<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:st1="urn:schemas-microsoft-com:office:smarttags" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=us-ascii">
<meta name=ProgId content=Word.Document>
<meta name=Generator content="Microsoft Word 11">
<meta name=Originator content="Microsoft Word 11">
<link rel=File-List href="cid:filelist.xml@01CC90E0.77798B30">
<link rel=Edit-Time-Data href="cid:editdata.mso">
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]--><o:SmartTagType
namespaceuri="urn:schemas-microsoft-com:office:smarttags" name="Street"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="country-region"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="address"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="PlaceType"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="PlaceName"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="City"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="place"/>
<!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:DoNotRelyOnCSS/>
</o:OfficeDocumentSettings>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:WordDocument>
<w:SpellingState>Clean</w:SpellingState>
<w:GrammarState>Clean</w:GrammarState>
<w:DocumentKind>DocumentEmail</w:DocumentKind>
<w:EnvelopeVis/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
</w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" LatentStyleCount="156">
</w:LatentStyles>
</xml><![endif]--><!--[if !mso]>
<style>
st1\:*{behavior:url(#default#ieooui) }
</style>
<![endif]-->
<style>
<!--
/* Font Definitions */
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:1627421319 -2147483648 8 0 66047 0;}
@font-face
{font-family:"Arial Narrow";
panose-1:2 11 5 6 2 2 2 3 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:647 2048 0 0 159 0;}
@font-face
{font-family:Verdana;
panose-1:2 11 6 4 3 5 4 4 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:536871559 0 0 0 415 0;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{mso-style-parent:"";
margin:0in;
margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
h1
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
text-align:center;
mso-pagination:widow-orphan;
mso-outline-level:1;
font-size:13.0pt;
font-family:"Times New Roman";
font-weight:normal;}
a:link, span.MsoHyperlink
{color:blue;
text-decoration:underline;
text-underline:single;}
a:visited, span.MsoHyperlinkFollowed
{color:blue;
text-decoration:underline;
text-underline:single;}
p
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.simplenews-template-content, li.simplenews-template-content, div.simplenews-template-content
{mso-style-name:simplenews-template-content;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
border:none;
mso-border-left-alt:solid gray .75pt;
mso-border-bottom-alt:solid gray .75pt;
mso-border-right-alt:solid gray .75pt;
padding:0in;
mso-padding-alt:0in 8.0pt 4.0pt 8.0pt;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.simplenews-template-footer, li.simplenews-template-footer, div.simplenews-template-footer
{mso-style-name:simplenews-template-footer;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:8.5pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.simplenews-template-disclaimer, li.simplenews-template-disclaimer, div.simplenews-template-disclaimer
{mso-style-name:simplenews-template-disclaimer;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:8.5pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-bold, li.text-bold, div.text-bold
{mso-style-name:text-bold;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";
font-weight:bold;}
p.text-header, li.text-header, div.text-header
{mso-style-name:text-header;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:14.5pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";
font-weight:bold;}
p.text-indent, li.text-indent, div.text-indent
{mso-style-name:text-indent;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:7.5pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-italic, li.text-italic, div.text-italic
{mso-style-name:text-italic;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";
font-style:italic;}
p.text-normal, li.text-normal, div.text-normal
{mso-style-name:text-normal;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-small, li.text-small, div.text-small
{mso-style-name:text-small;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-subheader, li.text-subheader, div.text-subheader
{mso-style-name:text-subheader;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:13.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-tiny, li.text-tiny, div.text-tiny
{mso-style-name:text-tiny;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:9.5pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-title, li.text-title, div.text-title
{mso-style-name:text-title;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:15.5pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
span.issue-title
{mso-style-name:issue-title;}
span.EmailStyle33
{mso-style-type:personal-reply;
mso-style-noshow:yes;
mso-ansi-font-size:11.0pt;
mso-bidi-font-size:11.0pt;
font-family:"Arial Narrow";
mso-ascii-font-family:"Arial Narrow";
mso-hansi-font-family:"Arial Narrow";
color:black;
font-weight:normal;
font-style:normal;
text-decoration:none;
text-underline:none;
text-decoration:none;
text-line-through:none;}
span.SpellE
{mso-style-name:"";
mso-spl-e:yes;}
span.GramE
{mso-style-name:"";
mso-gram-e:yes;}
@page Section1
{size:8.5in 11.0in;
margin:1.0in 1.25in 1.0in 1.25in;
mso-header-margin:.5in;
mso-footer-margin:.5in;
mso-paper-source:0;}
div.Section1
{page:Section1;}
-->
</style>
<!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-parent:"";
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:10.0pt;
font-family:"Times New Roman";
mso-ansi-language:#0400;
mso-fareast-language:#0400;
mso-bidi-language:#0400;}
</style>
<![endif]--><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body bgcolor=white lang=EN-US link=blue vlink=blue style='tab-interval:.5in'
id=mimemail-body>
<div class=Section1>
<p class=MsoNormal><font size=2 color=black face="Arial Narrow"><span
style='font-size:11.0pt;font-family:"Arial Narrow";color:black'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=black face="Arial Narrow"><span
style='font-size:11.0pt;font-family:"Arial Narrow";color:black'><o:p> </o:p></span></font></p>
<div>
<div class=MsoNormal align=center style='text-align:center'><font size=3
face="Times New Roman"><span style='font-size:12.0pt'>
<hr size=2 width="100%" align=center tabindex=-1>
</span></font></div>
<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio [mailto:marc@moneymanagementradio.com<span class=GramE>] <br>
<b><span style='font-weight:bold'>Sent</span></b></span><b><span
style='font-weight:bold'>:</span></b> Saturday, October 22, 2011 4:27 PM<br>
<b><span style='font-weight:bold'>To:</span></b> <span class=SpellE>perf</span>
client<br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] New Housing Program to be announced. <st1:place w:st="on">Europe</st1:place>
to announce a Greek Band aid. Update October 22, 2011</span></font><o:p></o:p></p>
</div>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
<div id=center>
<div id=main>
<div align=center>
<table class=MsoNormalTable border=0 cellpadding=0 width=720 style='width:7.5in;
mso-cellspacing:1.5pt'>
<tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>
<td style='padding:.75pt .75pt .75pt .75pt'>
<p class=MsoNormal><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'><img width=720
height=155 id="_x0000_i1025"
src="http://moneymanagementradio.com/files/moneymn/shell/simplenews_header-720.jpg"><o:p></o:p></span></font></p>
</td>
</tr>
</table>
</div>
<p class=MsoNormal align=center style='text-align:center'><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p> </o:p></span></font></p>
<div align=center>
<table class=MsoNormalTable border=1 cellspacing=0 cellpadding=0 width=720
style='width:7.5in;mso-cellspacing:0in;border:solid gray 1.0pt;border-top:
none;mso-border-left-alt:solid gray .75pt;mso-border-bottom-alt:solid gray .75pt;
mso-border-right-alt:solid gray .75pt;mso-padding-alt:0in 7.5pt 3.75pt 7.5pt'>
<tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>
<td style='border:none;padding:0in 7.5pt 3.75pt 7.5pt'>
<h1><span class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>New Housing Program
to be announced. <st1:place w:st="on">Europe</st1:place> to announce a Greek
Band aid. Update October 22, 2011</span></font></span><font size=2
color=black face=Verdana><span style='font-size:11.0pt;font-family:Verdana;
color:black'><o:p></o:p></span></font></h1>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><strong><b><i><u><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black;font-style:italic'>Marc's
Notes;</span></font></u></i></b></strong><font size=2 color=black
face=Verdana><span style='font-size:10.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Well, the news is just more of the same but
things are progressing, not necessarily in the right direction however.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>That new housing program I warned would be
coming is coming. No matter how they phrase it, the bottom line is the
government will be paying peoples mortgages and it reminds me of my 9th Money
show where, incredibly sounding at that time, “don’t be surprised if the
government ends up paying peoples mortgages”.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I got ridiculed for that from many but here
we are 5 years after that show aired, and combining all the home programs
from FHA, HARP, HAMP, USDA, FANNIE MAE, FREDDIE MAC and back door remods from
the banking industry and you can see they did a whole lot more then that.
Spending BILLIONS on homeowners that made bad bets, all of us end up paying
for them. Maybe even you got helped and that feels good but its WRONG WRONG
WRONG.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I keep saying, if all those homeowners would
have made the money they planned on making on all those houses, do you think
any of them would have given that money back to same public coffers they plan
to drain? <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Hell no. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>This new announcement will be through FHA
and all government sponsored home loans (that’s pretty much all of them)
where by you can refinance if your current on your mortgage at lower rates
and underwater on your loan. They may reduce principal for many. Probably not
you and I, but you and I will pay for it you can be sure of that.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>They will say it wont cost taxpayer money
probably but that’s absurd. Where is the money supposed to come from? Print
it? Yep. And that eventually is paid by you and I.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Watch early next week for the
“announcement”.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Will it help? Sure, it will make stocks go
up, and help some homeowners, but intervention does not correct markets that
are correcting. It only distorts them and send false signals to potential
buyers and sellers. In the long run, housing will find the bottom it seeks,
and only then will the housing bust be complete.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>On the Euro front, the IMF and Euro Central wrestle
with more programs to solve the unsolvable. Now they are upping the rescue
amount (again) and trying to cobble together some sort of band aid. They will
guarantee loans, bonds and just about everything using in the end taxpayer
money, although they won’t say that directly.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I suspect a partial default option will be
mentioned in the form of haircuts to Greek bond holders. Those haircuts will
be backstopped by public funds in some form as well the guarantees offered.
In the end, more Greek debt will default and other nations will surface
needing similar bailouts. This will not go away with this new announcement.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>It will resurface again much like the
housing problem will. Meanwhile markets will probably rally with the
announcements on housing and <st1:country-region w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region>.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>For now, stay the course. Look for markets
to reflect whatever news comes out,<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>This Thursday will feature our fall radio
membership drive and a special 2 hour Money Matters at noon, PST. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>We will be offering shows, a Women’s Only
Money Class, a Money Matters Money Class for both men and women, a few
private consults with me (only a few so you can snag one early by emailing me
now), a subscription to future shows and a few surprises, so tune in.I will
also cover the markets and plans for your finances.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>No transcripts or tapes will be available so
you must tune in but that’s the point!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>We need your support so please help us help
you and give some thought about how much you can afford to help. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>In other news, if you like the UNION
articles I have been writing, please tell them so! We need to spread
the news! Link here to email the editor: <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Link here: <a
href="http://www.theunion.com/section/contactus">http://www.theunion.com/section/contactus</a><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>As for us, we hold all positions and add
physical gold and silver always if not up to snuff on your holdings (See
Dream Portfolio)<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Link here: <a
href="https://moneymanagementradio.com/cart/dream_">https://moneymanagementradio.com/cart/dream_</a><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Dividend Payers List and the Dream Portfolio
were updated in the last few weeks.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>And don’t forget Turkey Matters!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Turkey Matters, our “match your funds” food
program is now ON! <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>I will match your funds for the Nevada
County Food banks to buy <st1:country-region w:st="on"><st1:place w:st="on">Turkeys</st1:place></st1:country-region>
for the needy. Send all checks to:<o:p></o:p></span></font></p>
<p><font size=3 color="#993300" face=Verdana><span style='font-size:12.0pt;
font-family:Verdana;color:#993300'>Marc Cuniberti</span></font><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p></o:p></span></font></p>
<p><font size=3 color="#993300" face=Verdana><span style='font-size:12.0pt;
font-family:Verdana;color:#993300'>PMB 101 (MUST SAY PMB, not post
office box) </span></font><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></p>
<p><st1:Street w:st="on"><st1:address w:st="on"><font size=3 color="#993300"
face=Verdana><span style='font-size:12.0pt;font-family:Verdana;color:#993300'>578
Sutton Way</span></font></st1:address></st1:Street><font color="#993300"
face=Verdana><span style='font-family:Verdana;color:#993300'>, <st1:place
w:st="on"><st1:PlaceName w:st="on">Grass</st1:PlaceName> <st1:PlaceType
w:st="on">Valley</st1:PlaceType></st1:place>, Ca 95945. </span></font><font
size=2 color=black face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Make the check out to the food bank of your
choice, either the Interfaith Food Ministries or the Nevada County Food Bank.
I will double your check with my own money.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Let’s help feed the needy with <st1:country-region
w:st="on"><st1:place w:st="on">Turkey</st1:place></st1:country-region> this
Thanksgiving! Your dinner will never be better knowing you helped feed
literally thousands as we did last year. Send in your check now.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Last year we bought over 700 turkeys. That’s
probably feeding close to 2000 people!<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>All for now,<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Marc<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<div>
<div class=MsoNormal align=center style='text-align:center'><font size=1
color=black face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:black'>
<hr size=1 width="100%" noshade color="#dbdbdb" align=center>
</span></font></div>
<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Do Not Reply to newsletter
messages directly.</span></font></b><font size=1 color=black face=Verdana><span
style='font-size:7.0pt;font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Direct all questions or comments to <a
href="mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a>. <br>
All comments or questions must be less then 3 sentences in length and must not
contain any links or articles. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>You can access past updates at: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a>
<o:p></o:p></span></font></p>
<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions only.
This update does not represent KFOK, KNQY, KZFR or KVMR FM radios in anyway
and should not be construed as an extension of either station. It is a
private email subscription and is produced by Marc Cuniberti and does not
reflect the views or opinions of the stations, their management, underwriters
or members. All issues regarding this email should be sent to Marc Cuniberti
and/or his agents. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed.
Some companies mentioned or exhibiting advertisements or banners on Money
Management Radio material may offer a consideration for their advertising
space and/or referrals from such promotions. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you like what you hear on Money Matters,
check out what else is happening on your community radio station, KVMR, on
Facebook.com. You'll be kept up to date on special programming, events,
discussion opportunities, and lots more. Go to Facebook and type KVMR in the
search bar. You can become a fan of MONEY MATTERS on Facebook by going to:<a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money">
</a><a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money"></a><a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money"></a><u><a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money">http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money</a></u>
<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a>
<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'><br>
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.<br>
"Money Matters" and "Your Money Matters" is aired
throughout <st1:place w:st="on">Northern California</st1:place> and the State
Capitol. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
<st1:place w:st="on">Northern California</st1:place>'s # 1
"alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 91.9 FM Radios throughout <st1:place
w:st="on">Northern California</st1:place> and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a>,</span></font><font
size=1 color=blue face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:blue'> <a href="http://www.kqny.org">KQNY</a></span></font><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'>, <a href="http://KFOK.org">KFOK</a> FM RADIO and
affiliated stations. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold and silver: What
I call “Possession Gold”. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Monex Deposit David Feldberg x
2216 <br>
4910 Birch <st1:place w:st="on">St.</st1:place>, Newport Beach Ca 92660 <br>
(800) 949 4653 (GOLD) ext 2216 <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. <br>
Take delivery and store in a safe place. You may have 25 % of this amount in
silver and the remaining 75% in gold. I usually buy only generic 1 ounce
rounds or ounce bars, no collectibles. You may buy any 99 % pure gold or
silver assets but pay no more then a few percentage points over spot. Again,
buy NO Collectibles, No Margin account, No Commodity accounts. Take delivery
of standard coins only. <br>
I usually buy Gold Eagles, Buffalos, Kruggerands, Silver Maples. Gold Pandas
Generic Rounds. Peace Dollars or Morgans. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Blanchard and Company, Inc.<br>
<st1:address w:st="on"><st1:Street w:st="on">P.O. Box</st1:Street> 61740</st1:address><br>
<st1:City w:st="on"><st1:place w:st="on">New Orleans</st1:place></st1:City>, La
70161-1740<br>
Direct toll free number: (888) 727-7537<br>
Rick Baugnon- (Please ask for Rich only as he knows what Marc recomends) <br>
<br>
I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow <em><b><i><u><font face=Verdana><span
style='font-family:Verdana;font-weight:bold'>Marc Cuniberti</span></font></u></i></b></em>
on <a href="http://www.twitter.com">Twitter</a> for daily Money Matter
updates. <o:p></o:p></span></font></p>
</div>
</td>
</tr>
</table>
<!-- /simplenews header --><!-- simplenews footer --></div>
<p class=MsoNormal align=center style='text-align:center'><font size=2
color=black face=Verdana><span style='font-size:10.0pt;font-family:Verdana;
color:black'><o:p> </o:p></span></font></p>
<div align=center>
<table class=MsoNormalTable border=0 cellpadding=0 width=720 style='width:7.5in;
mso-cellspacing:1.5pt;mso-padding-alt:0in 7.5pt 3.75pt 7.5pt'>
<tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes;mso-yfti-lastrow:yes'>
<td style='padding:0in 7.5pt 3.75pt 7.5pt'>
<p align=center style='text-align:center'><font size=1 color=black
face=Verdana><span style='font-size:7.0pt;font-family:Verdana;color:black'><a
href="http://www.moneymanagementradio.com/newsletter/confirm/remove/8b23f23f490t2">Unsubscribe
from this newsletter</a><o:p></o:p></span></font></p>
<p class=MsoNormal align=center style='text-align:center'><font size=1
color=black face=Verdana><span style='font-size:7.0pt;font-family:Verdana;
color:black'>- - - This is a test version of the newsletter. - - - <o:p></o:p></span></font></p>
</td>
</tr>
</table>
<!-- /simplenews footer --></div>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><o:p> </o:p></span></font></p>
</div>
</div>
</div>
</body>
</html>
<!-- /mimemail template -->