<html xmlns:v="urn:schemas-microsoft-com:vml" xmlns:o="urn:schemas-microsoft-com:office:office" xmlns:w="urn:schemas-microsoft-com:office:word" xmlns:st1="urn:schemas-microsoft-com:office:smarttags" xmlns="http://www.w3.org/TR/REC-html40">
<head>
<META HTTP-EQUIV="Content-Type" CONTENT="text/html; charset=us-ascii">
<meta name=ProgId content=Word.Document>
<meta name=Generator content="Microsoft Word 11">
<meta name=Originator content="Microsoft Word 11">
<link rel=File-List href="cid:filelist.xml@01CB7DC4.7C3262D0">
<link rel=Edit-Time-Data href="cid:editdata.mso">
<!--[if !mso]>
<style>
v\:* {behavior:url(#default#VML);}
o\:* {behavior:url(#default#VML);}
w\:* {behavior:url(#default#VML);}
.shape {behavior:url(#default#VML);}
</style>
<![endif]-->
<title>:Money Matters Newsletter: Newbies Welcome! Summary of Holdings Below.
Money Update November 6, 2010</title>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="State"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="City"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="Street"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="PlaceType"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="PlaceName"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="address"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="country-region"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="place"/>
<o:SmartTagType namespaceuri="urn:schemas-microsoft-com:office:smarttags"
name="PersonName"/>
<!--[if gte mso 9]><xml>
<o:OfficeDocumentSettings>
<o:DoNotRelyOnCSS/>
</o:OfficeDocumentSettings>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:WordDocument>
<w:Zoom>150</w:Zoom>
<w:SpellingState>Clean</w:SpellingState>
<w:GrammarState>Clean</w:GrammarState>
<w:DocumentKind>DocumentEmail</w:DocumentKind>
<w:EnvelopeVis/>
<w:ValidateAgainstSchemas/>
<w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>
<w:IgnoreMixedContent>false</w:IgnoreMixedContent>
<w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>
</w:WordDocument>
</xml><![endif]--><!--[if gte mso 9]><xml>
<w:LatentStyles DefLockedState="false" LatentStyleCount="156">
</w:LatentStyles>
</xml><![endif]--><!--[if !mso]>
<style>
st1\:*{behavior:url(#default#ieooui) }
</style>
<![endif]-->
<style>
<!--
/* Font Definitions */
@font-face
{font-family:Tahoma;
panose-1:2 11 6 4 3 5 4 4 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:1627421319 -2147483648 8 0 66047 0;}
@font-face
{font-family:"Arial Narrow";
panose-1:2 11 5 6 2 2 2 3 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:647 2048 0 0 159 0;}
@font-face
{font-family:Verdana;
panose-1:2 11 6 4 3 5 4 4 2 4;
mso-font-charset:0;
mso-generic-font-family:swiss;
mso-font-pitch:variable;
mso-font-signature:536871559 0 0 0 415 0;}
/* Style Definitions */
p.MsoNormal, li.MsoNormal, div.MsoNormal
{mso-style-parent:"";
margin:0in;
margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
h1
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
text-align:center;
mso-pagination:widow-orphan;
mso-outline-level:1;
font-size:13.0pt;
font-family:"Times New Roman";
font-weight:normal;}
a:link, span.MsoHyperlink
{color:blue;
text-decoration:underline;
text-underline:single;}
a:visited, span.MsoHyperlinkFollowed
{color:blue;
text-decoration:underline;
text-underline:single;}
p
{mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.simplenews-template-padding, li.simplenews-template-padding, div.simplenews-template-padding
{mso-style-name:simplenews-template-padding;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.simplenews-template-content, li.simplenews-template-content, div.simplenews-template-content
{mso-style-name:simplenews-template-content;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
border:none;
mso-border-left-alt:solid gray .5pt;
mso-border-bottom-alt:solid gray .5pt;
mso-border-right-alt:solid gray .5pt;
padding:0in;
mso-padding-alt:0in 0in 0in 0in;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.simplenews-template-disclaimer, li.simplenews-template-disclaimer, div.simplenews-template-disclaimer
{mso-style-name:simplenews-template-disclaimer;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:8.5pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-title, li.text-title, div.text-title
{mso-style-name:text-title;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:15.5pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-header, li.text-header, div.text-header
{mso-style-name:text-header;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:14.5pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";
font-weight:bold;}
p.text-subheader, li.text-subheader, div.text-subheader
{mso-style-name:text-subheader;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:13.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-normal, li.text-normal, div.text-normal
{mso-style-name:text-normal;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-indent, li.text-indent, div.text-indent
{mso-style-name:text-indent;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:5.0pt;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-small, li.text-small, div.text-small
{mso-style-name:text-small;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:11.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-tiny, li.text-tiny, div.text-tiny
{mso-style-name:text-tiny;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:9.5pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";}
p.text-italic, li.text-italic, div.text-italic
{mso-style-name:text-italic;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";
font-style:italic;}
p.text-bold, li.text-bold, div.text-bold
{mso-style-name:text-bold;
mso-margin-top-alt:auto;
margin-right:0in;
mso-margin-bottom-alt:auto;
margin-left:0in;
mso-pagination:widow-orphan;
font-size:12.0pt;
font-family:"Times New Roman";
mso-fareast-font-family:"Times New Roman";
font-weight:bold;}
span.newsletter-name
{mso-style-name:newsletter-name;}
span.issue-title
{mso-style-name:issue-title;}
span.EmailStyle32
{mso-style-type:personal-reply;
mso-style-noshow:yes;
mso-ansi-font-size:11.0pt;
mso-bidi-font-size:11.0pt;
font-family:"Arial Narrow";
mso-ascii-font-family:"Arial Narrow";
mso-hansi-font-family:"Arial Narrow";
color:black;
font-weight:normal;
font-style:normal;
text-decoration:none;
text-underline:none;
text-decoration:none;
text-line-through:none;}
span.GramE
{mso-style-name:"";
mso-gram-e:yes;}
@page Section1
{size:8.5in 11.0in;
margin:1.0in 1.25in 1.0in 1.25in;
mso-header-margin:.5in;
mso-footer-margin:.5in;
mso-paper-source:0;}
div.Section1
{page:Section1;}
-->
</style>
<!--[if gte mso 10]>
<style>
/* Style Definitions */
table.MsoNormalTable
{mso-style-name:"Table Normal";
mso-tstyle-rowband-size:0;
mso-tstyle-colband-size:0;
mso-style-noshow:yes;
mso-style-parent:"";
mso-padding-alt:0in 5.4pt 0in 5.4pt;
mso-para-margin:0in;
mso-para-margin-bottom:.0001pt;
mso-pagination:widow-orphan;
font-size:10.0pt;
font-family:"Times New Roman";
mso-ansi-language:#0400;
mso-fareast-language:#0400;
mso-bidi-language:#0400;}
</style>
<![endif]--><!--[if gte mso 9]><xml>
<o:shapedefaults v:ext="edit" spidmax="1026" />
</xml><![endif]--><!--[if gte mso 9]><xml>
<o:shapelayout v:ext="edit">
<o:idmap v:ext="edit" data="1" />
</o:shapelayout></xml><![endif]-->
</head>
<body bgcolor=white lang=EN-US link=blue vlink=blue style='tab-interval:.5in'>
<div class=Section1>
<p class=MsoNormal><font size=2 color=black face="Arial Narrow"><span
style='font-size:11.0pt;font-family:"Arial Narrow";color:black'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 color=black face="Arial Narrow"><span
style='font-size:11.0pt;font-family:"Arial Narrow";color:black'><o:p> </o:p></span></font></p>
<div>
<div class=MsoNormal align=center style='text-align:center'><font size=2
face="Times New Roman"><span style='font-size:11.0pt'>
<hr size=2 width="100%" align=center tabindex=-1>
</span></font></div>
<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:11.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:11.0pt;font-family:Tahoma'> Money Management
Radio [mailto:marc@moneymanagementradio.com<span class=GramE>] <br>
<b><span style='font-weight:bold'>Sent</span></b></span><b><span
style='font-weight:bold'>:</span></b> Saturday, November 06, 2010 2:50 PM<br>
<b><span style='font-weight:bold'>To:</span></b> client<br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Newbies Welcome! <span class=GramE>Summary of Holdings Below.</span>
Money Update November 6, 2010</span></font><font size=2><span style='font-size:
11.0pt'><o:p></o:p></span></font></p>
</div>
<p class=MsoNormal><font size=2 face="Times New Roman"><span style='font-size:
11.0pt'><o:p> </o:p></span></font></p>
<div align=center>
<table class=MsoNormalTable border=1 cellspacing=0 cellpadding=0 width=545
style='width:409.0pt;mso-cellspacing:0in;border:solid gray 1.0pt;border-top:
none;mso-border-left-alt:solid gray .5pt;mso-border-bottom-alt:solid gray .5pt;
mso-border-right-alt:solid gray .5pt;mso-padding-alt:0in 0in 0in 0in'>
<tr style='mso-yfti-irow:0;mso-yfti-firstrow:yes'>
<td style='border:none;padding:0in 0in 0in 0in'>
<p class=MsoNormal><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'><img width=820
height=176 id="_x0000_i1025"
src="http://moneymanagementradio.com/files/moneymn/shell/simplenews_header2.jpg"><o:p></o:p></span></font></p>
</td>
</tr>
<tr style='mso-yfti-irow:1;mso-yfti-lastrow:yes'>
<td style='border:none;padding:0in 0in 0in 0in'>
<div>
<h1><span class=newsletter-name><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Money Matters
Newsletter: </span></font></span><span class=issue-title><font size=2
color=black face=Verdana><span style='font-size:11.0pt;font-family:Verdana;
color:black'>Newbies Welcome! <span class=GramE>Summary of Holdings Below.</span>
Money Update November 6, 2010</span></font></span><font size=2 color=black
face=Verdana><span style='font-size:11.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></h1>
<p class=MsoNormal style='margin-bottom:12.0pt'><b><i><u><font size=2
color=black face=Verdana><span style='font-size:11.0pt;font-family:Verdana;
color:black;font-weight:bold;font-style:italic'>Marc’s Notes:</span></font></u></i></b><font
size=2 color=black face=Verdana><span style='font-size:11.0pt;font-family:
Verdana;color:black'><br>
<br>
First of all welcome to all you new update subscribers! This is the Money
Matters Update! You will receive these in your email whenever I do them. You
may share them with your friends or they can sign up at <a
href="http://www.moneymanagementradio.com"
title=www.moneymanagementradio.com>www.moneymanagementradio.com</a>.<br>
Thank you for supporting our community and our community radio station, KVMR
FM.<br>
We NEED and APPRECIATE your stepping up and pledging your hard earned money
and I will do all I can to make it worth every penny and more! Now read
on…..<br>
<br>
The Feds announced their QE2 (Quantitative Easing = Money Printing) in the
amount of 600 billion with also a mini-program of about 200 billion you
didn’t hear about. This is dangerous territory for a central bank as it
differs from the bailout TARP program and other programs you heard about in
2008 and 2009. It is dangerously different because the 2008/09 funds went to
the banks and favored firms to repair their balance sheets. In other words,
to pay off their bad debts/bets. It was a disgusting pay off to them for
their bad bets with our taxpayer money to “save the system”. We
will really never know if the system would have failed had they not paid them
but we will certainly eventually know if they “saved” the system.
If the system fails then we will know they didn’t “save” it
and just wasted money we desperately needed. What differs about this round of
money printing is that the 600 billion (plus 200 billion) is an outright
purchase of Treasuries. This type of purchase IS outright money printing
(called Monetization) and whereby the previous money never really got into
our economic system as the banks kept it, THIS round of money WILL go into
the system just by the very nature of these Treasury purchases and the way it
was done. This type of monetization is typical of banana type republics and
is rarely used by first world governments as it is a broad strokes method of
money spraying that usually signals desperation on behalf of the government
undertaking it. Normally stimulating an economy is done by lowering interest
rates but rates are already at zero so that avenue is no longer available to
them. This monetization is the desperation move that central banks should
never take but here we are. It’s the reason why other nations like <st1:country-region
w:st="on"><st1:place w:st="on">China</st1:place></st1:country-region> are
protesting this move calling it reckless. Ben Bernanke, your Federal Reserve
Chief is defending his move (what else did you expect) by saying he is only
concerned about <st1:country-region w:st="on">America</st1:country-region>
and that stimulating <st1:country-region w:st="on"><st1:place w:st="on">America</st1:place></st1:country-region>’s
economy will help the entire world. Never mind the fact that this type of
monetization has never worked anywhere, anytime when used by anyone.
Bernanke knows only one remedy for all that ails, and that is to print more
money. What will be the result?<br>
<br>
First it won’t be enough. (Have you heard that from me before?). <br>
Like the first TARP program and all the other programs they tried, they have
only managed to keep the economy from falling into the abyss. Housing is
still plummeting with foreclosures at record highs, unemployment is still
above 9 <span class=GramE>% <br>
(</span>really it’s about 20 %) and corporate earnings from
“real” <st1:country-region w:st="on">America</st1:country-region>,
mainly manufacturing, is only limping along by foreign demand and NOT
from demand here in the <st1:country-region w:st="on"><st1:place w:st="on">US</st1:place></st1:country-region>.<br>
<br>
If you recall Bernanke’s “green shoots” speech, he claimed
he could slowly withdraw his stimulus and bank programs and return to a
normal consumer driven economy, instead of a government spending driven
economy. I said he would never be able to withdraw the programs and now not
only can he not withdraw them he is coming up with more of them, evident by
this latest QE2 of 600 billion. The fact is the <st1:country-region w:st="on"><st1:place
w:st="on">US</st1:place></st1:country-region> economy is dependent on
government spending and cannot function normally with out it. But function
normally is an overstatement. The truth is we can now only delay the
deleveraging and debt repudiation by money printing. This is the classic
progression of what conservative economic models predict will happen in a
debt driven society. Just think of a household that lives on credit cards and
project out the eventual end. You can easily draw your own conclusions. <br>
Bottom line: All this money WILL flood into the economy, causing what I wrote
about 3 months back in an update. <br>
STAGFLATION. Rising prices in basic necessities while prices fall in wages,
housing and non essentials. This is exactly what we are already seeing. Just
go to Prudentbear.com and read the headlines for a few days. Costs on food
stuff are soaring. I also detailed a gamblers play in oil (USO) as oil was
lagging in its price compared to everything else. Oil had to play catch up
and now it is. USO is now up almost 15% from our recommended buy in at 32 and
I suspect will continue up until the market cracks, if it cracks at all. The
FEDS are basically driven now by a rising stock market and intend to see it
rise no matter what. They equate a rising stock market with a recovering
economy. They also equate rising inflation with a recovery. They will print
money until they get both. Unfortunately they might get what they wish for,
but inflation is like warming your house with a Christmas tree fire. It can
get ugly real fast. The US dollar is also bearing the brunt of this insane
monetary policy and falling brutally fast. <br>
<br>
Our foreign currency funds are skyrocketing. (See Dream Portfolio for
details).<br>
I don’t mind making the money but hate to see our national currency
relegated to third world status. Currencies shouldn’t be moving this
fast. It is not a good sign. Just look at the price of gold and silver.
Silver is now over $26.00/ounce and gold near $1,400.00/ounce. That’s
absurd. These moves ARE the inflation I warned about. Food is already
expensive and we are seeing just in the last few days and weeks another
alarming increase in these items on world markets, which means higher food
prices even still in the weeks and months to come in your supermarket. Energy
will follow which will drive all prices across the board higher. Meanwhile
our elderly, those on social security or fixed income (think Calpirs or
Stirs) will not be able to keep up with these skyrocketing prices and find <span
class=GramE>themselves</span> falling further and further behind. Many will
seek out higher returns in the stock market (which is what the FEDS want)
only to find disappointment and loss there as well if another
“flash” crash or market crash materializes. Look the other way
and your dollars lose value. It’s a nasty vice with teeth on both ends
and its all brought to you by the failed economic thinkers employed by
Washington and your illegal Federal Reserve System, bought and paid for by
the banks. Look, the economy is correcting because there is something wrong,
much like a noise from your transmission. Trying to hide the noise
won’t help the problem. The economic problem is simple:<br>
Too many borrowed too much and spent too much for too long. Trying to get
them to spend more and borrow more won’t do anything but make the
problem worse still. How hard is that to <span class=GramE>comprehend.</span>
Consumers are tapped out. Cities are tapped out. States are tapped out. The
government check book is tapped out. Foreign governments are tapped out.
THERES TOO MUCH DEBT! What does it take to get this simple fact through
people’s heads?<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>What to do:</span></u></i></b><br>
For you new readers, Money Matters listener should be concerned about not
losing money. That’s our main theme here and since 2006, we have been
advising people that most of your money should be in simple FDIC banks
accounts or their sisters, Credit Union NCUA Government insured accounts,
under the limit and fully protected. This does not mean MONEY MARKET FUNDS if
you can avoid them. They do NOT have to give you your money in times of
market duress but bank accounts DO HAVE TO.<br>
<br>
I don’t like American Annuities so I do not recommend buying them no
matter what the salesman tells you.<br>
<br>
If your in a government, state or company pension, your pretty much stuck
with what they invest in but if you have a choice, seek out the US GOVERNMENT
SHORT TERM GUARANTEED debt funds. <br>
<br>
Those with self directed IRAS or your own stock accounts should be limited in
their exposure and hold only 10 or 20% of your wealth in stocks at this time
and only in dividend paying stocks or funds since most stocks move together
so why not get paid while you wait.<br>
<br>
You should consider moving money OUT of the <st1:country-region w:st="on"><st1:place
w:st="on">US</st1:place></st1:country-region> and the easiest way I know how
is to open a <st1:PersonName w:st="on">Swiss Annuity</st1:PersonName>. The
free booklet is available on the website by clicking on the Swiss Advantage
Banner on the right side. Don’t confuse these with American Annuities.
They are entirely different and not recommended.<br>
<br>
You should consider holding at least 10 or 20% of your wealth in physical
gold and silver in your possession. (Bank Safe Deposit Box). Contacts for
buying are at the end of this letter.<br>
<br>
You should be holding 10 or 20 % in foreign currency funds or foreign
currency Cds. (See Dream Portfolio or past newsletters under newsletter
archives on website left menu).<br>
<br>
You should consider maintaining a small amount of contrary funds or BEAR
funds for insurance against a market crash. I suggest (Symbol) DOG. There are
others. These fall when markets rise and rise when markets fall.<br>
<br>
Gamblers plays are listed every so often and are NOT FOR MOST INVESTORS.
These are for those gamblers out there or those that like to play with money.
They are risky bets and you can lose your money. Some of ours have worked out
and others have not. So goes the market. You should only have less then 1 %
of your total money in any and all of these plays at anytime and they are
only for those used to playing stocks in and out.<br>
<br>
I don’t like real estate right now and recommend you hold off buying
any, especially rental property.<br>
<br>
From time to time I find NO RISK investments that I like and will post these
on the newsletter.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><font size=2 color=black
face="Arial Narrow"><span style='font-size:11.0pt;font-family:"Arial Narrow";
color:black'>For other general stock holdings, you might consider energy,
gold, silver and other commodity holdings. See newsletter archives of the
Dream Portfolio for details.<o:p></o:p></span></font></p>
<p class=MsoNormal style='margin-bottom:12.0pt'><font size=2 color=black
face=Verdana><span style='font-size:11.0pt;font-family:Verdana;color:black'><br>
All suggestions should be considered WHEN I list them. Waiting to buy or sell
will skew the results and trying to out guess me usually isn’t prudent.<br>
<br>
At all times, remember that these are just suggestions as where to place your
money and you are responsible for your money and investments. Do your
research before investing. Any investment can lose money. <br>
<br>
You can send me an email about the markets or economy but don’t ask me
about specific stocks or tell me details about your financial situation.<br>
<br>
You can schedule a consult with me on the website under “Lunch with
Marc” left side menu bar. There is a fee of course. You don’t
work for free nor do I.<br>
<br>
Right now is a trying time for our country and economy. You must watch your
money or they will take it from you. Don’t buy anything you don’t
understand, and get to understand everything you buy or already own. After
all, it’s your money.<br>
<br>
<st1:country-region w:st="on"><st1:place w:st="on"><b><i><u><span
style='font-weight:bold;font-style:italic'>Turkey</span></u></i></b></st1:place></st1:country-region><b><i><u><span
style='font-weight:bold;font-style:italic'> Matters:</span></u></i></b><br>
Turkey Matters, our “Match your funds” food program kicked off on
the 100th anniversary show on October 7th. I will match your funds for the
Nevada County Food banks to buy <st1:country-region w:st="on"><st1:place
w:st="on">Turkeys</st1:place></st1:country-region> for the needy. <st1:country-region
w:st="on">Turkeys</st1:country-region> run about $7.00 a piece so decide how
many <st1:country-region w:st="on"><st1:place w:st="on">Turkeys</st1:place></st1:country-region>
you wish to buy, send me a check and I buy the same amount to match your
number. Buy 5 turkeys for $35.00 and I buy 5 too and they get 10! Send
all checks to: <br>
Marc Cuniberti<br>
PMB 101 (MUST SAY PMB, not post office box)<br>
<st1:Street w:st="on"><st1:address w:st="on">578 Sutton Way</st1:address></st1:Street>,
<st1:place w:st="on"><st1:PlaceName w:st="on">Grass</st1:PlaceName> <st1:PlaceType
w:st="on">Valley</st1:PlaceType></st1:place>, Ca 95945. <br>
Make the check out to the food bank of your choice, either the Interfaith
Food Ministries or the Nevada County Food Bank. I will double your check with
my own money.<br>
Let’s help feed the needy with <st1:country-region w:st="on"><st1:place
w:st="on">Turkey</st1:place></st1:country-region> this Thanksgiving! Your
dinner will never <span class=GramE>be better knowing</span> you helped feed
literally thousands as we did last year. Send in your check now. Last year we
bought over 700 turkeys. That’s probably feeding close to 2000 people!
We are now up to over $8,000.00 in committed funds. I had a goal of
$10,000.00 and we are almost there! The program for matching is ending next
week so get your checks in! Thanks to everyone who supported this
program. After all, our government bails out the banksters but supports
little of the real needs of the people. You and I have to do the right thing
and fill the void. Send me a check.<br>
<br>
All for now and all the best to you.<br>
<br>
Marc<br>
<br>
PS:<br>
Thanks for all the get well quick wishes for my knee surgery. It’s
coming along fine.<br>
<br>
<br>
<br>
<br>
<br style='mso-special-character:line-break'>
<![if !supportLineBreakNewLine]><br style='mso-special-character:line-break'>
<![endif]><o:p></o:p></span></font></p>
<div>
<div class=MsoNormal align=center style='text-align:center'><font size=2
color=black face=Verdana><span style='font-size:11.0pt;font-family:Verdana;
color:black'>
<hr size=1 width="100%" noshade color="#dbdbdb" align=center>
</span></font></div>
<p><b><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black;font-weight:bold'>Do Not Reply to newsletter
messages directly.</span></font></b><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>Direct all questions or comments to <a
href="mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a>. <br>
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>You can access past updates at: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a>
<o:p></o:p></span></font></p>
<p><b><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=2 color=black face=Verdana><span style='font-size:11.0pt;font-family:
Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions only.
This update does not represent KFOK, KZFR or KVMR FM radios in anyway and
should not be construed as an extension of either station. It is a private
email subscription and is produced by Marc Cuniberti and does not reflect the
views or opinions of the stations, their management, underwriters or members.
All issues regarding this email should be sent to Marc Cuniberti and/or his
agents. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>If you like what you hear on Money Matters,
check out what else is happening on your community radio station, KVMR, on <span
class=GramE>Facebook.com.</span> You'll be kept up to date on special
programming, events, discussion opportunities, and lots more. Go to Facebook
and type KVMR in the search bar. You can become a fan of MONEY MATTERS on
Facebook by going to: <a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money"
title="Facebook Fan Club"></a><a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money"
title="Facebook Fan Club"></a><u>http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money
</u><o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><br>
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.<br>
"Money Matters" and "Your Money Matters" is aired
throughout <st1:place w:st="on">Northern California</st1:place> and the State
Capitol. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>Marc and Money Matters <span class=GramE>has</span>
been featured on NBC and ABC television and on various news programs and
documentaries.<br>
<st1:place w:st="on">Northern California</st1:place>'s # 1
"alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout <st1:place
w:st="on">Northern California</st1:place> and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a> and on <a
href="http://KFOK.org">KFOK</a> FM RADIOS <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold: What I call
“Possession Gold”. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>Blanchard and Company, Inc.<br>
<st1:address w:st="on"><st1:Street w:st="on">P.O. Box</st1:Street> 61740</st1:address><br>
<st1:City w:st="on"><st1:place w:st="on">New Orleans</st1:place></st1:City>, La
70161-1740<br>
Direct toll free number: (888) 727-7537<br>
Rick Baugnon<br>
<br>
I have probably purchased the most ounces of gold and silver from Blanchard.
Not only do they sell regular coins and bars, they are the only contact on
this e-letter that also can provide you with graded coins and collectible
coins. Although I usually recommend only standard coins, I do own
collectibles as they may help against a confiscation scenario and we need to
be prepared for everything. Please call Rick Baugnon and tell them you are a
Money Matters Listener and he will give you special consideration and he
knows my preferences. Use his direct line above. Rick and I have discussed
Money Matters needs and he knows what to provide.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>Monex Deposit David Feldberg x 2216<br>
<st1:address w:st="on"><st1:Street w:st="on">4910 Birch St.</st1:Street>, <st1:City
w:st="on">Newport Beach</st1:City></st1:address> Ca 92660<br>
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>Take delivery and store in a safe place. You
may have 25 % of this amount in silver and the remaining 75% in gold. I
usually buy only generic 1 ounce rounds or ounce bars, no collectibles. You
may buy any 99 % pure gold or silver assets but pay no more then a few
percentage points over spot. Again, buy NO Collectibles, No Margin account,
No Commodity accounts. Take delivery of standard coins only. <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>JH MINT<br>
<st1:Street w:st="on"><st1:address w:st="on">13241 Grass Valley Ave.</st1:address></st1:Street>
<br>
<st1:place w:st="on"><st1:PlaceName w:st="on">Grass</st1:PlaceName> <st1:PlaceType
w:st="on">Valley</st1:PlaceType></st1:place>, Ca 95945 (530)273-8175<br>
<br>
(Near the <st1:place w:st="on"><st1:PlaceName w:st="on">Grass</st1:PlaceName>
<st1:PlaceType w:st="on">Valley</st1:PlaceType> <st1:PlaceType w:st="on">Airport</st1:PlaceType></st1:place>
off <st1:Street w:st="on"><st1:address w:st="on">Loma Rica Road</st1:address></st1:Street>)<br>
<br>
Tell the salesperson you are a Money Matters Listener and you will get
special discounts<span class=GramE>,(</span>market conditions permitting).
Normal Gold prices are anywhere from 6 to 11% over <st1:State w:st="on"><st1:place
w:st="on">New York</st1:place></st1:State> Spot price. If you are selling,
you should get close to spot when you sell. Buy only <span class=GramE>standard,</span>
or popular gold or silver coins. I do NOT prefer the generics but would
rather have you buy Silver Eagles or bars. When buying silver, the mark up
will be a bit higher than gold. JH Mint posts prices on its board over the
sales counter so you can see spot at any time. I have dealt with JH MINT
myself and found them to be easy to work with. You can pay in cash and
you will remain anonymous.<o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>I usually buy Gold Eagles, Buffalos,
Kruggerands, <span class=GramE>Silver</span> Maples. Gold Pandas Generic
Rounds. Peace Dollars or Morgans. You may also use my web contact: <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'><o:p> </o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:11.0pt;
font-family:Verdana;color:black'>Follow Marc and Money Matters on <a
href="http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money-Matters/225256048565">Facebook</a>.
<o:p></o:p></span></font></p>
</div>
</div>
</td>
</tr>
</table>
</div>
<p class=MsoNormal><font size=2 face="Times New Roman"><span style='font-size:
11.0pt'><br>
<br>
__________ Information from ESET NOD32 Antivirus, version of virus signature
database 5597 (20101106) __________<br>
<br>
The message was checked by ESET NOD32 Antivirus.<br>
<br>
<a href="http://www.eset.com">http://www.eset.com</a><o:p></o:p></span></font></p>
</div>
<BR><BR>__________ Information from ESET NOD32 Antivirus, version of virus signature database 5597 (20101106) __________<BR><BR>The message was checked by ESET NOD32 Antivirus.<BR><BR><A HREF="http://www.eset.com">http://www.eset.com</A><BR> </body>
</html>
--
Footer will be appended here