alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout <st1:place
w:st="on">Northern California</st1:place> and the State Capitol.<br>
Worldwide on the web at <a href="http://www.kvmr.org/"
title="http://www.kvmr.org/"><font color=black><span style='color:black'>KVMR,</span></font></a>
<a href="http://kzfr.org/" target="_blank" title="http://kzfr.org/"><font
color=black><span style='color:black'>KZFR</span></font></a>, <a
href="http://www.kqny.org/" title="http://www.kqny.org/"><font color=black><span
style='color:black'>KQNY</span></font></a>, <a href="http://kfok.org/"
title="http://kfok.org/"><font color=black><span style='color:black'>KFOK</span></font></a>
FM RADIO and affiliated stations.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Where I buy some of my gold and silver: What I call
“Possession Gold”. See below.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>At this time, email me if you wish to buy physical gold
or silver at marc@moneymanagementradio.com.<o:p></o:p></span></font></p>
<p><font size=3 color=black face="Times New Roman"><span style='font-size:
12.0pt;color:black'>Follow <em><b><i><u><font face="Times New Roman"><span
style='font-weight:bold'>Marc Cuniberti</span></font></u></i></b></em> on <a
href="http://www.twitter.com/" title="http://www.twitter.com/"><font
color=black><span style='color:black'>Twitter</span></font></a> for daily
Money Matter updates.<o:p></o:p></span></font></p>
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