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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio [mailto:<st1:PersonName w:st="on">marc@moneymanagementradio.com</st1:PersonName><span
class=GramE>] <br>
<b><span style='font-weight:bold'>Sent</span></b></span><b><span
style='font-weight:bold'>:</span></b> Tuesday, November 08, 2011 1:31 PM<br>
<b><span style='font-weight:bold'>To:</span></b> client <span class=SpellE>perf</span><br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Euro problems persist. Markets in denial. Protect yourself. Money
Update 11 8 2011</span></font><o:p></o:p></p>
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<h1><span class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Euro problems
persist. Markets in denial. Protect yourself. Money Update 11 8 2011</span></font></span><font
size=2 color=black face=Verdana><span style='font-size:11.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></h1>
<p><em><b><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black;font-weight:bold'>Marc's Notes:</span></font></u></i></b></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Welcome new readers and old subscribers
alike. We raised over $107,000.00 at KVMR to keep us on the air everywhere!
We now cover Tahoe and <st1:place w:st="on">Truckee</st1:place> and will soon
be boosting coverage there if all things go as planned.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Those that pledged on Money Matters will be
contacted soon for your classes, consults, shows and portfolios. Thanks so
much again.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Turkey Matters is ending now. Here is your
last chance to cost me so do re mi. Send in your checks to the Interfaith
Food Ministry or NC Food Bank and I will match your check. Drop your check at
KVMR, 401 Spring St, <st1:place w:st="on"><st1:PlaceName w:st="on">Nevada</st1:PlaceName>
<st1:PlaceType w:st="on">City</st1:PlaceType></st1:place> with my name on
it.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Bless you all and thanks again for helping
feed the hungry.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The markets don’t look any better nor worse
since our last update although with the Euro region in full melt down, you
have to chalk our market meanderance to complacency and denial.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Bond prices in <st1:country-region w:st="on">Greece</st1:country-region>
are dropping like stones and <st1:country-region w:st="on"><st1:place w:st="on">Italy</st1:place></st1:country-region>
is now on the block for slaughter. <st1:country-region w:st="on"><st1:place
w:st="on">Italy</st1:place></st1:country-region> is MUCH bigger. Consider <st1:country-region
w:st="on"><st1:place w:st="on">Spain</st1:place></st1:country-region> is also
in dire straights and you have a recipe for a full blown banking crisis which
will rival if not exceed the 07-08 meltdown.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Governments bailed out banks. Now
governments are in need of bailing. The only way out is the usual way out.
Print more money. But creating money, you create nothing of value. Its just
digits on a page. There is nothing we can eat, consume or otherwise use when
you create dollars. Dollars are only receipts and you can make all the
receipts you want but if there is nothing backing those receipts in the form
of tangible goods, you have done nothing but created electronic digits.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>That governments think they create value by
creating digits on a page is ludicrous. The only thing they create is more
debt and inflation. We see both. Inflation drives people down class notches.
The wealthy can protect themselves and can afford rising prices but the poor
can barely make ends meet and any inflation, even a small amount crushes
them. With little or no way to protect themselves, they slip farther down the
income ladder. It’s why we see out just today the wealth difference between
those older and our younger citizens is the widest in history.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Inflation is creeping ever higher yet the
FEDS keep interest rates in the dirt saying we need to borrow more, (From
THEM by the way).<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Look for another bailout of gargantuan
proportions to the Euro countries so the banks holding their debt don’t
suffer losses.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Just out, Fannie Mae and Freddie Mac need
billions more yet bonuses to their CEO’s are again in the millions. Forced to
make home loans at ridiculously low rates on houses that are going down in
value, these government supported (your tax dollars) entities lose money
every day they operate. They will continue to do so as housing plummets even
further.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The new loan program announced won’t help
more then a few thousand and will fail like the half dozen programs before
it. They will try again in a few months with another program.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>One after another until they drive us all
into debt hell.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The jobs bill garners billions more and our
deficit skyrockets. The “Super Committee” responsible for trimming a trillion
or so from the budget has a deadline of November end.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Look for more squabbling with a shrouded
result claiming billions in savings that will not materialize. Count on a
trillion dollar plus deficit in 2011, 2012,2013 and beyond. Watch for another
budget ceiling increase in late 2012 or early 2013, years before they said we
would need it.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Add another couple hundred billion for a
bullet train fiasco, more jobs bills, more bank bailouts (ongoing as we
speak) and billions more to the IMF to bail out those Euro countries you keep
hearing about and we see debt amassing at breathtaking speed. Meanwhile
unemployment will stay stubbornly high and inflation will keep rising
relentlessly.<o:p></o:p></span></font></p>
<p><em><b><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black;font-weight:bold'>Holdings:</span></font></u></i></b></em><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><br>
As always, cash in savings accounts, I Bonds (pay over 3 % at
Treasurydirect.gov), Credit Unions insured by the US Government and short
term treasuries. Keep most of your money in these until further notice.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Add gold and silver always.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Add Swiss Annuities for offshore option.
(Email me for a booklet).<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Look at Everbanks gold and silver holding
programs. (Link here).<a
href="https://www.everbank.com/personal/precious-metals.aspx?referid=13286"
title="https://www.everbank.com/personal/precious-metals.aspx?referid=13286">https://www.everbank.com/personal/precious-metals.aspx?referid=13286</a><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Collect income from a small amount of
dividend payers. See Super Dividend Payers List on the website.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Use gold and silver stocks for leverage.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Consider hard currency funds like the Merk
Hard Currency Funds for further diversification.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>The storm is gathering again. They will try
and delay it. They will succeed for a while but when it hits, it will be like
no other. Prepare through education and proper placement of your assets.
Eliminate debt.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>All for now,<br>
Marc<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Chart of Fed Reserve Balance Sheet. <img
border=0 width=550 height=358 id="_x0000_i1026"
src="cid:fe7ffe4b1efac908b71c2e96aaded149@moneymanagementradio.com"
style='height:358px;width:550px'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Debt they now hold. I would say they have
increased their debt a tad eh? Notice it is still GROWING.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
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<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions only.
This update does not represent KFOK, KNQY, KZFR or KVMR FM radios in anyway
and should not be construed as an extension of either station. It is a
private email subscription and is produced by Marc Cuniberti and does not
reflect the views or opinions of the stations, their management, underwriters
or members. All issues regarding this email should be sent to Marc Cuniberti
and/or his agents.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed.
Some companies mentioned or exhibiting advertisements or banners on Money
Management Radio material may offer a consideration for their advertising
space and/or referrals from such promotions.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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please keep your emails to less then 3 sentences and do not ask about specific
holdings you may hold nor ask him to comment on YOUR specific situation. You
may submit general market questions or concerns. He answers EVERY email sent
to him within the confines of these rules. Someone will respond to your email
regardless of what it contains so you will know we received it. We care about
your participation in Money Management Radio and Money Matters.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you like what you hear on Money Matters,
check out what else is happening on your community radio station, KVMR, on
Facebook.com. You'll be kept up to date on special programming, events,
discussion opportunities, and lots more. Go to Facebook and type KVMR in the
search bar. You can become a fan of MONEY MATTERS on Facebook by going to:<a
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.<br>
"Money Matters" and "Your Money Matters" is aired
throughout <st1:place w:st="on">Northern California</st1:place> and the State
Capitol.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
<st1:place w:st="on">Northern California</st1:place>'s # 1
"alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout <st1:place
w:st="on">Northern California</st1:place> and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a>,</span></font><font
size=1 color=blue face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:blue'> <a href="http://www.kqny.org">KQNY</a></span></font><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'>, <a href="http://KFOK.org">KFOK</a> FM RADIO and
affiliated stations.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold and silver: What
I call “Possession Gold”. See below.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>At this time, email me if you wish to buy
physical gold or silver at <st1:PersonName w:st="on">marc@moneymanagementradio.com</st1:PersonName>.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow <em><b><i><u><font face=Verdana><span
style='font-family:Verdana;font-weight:bold'>Marc Cuniberti</span></font></u></i></b></em>
on <a href="http://www.twitter.com">Twitter</a> for daily Money Matter
updates.<o:p></o:p></span></font></p>
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