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<title>:Money Matters Newsletter: Ireland follow Greece in potential default.
Summary of all holdings. Update Nov. 26, 2010</title>
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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio [mailto:marc@moneymanagementradio.com<span class=GramE>] <br>
<b><span style='font-weight:bold'>Sent</span></b></span><b><span
style='font-weight:bold'>:</span></b> Saturday, November 27, 2010 2:16 PM<br>
<b><span style='font-weight:bold'>To:</span></b> bayareaprocess@att.net<br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] <st1:country-region w:st="on">Ireland</st1:country-region> follows <st1:country-region
w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region> in
potential default. Summary of all holdings. Update Nov. 26, 2010</span></font><o:p></o:p></p>
</div>
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<h1><span class=newsletter-name><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Money Matters
Newsletter: </span></font></span><st1:country-region w:st="on"><span
class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Ireland</span></font></span></st1:country-region><span
class=issue-title><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'> follow <st1:country-region
w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region> in
potential default. Summary of all holdings. Update Nov. 26, 2010</span></font></span><font
size=2 color=black face=Verdana><span style='font-size:11.0pt;font-family:
Verdana;color:black'><o:p></o:p></span></font></h1>
<p><st1:State w:st="on"><font size=2 color="#993300" face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:#993300'>BERLIN</span></font></st1:State><font
size=2 color="#993300" face=Verdana><span style='font-size:10.0pt;font-family:
Verdana;color:#993300'>—The euro zone's sovereign debt crisis escalated
Friday as the market homed in on <st1:country-region w:st="on"><st1:place
w:st="on">Spain</st1:place></st1:country-region> as another potential weak
spot, leaving officials scrambling to quell investors' fears. Spanish Prime
Minister Jose Luis Rodriguez Zapatero moved to dispel the growing anxiety
surrounding the country's fiscal position Friday, saying there was
"absolutely" no chance the euro zone's fourth-largest economy would
seek a bailout from the European Union. But his attempt to calm the markets
had little effect, with the euro tumbling and the selloff in Spanish and
Portuguese sovereign bonds continuing. "If we continue to see the recent
trend in Spanish bond yields then the crisis is going to be taken to a
completely new level, as <st1:country-region w:st="on">Spain</st1:country-region>
accounts for approximately 11.7% of euro-zone [gross domestic product] which
is pretty much double the figure of <st1:country-region w:st="on">Ireland</st1:country-region>,
<st1:country-region w:st="on">Portugal</st1:country-region> and <st1:country-region
w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region>
[combined]," said Gary Jenkins, head of fixed-income research at
Evolution Securities. </span></font><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'><br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Marc’s Notes:</span></u></i></b><br>
Reread the article above. The old saying goes as soon as a government denies
something; you can be sure it’s true. First <st1:country-region w:st="on">Greece</st1:country-region>,
then <st1:country-region w:st="on">Ireland</st1:country-region>, with <st1:country-region
w:st="on"><st1:place w:st="on">Spain</st1:place></st1:country-region> soon to
follow. Much like what I detailed would happen almost 2 years ago when we
sold our Euro position; this flawed currency is again in the meat grinder. <st1:country-region
w:st="on">Greece</st1:country-region> and <st1:country-region w:st="on"><st1:place
w:st="on">Ireland</st1:place></st1:country-region> were relatively small
fish in the grand scheme of things; (as if a few hundred billion is anything
to be sneezed at). <st1:country-region w:st="on">Spain</st1:country-region>
on the other hand represents 11.7% of Euro area production and is almost
twice the bailout potential size of <st1:country-region w:st="on"><st1:place
w:st="on">Ireland</st1:place></st1:country-region>. <st1:country-region
w:st="on"><st1:place w:st="on">Portugal</st1:place></st1:country-region>
meanwhile is gasping for liquidity and the disease keeps spreading. Actually
its already spread, its just that the truth is surfacing now.<br>
With the official denial of the European bank now complete, you can be sure
they are scrambling to do damage control on a dire situation. The lesson here
is many faceted. The <st1:country-region w:st="on"><st1:place w:st="on">US</st1:place></st1:country-region>
screwed all these countries by offering up toxic mortgage sandwiches which
helped increase the bleeding on all fronts. Couple that with out of control
social spending by money happy politicians to garner votes, amplified by the
economic crisis and you have the recipe for entire country defaults, and even
worse, the potential collapse of the Euro itself, or at least severe
devaluation. The even bigger lesson here is that paper (fiat) currencies
never survive over printing caused by overspending and the world is waking to
the fact there is no safe paper currency to hide in bar at least some safety
in the Swiss Franc and possibly a few others. The final currency rises again
and that is the currency of kings, Gold, Silver and “real” stuff”. Investors
world wide and even central banks of entire countries are flocking to gold as
the final currency, the one that can’t be printed. (See my Union Article
here: GOLD-<a
href="http://www.theunion.com/article/20101108/NEWS/101109768&parentprofile=search">http://www.theunion.com/article/20101108/NEWS/101109768&parentprofile=search</a>).
As I write this, Euro countries are infighting, protesting against putting up
more money for their deadbeat neighbors. <st1:country-region w:st="on"><st1:place
w:st="on">Germany</st1:place></st1:country-region> who has run lean and mean
and not overspent is tiring of spending its hard earned dollars over and over
again as new bankrupt countries belly up to the public trough. A familiar
theme in this bailout gone mad world.<br>
I don’t know how bad this Euro thing will get but I suspect as I have been
for months, REAL BAD. This WILL have ramifications worldwide including on
your finances and we must face the music and take steps to protect ourselves.
(See Dream Portfolio on the site, left side menu). As I write this <st1:country-region
w:st="on"><st1:place w:st="on">Irelands</st1:place></st1:country-region>
citizens are protesting any cutbacks in spending. You have to wonder what
they are thinking. No one wants their check reduced but its either that or
the country goes broke. We saw the same protests in <st1:country-region
w:st="on"><st1:place w:st="on">Greece</st1:place></st1:country-region> by
their citizens. The average Joe just doesn't get it I guess.<br>
<br>
The sole answer however is NOT just holding a bunch of gold and silver coins.
You must diversify over an entire spectrum of assets. Remember, gold is the
thermometer of economic health, and government’s world wide need the power
and illusion of the printing press to maintain order and control. Since Gold
sheds a light on this illusion and its toxicity, they will attempt to first
control its rise then possibly even take it from you. They will at minimum
downplay its importance as they buy it behind the scenes to protect
themselves.<br>
It’s the reason gold and silver have skyrocketed over the past decade, up
from a price of $250.00/ Gold/Oz to close to $1400.00. That’s over a 600 %
increase. <br>
Since the US DOLLAR is measured not against gold (at least officially) but
measured against a basket of foreign currencies, these have risen as well.
Our holdings of Swiss Francs, the Canadian Dollar and the Aussie Dollar are
just off new highs which is why we have held them. Those that chose Swiss
Annuities as their foreign currency vehicle are doing even better. You will
LOVE your January statements if it keeps up. Look for number of Francs you
have on your statements and multiply that by the exchange rates at the time
you get you statements. You probably got a dividend AND interest on TOP of
the currency appreciation!<br>
Other holdings:<br>
US bank accounts are still preferred for most of your money as well at US
GOVT securities (short term only) such as Treasuries, Treasury funds and
similar holdings. You should HEDGE these (protect against inflation) by using
our other holdings. Don’t hold everything you have in US DOLLARS!<br>
Real Estate: Figures are dismal with sales faltering and winter now
approaching. Foreclosures are at record levels and getting worse by the day.
Commercial real estate is crashing, just look around your local town to
verify locally the national figures we are seeing. Even with record low
interest rates, no one is buying, refinancing is slowing, new home sales and
housing starts are anemic. Prepare for round 2 of the real estate crash. The
slow painful grind down I wrote about over a year and a half ago after the
initial crash.<br>
<br>
Inflation: “There’s no inflation” says Uncle Sam. LOL! I try and ask
every shopper I can and every checker I use. The answer is the same. They
laugh when I tell them the government insists there is no inflation.
LAUGH! All of us know what they fail to admit. Inflation LIVES and is
growing worse. Food, energy, medical, metal- you name it, up it goes. (Except
housing of course) You are now routinely paying a record 3 dollars plus for
gas. With cold weather coming early this year across the nation, energy costs
are set to soar even higher. Peak oil is real and supplies are dwindling
slowly while 3rd world countries use more every day. A two sided squeeze on
energy. Couple that with a declining dollar (inflation) and we will see
higher prices is in everyone’s future. And as goes oil, so goes everything
you buy, from the raw materials, to the heat and energy source right down to
the transportation side of the equation. <br>
Meanwhile retailer I suspect will report lousy earnings this holiday season.
Why? Outside of just a hunch due to poor economic conditions, my small survey
of local shopping centers and TV news about black Friday crowds leads me to
believe this season will be terrible. Because they allow very little
adjustment for inflation, store sales wont look AS BAD as they are, but trust
me, you will see the REAL figures come first quarter profit figures by
retailers in the spring. THOSE PROFIT NUMBERS will reflect my
prognostication. We will revisit my prediction then.<br>
Holdings: Nothing really much different except updates on our continually
moving gamblers plays. First off I am buying 2 dividend paying funds Monday
for a long term hold and they are IAE (Asia Pacific High Dividend) and CH
(Aberdeen Chile Fund). These 2 funds were added to the Super Dividend Payers
List last month. I intend to hold these in my IRA and am doing so as a long
term dividend play as well as an overseas foreign markets position. These
will fall in a severe market turndown as all stock most likely will but I
love dividends and like the ability to invest in foreign markets AND get paid
to do so.<br>
Natural Gas is inching up and I hope this is the real deal. To date, this
energy source has lagged everything energy, and much like our oil play, it
will play catch up eventually. You should have sold 25 % of your
position at a loss when UNG hit 5.25.<br>
Oil ran after we said to add USO at around 32 and I put out a sell on it over
36. It actually ran to 38. I sold all my short term oil then and am waiting
for another pull back. <br>
Interest Rate fund TBT. Another play for gamblers mentioned about 2 months
ago although long term holders should hold TBT at much higher prices. The
short term trade bought us in around 32 and sold us at around 36. Long term
holders should do just that. Hold. You may also consider RRPIX for long term
plays. TBT is leveraged. RRPIX is not.<br>
Gold and Silver. I mentioned players who hold a ton should have sold some of
your excess when gold hit $1300.00 to 1400.00/Oz. All others hold or add
until you get up to at least 10 % of your net assets.Now we wait to see if it
continues its pullback and then gamblers should add gold stocks again when
gold hits 1200/ oz and lower. Not yet. More pullback could be coming.<br>
<br>
Foreign currency funds. Gamblers or heavy holders of FXF, FXC and FXA
should have sold up to 50 % of your funds 2 months back when FXF hit 104 or
so as we expected a pullback because of the fast run. The correction took
place right on time so we look to reestablish positions on further weakness,
giving us 10 % more funds for free on the correction. Nice call if I say so
myself.<br>
<br>
Uranium: Long term play only on rising energy costs. URPT, NLR or CCJ are
some ways to play this. I added URPTF last month and plan to hold for at
least a double with a 4 year time frame. Those who bought a few years back
are still in the red. (we did put out a partial sell on it after it ran so profits
were there for a short time).<br>
<br>
Our “short” the Euro play when it hit over 140 also was right on the money
and those who bought EUO then should now be out with a small profit. If you
still have it, it is up even more and I suggest you get out of it. A Euro
rally may be due.<br>
<br>
UNWPX, TGLDX, USERX and other gold funds. We are reaching toward a double
here and still have about another 20 % to go at which time I will advise
unloading 30% or so. This “double” goal was initiated about a year and a half
ago and looks to fill within 6 months in my opinion. Not bad.<br>
<br>
New readers take note! Funds and stocks listed above are NOT RECOMMENDATIONS
TO BUY NOW. These were recommendations to readers back then and new positions
should not be added in any of these mentions unless you read “ADD” in
the suggestion.<br>
For new readers, if I have met with you, then consider adding per our consult
the following if I suggested it specifically to you.<br>
(If I have not met with you, then continue to read this newsletter and take
action as you see fit. Order up all prospectus of anything you plan to invest
in and read my disclaimer. The suggestions listed are only suggestions and do
not constitute a recommendation for you or your situation).<br>
<br>
US BANK ACCOUNTS. FDIC INSURED AND US GOVT INSURED SHORT TERM
DEBT (LESS THEN A 2 YEARS).<br>
SWISS ANNUITIES DENOMINATED IN SWISS FRANCS.<br>
PHYSICAL GOLD AND SILVER IF YOU FULLY UNDERSTAND IT IS INSURANCE AND COULD GO
DOWN IN PRICE. WE LOOK FOR AT LEAST A 10% HOLDING OF YOUR ASSETS.<br>
ANY LONG TERM PLAYS SO NAMED.<br>
ANY NO RISK CDS OR ACCOUNTS I MAY MENTION FROM TIME TO TIME IN THIS
NEWSLETTER.<br>
DIVIDEND PAYERS I LIST ON MY SUPER DIVIDEND PAYERS LIST AND ONLY GRADUALLY
OVER A PERIOD OF MONTHS IF NOT YEARS.<br>
CONTRARY FUND HOLDERS HEDGING DIVIDEND PAYERS OR OTHER REGULAR STOCK
POSITIONS SHOULD USE A BEAR FUND SUCH AS DOG WHICH WILL RISE IN A MARKET FALL
AND FALL IN A MARKET RALLY. THIS MAY HELP PROTECT YOU AGAINST MARKET CRASHES.<br>
In conclusion, consider company insiders dumping stock by the droves, the US
DOLLAR is getting weaker by the day and world finances are questionable (Euro
problems). This market is a very dangerous place. Proceed at your peril and
hedge, hedge, hedge above all. Do not risk any more then you can afford to
lose and most of your money should be in NO RISK or MINIMAL RISK assets. <br>
Hope all of you had a great Thanksgiving and thanks again for all the
supporters of Turkey Matters. My dinner tasted great knowing we helped feed
literally thousands with our turkeys.<br>
All for now, be safe.<br>
Marc <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Upcoming Show this Thursday December 2,
2010. Noon PST."Understanding the Problem". <o:p></o:p></span></font></p>
<div>
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color:black'>
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<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions only.
This update does not represent KFOK, KZFR or KVMR FM radios in anyway and
should not be construed as an extension of either station. It is a private
email subscription and is produced by Marc Cuniberti and does not reflect the
views or opinions of the stations, their management, underwriters or members.
All issues regarding this email should be sent to Marc Cuniberti and/or his
agents. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters. <o:p></o:p></span></font></p>
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font-family:Verdana;color:black'>If you like what you hear on Money Matters,
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><br>
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.<br>
"Money Matters" and "Your Money Matters" is aired
throughout <st1:place w:st="on">Northern California</st1:place> and the State
Capitol. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
<st1:place w:st="on">Northern California</st1:place>'s # 1
"alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout <st1:place
w:st="on">Northern California</st1:place> and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a> and on <a
href="http://KFOK.org">KFOK</a> FM RADIOS <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold: What I call
“Possession Gold”. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Blanchard and Company, Inc.<br>
<st1:address w:st="on"><st1:Street w:st="on">P.O. Box</st1:Street> 61740</st1:address><br>
<st1:City w:st="on"><st1:place w:st="on">New Orleans</st1:place></st1:City>, La
70161-1740<br>
Direct toll free number: (888) 727-7537<br>
Rick Baugnon<br>
<br>
I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Monex Deposit David Feldberg x 2216<br>
<st1:address w:st="on"><st1:Street w:st="on">4910 Birch St.</st1:Street>, <st1:City
w:st="on">Newport Beach</st1:City></st1:address> Ca 92660<br>
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Take delivery and store in a safe place. You
may have 25 % of this amount in silver and the remaining 75% in gold. I
usually buy only generic 1 ounce rounds or ounce bars, no collectibles. You
may buy any 99 % pure gold or silver assets but pay no more then a few
percentage points over spot. Again, buy NO Collectibles, No Margin account,
No Commodity accounts. Take delivery of standard coins only. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>JH MINT<br>
<st1:Street w:st="on"><st1:address w:st="on">13241 Grass Valley Ave.</st1:address></st1:Street>
<br>
<st1:place w:st="on"><st1:PlaceName w:st="on">Grass</st1:PlaceName> <st1:PlaceType
w:st="on">Valley</st1:PlaceType></st1:place>, Ca 95945 (530)273-8175<br>
<br>
(Near the <st1:place w:st="on"><st1:PlaceName w:st="on">Grass</st1:PlaceName>
<st1:PlaceType w:st="on">Valley</st1:PlaceType> <st1:PlaceType w:st="on">Airport</st1:PlaceType></st1:place>
off <st1:Street w:st="on"><st1:address w:st="on">Loma Rica Road</st1:address></st1:Street>)<br>
<br>
Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over <st1:State w:st="on"><st1:place w:st="on">New
York</st1:place></st1:State> Spot price. If you are selling, you should get
close to spot when you sell. Buy only standard, or popular gold or silver
coins. I do NOT prefer the generics but would rather have you buy Silver
Eagles or bars. When buying silver, the mark up will be a bit higher than
gold. JH Mint posts prices on its board over the sales counter so you can see
spot at any time. I have dealt with JH MINT myself and found them to be easy
to work with. You can pay in cash and you will remain anonymous.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>I usually buy Gold Eagles, Buffalos,
Kruggerands, Silver Maples. Gold Pandas Generic Rounds. Peace Dollars or
Morgans. You may also use my web contact: <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=1 color=black face=Verdana><span
style='font-size:7.0pt;font-family:Verdana;color:black'><o:p> </o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow Marc and Money Matters on <a
href="http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money-Matters/225256048565">Facebook</a>.
<o:p></o:p></span></font></p>
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