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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio [mailto:<st1:PersonName w:st="on">marc@moneymanagementradio.com</st1:PersonName><span
class=GramE>] <br>
<b><span style='font-weight:bold'>Sent</span></b></span><b><span
style='font-weight:bold'>:</span></b> Tuesday, November 15, 2011 10:55 AM<br>
<b><span style='font-weight:bold'>To:</span></b> <span class=SpellE>perf</span>
client<br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Contagion Spreads to <st1:country-region w:st="on"><st1:place
w:st="on">Spain</st1:place></st1:country-region> and Italian Bonds. <st1:country-region
w:st="on"><st1:place w:st="on">Turkey</st1:place></st1:country-region> Matters
Totals. Update November 15, 2011</span></font><o:p></o:p></p>
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<h1><span class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Contagion Spreads to
<st1:country-region w:st="on"><st1:place w:st="on">Spain</st1:place></st1:country-region>
and Italian Bonds. <st1:country-region w:st="on"><st1:place w:st="on">Turkey</st1:place></st1:country-region>
Matters Totals. Update November 15, 2011</span></font></span><font size=2
color=black face=Verdana><span style='font-size:11.0pt;font-family:Verdana;
color:black'><o:p></o:p></span></font></h1>
<p><em><b><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black;font-weight:bold'>Marc’s Notes:</span></font></u></i></b></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>First off let’s total up our <st1:country-region
w:st="on"><st1:place w:st="on">Turkey</st1:place></st1:country-region>
checks!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>$390.00 was donated to the Interfaith Food
Ministries and I match that for a total donation of $780.00 for about 100 <st1:country-region
w:st="on"><st1:place w:st="on">Turkeys</st1:place></st1:country-region>.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>As usual, the NC Food Bank received the
majority of checks for a total of $1,180.00 and I match that for a total
donation of $2,360.00 buying about 340 <st1:country-region w:st="on"><st1:place
w:st="on">Turkeys</st1:place></st1:country-region>.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>All totaled about 440 <st1:country-region
w:st="on"><st1:place w:st="on">Turkeys</st1:place></st1:country-region> will
therefore be available to needy families feeding an estimated 1500 people.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>A big thanks goes out to the following
listeners for stepping up and helping to feed the hungry:<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Wayne and Kristie, Brie and Alex, Pat and
David, Jeff and Susan, Karen A, Robert G, Donald L, Sandra B, Glen G, Poker
Master, Kate, Robert and Danita, Ludi and Karen, Larry and Helen, Rodolfo,
Laura M, my folks, Rob and Risa, Pat B, Pat and Geri, The Bargers, Dick the
Raquetballer, Jack D. the wine giver and Johnny.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>You can all eat your <st1:country-region
w:st="on"><st1:place w:st="on">Turkey</st1:place></st1:country-region> or
meatless substitute knowing over a thousand people will be eating a hot meal
on that Thursday with leftovers for days thanks to all of you.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Thank you SO much. If you missed Turkey
Matters, you can still donate anytime to any of our great community centers
that reach out and assist those less fortunate.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>On the markets, <st1:country-region w:st="on">Italy</st1:country-region>
bonds keep falling in price as does <st1:country-region w:st="on"><st1:place
w:st="on">Spain</st1:place></st1:country-region>’s. <st1:country-region
w:st="on"><st1:place w:st="on">Italy</st1:place></st1:country-region>’s
largest bank posts a surprise loss. Euro banks are stressing big time.
Insurance products written on failing EURO debt called CDS (Credit Default
Swaps) total in the hundreds of billions and reek of the housing derivatives
(bets by banks) that blew us up the first time.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>This looks VERY MUCH like the start of the
2007 crisis when Bear Sterns started it with 2 hedge fund implosions followed
by the Lehman Brothers bankruptcy which started the dominoes falling
backwards. I am telling you again, beware. A banking implosion is
approaching and only MASSIVE money printing once again will stave off the
carnage.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Every time they instigate one of these
“nuclear” fire breaks, it hastens the day of currency implosion, the likes of
which is seldom seen in world history and this time around its going to be
global.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Look for inflation. Oil meanwhile is
climbing steadily as we speak. (Seen USO lately?) yet the FEDS just claimed
prices are falling in the latest release by the BLS.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Do you believe prices are falling? I just
paid $6.50 for a cup of Sprite for my son at a 49er game and $30.00 to park ½
mile away. I didn’t drink any beer but they were $9.50.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I paid $11.50 for eggs and bacon for
breakfast that morning and 2 bucks for 60 minutes of parking in a SF meter.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Prices are incredible! Yet they say
“prices are falling”. No wonder they can claim retail sales are up.
They fail to account for the rise in prices. The true barometer is consumer
surveys like consumer confidence and income. These figures show the real
state of the economy. Consumer confidence numbers are terrible and incomes
are shown to be at levels that confirm wages are falling. Only through
massaged numbers can <st1:State w:st="on"><st1:place w:st="on">Washington</st1:place></st1:State>
try and convince us things are improving. <st1:City w:st="on"><st1:place
w:st="on">Rome</st1:place></st1:City> burns while Nero plays on.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I keep saying don’t listen to what they say,
look at what they DO and right now they are propping up the home mortgage
market, bailing out the Euro, printing money like mad and coming up with new
stimulus programs. Meanwhile that “Super Committee” formed to make budget
cuts are 8 days away from their deadline! If they don’t come up with
significant and meaningful budget cuts, a <st1:country-region w:st="on"><st1:place
w:st="on">US</st1:place></st1:country-region> downgrade by the credit
agencies are a very high possibility. Another downgrade will hammer the
markets and cause turmoil into December. This will also combine with Euro
problems and make more money printing a distinct possibility.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Look for more “announcements” as the markets
spiral and Euro problems grow into contagion infecting <st1:country-region
w:st="on">Spain</st1:country-region>, <st1:country-region w:st="on"><st1:place
w:st="on">Italy</st1:place></st1:country-region> and others. Since those
countries are much bigger then <st1:country-region w:st="on">Greece</st1:country-region>,
(<st1:country-region w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region>
has actually fallen off the front page replaced by these giant countries)
hence the fall out will be much greater.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The world of too much debt is collapsing
around us in a slow motion train wreck.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Protect your money. Get to heavy cash positions,
gold and silver, dividend paying stocks for what money you decide to risk and
get some money offshore!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Stay away from real estate, mutual funds,
bonds and other “long” positions with most of your money. Keep safe. That’s
the name of the game and has been for a while now.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>We have solutions for all of it, just tune
in or email us.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Upcoming show this Thursday entitled
“Contagion!”<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>All for now,<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>marc<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
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messages directly.</span></font></b><font size=1 color=black face=Verdana><span
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Direct all questions or comments to <a
href="mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a>.<br>
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>You can access past updates at: <a
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<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions only.
This update does not represent KFOK, KNQY, KZFR or KVMR FM radios in anyway
and should not be construed as an extension of either station. It is a
private email subscription and is produced by Marc Cuniberti and does not
reflect the views or opinions of the stations, their management, underwriters
or members. All issues regarding this email should be sent to Marc Cuniberti
and/or his agents.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed.
Some companies mentioned or exhibiting advertisements or banners on Money
Management Radio material may offer a consideration for their advertising
space and/or referrals from such promotions.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you like what you hear on Money Matters,
check out what else is happening on your community radio station, KVMR, on
Facebook.com. You'll be kept up to date on special programming, events, discussion
opportunities, and lots more. Go to Facebook and type KVMR in the search bar.
You can become a fan of MONEY MATTERS on Facebook by going to:<a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money">
</a><u><a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money">http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money</a></u><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.<br>
"Money Matters" and "Your Money Matters" is aired
throughout <st1:place w:st="on">Northern California</st1:place> and the State
Capitol.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
<st1:place w:st="on">Northern California</st1:place>'s # 1
"alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout <st1:place
w:st="on">Northern California</st1:place> and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a>,</span></font><font
size=1 color=blue face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:blue'> <a href="http://www.kqny.org">KQNY</a></span></font><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'>, <a href="http://KFOK.org">KFOK</a> FM RADIO and
affiliated stations.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold and silver: What
I call “Possession Gold”. See below.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>At this time, email me if you wish to buy
physical gold or silver at <st1:PersonName w:st="on">marc@moneymanagementradio.com</st1:PersonName>.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow <em><b><i><u><font face=Verdana><span
style='font-family:Verdana;font-weight:bold'>Marc Cuniberti</span></font></u></i></b></em>
on <a href="http://www.twitter.com">Twitter</a> for daily Money Matter
updates.<o:p></o:p></span></font></p>
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