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<title>:Money Matters Newsletter: Home Sales Missed by their Economists. What
else is new. Update August 24, 2010</title>
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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio [mailto:marc@moneymanagementradio.com<span class=GramE>] <br>
<b><span style='font-weight:bold'>Sent</span></b></span><b><span
style='font-weight:bold'>:</span></b> Tuesday, August 24, 2010 8:38 AM<br>
<span class=GramE><b><span style='font-weight:bold'>To<span
style='mso-spacerun:yes'> </span>client</span></b></span><b><span
style='font-weight:bold'> list</span></b> <br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Home Sales Missed by their Economists. What else is new. Update
August 24, 2010</span></font><o:p></o:p></p>
</div>
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<h1><span class=newsletter-name><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Money Matters
Newsletter: </span></font></span><span class=issue-title><font size=2
color=black face=Verdana><span style='font-size:11.0pt;font-family:Verdana;
color:black'>Home Sales Missed by their Economists. What else is new. Update
August 24, 2010</span></font></span><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></h1>
<p><b><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black;font-weight:bold;font-style:italic'>Marc's
Notes:</span></font></u></i></b><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=maroon face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:maroon'>Sales of <st1:country-region w:st="on"><st1:place
w:st="on">U.S.</st1:place></st1:country-region> Existing Homes Fell in July
to 3.83 Million Rate<br>
<br>
Economists projected sales would fall from June’s previously reported 5.37
million pace but not to the extent it did. Estimates in the Bloomberg survey
of 74 economists ranged from 3.96 million to 5.3 million which means the
sales were lower then every economist in the survey. Sales fell to 3.83
Million.</span></font><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'><br>
<br>
<br>
Read the above news article out today. Out of 74 “economists”, all 74 got it
wrong. Even the economist who estimated the lowest was still 130,000 homes
off. <br>
And we trust these guys? Whose economists are they polling? Manny, Moe and
Jack? <br>
<br>
This economist however, who actually has a degree in economics and paid
attention in school so long ago, has been warning you since 2009 that July,
August, September and October home sales AND beyond would be horrendous and
bingo. <br>
<br>
The reason? <br>
<br>
The home credit has expired and all those buyers that were supposed to buy
AFTER the credit expired ALREADY bought. Like I keep saying, credits and
government stimulus only brings forward future buyers: basically
cannibalizing future sales to show a immediate boost, but then you get this
huge “hole” from all those buyers you cannibalized earlier that aren’t there
now.<br>
<br>
These credits and programs don’t really bring forward much new business. They
just entice the gullible and marginal buyers into a falling market to take
inventory off the banks hands.<br>
<br>
And so goes the housing market.<br>
<br>
Like I keep saying: House prices want to come down. <br>
There is little market for homes. What market exists was goaded up by those
“programs” and the spin and lies told by the home builders, Washington and
those in the industry to get the last suckers to believe housing was coming
back. <br>
A classic rally call in all asset bubble explosions: “Its getting better!”,
is almost as bad as “they aren’t making any more beach property”, or “people
will always want to live here!”. All are cat calls from economic neophytes
that don’t know history nor the movement of money and asset classes. <br>
<br>
Housing Recovery?<br>
<br>
BS. <br>
<br>
It ain”t getting better and its about to get a whole lot worse. <br>
<br>
Bottom line: The home markets exploded in 2008. There are just too many
homes, too many people under water, loans are harder to get, the inventory is
ballooning with more waiting in the wings to be sold and even more people are
defaulting then ever. Top that off with a dash of terrible unemployment and
an economy that is coming off a sugar “stimulus” high and you have the
makings for one lousy tasting exploded house cream pie.<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Markets:</span></u></i></b><br>
Well, I can tell you one thing. I didn’t do a show called “Beware the Ides of
Fall” for nothing.<br>
Fall is coming and the markets again looks to revert back to where it should
have gone sans stimulus. In the tank. I know, I know. Doom and gloom. But
look at fundamentals, not spin.<br>
<br>
Recoveries should have rising employment, new hiring’s, increasing demand,
rising interest rates, consumer optimism, business expansion, bank lending
and house sales.<br>
<br>
We are seeing NONE of those classic recovery signs. In fact all the above are
getting worse by the day. I want the economy to recover too but that’s not
what I see. I know why I don’t see it.<br>
You can’t stimulate a debt ridden economy with more debt but that is what
they are attempting to do, so much like the house programs, you just “juice”
up the figures until the money runs out then back down you go. Debt must be
PAID OFF or WRITTEN OFF. Housing must be allowed to crash to where it SHOULD
BE. People should be encouraged to save, not consume, and all those billions
should have been used to build factories so we could sell stuff and get a
lasting recovery. Instead they shuttle trillions to the banking system where
they gamble with it causing inflation and little money comes back to me and
you. What DOES come back is the inflation and blowups. The money is wasted on
their paper bets and all of us get stuck with the bill. To shut us all up,
they dole out billions to pay people to stay home instead of work, dig holes
and fill them, prop up dead car companies and insurance companies and bail
out dead beat borrowers. They slap all of us with more taxes, more
regulations so business is afraid to hire anyone, force health care down our
throats, march all over the gosh darn planet in iron beasts that cost a
fortune and kill thousands in the name of God knows what. Then they have the audacity
to try and build a Mosque at ground zero and open it on the 10 year
anniversary on the very same day for Gods sakes.<br>
<br>
Are you kidding me? Where is the common sense? Where is the nation our
forefathers founded?<br>
Where are the principals? <br>
<br>
Rolling over as we speak as my call of “it won’t be enough” rings true.<br>
<br>
Meanwhile interest rates are PLUMMETING and the US DOLLAR is rallying like
there is no tomorrow. Read my UNION article “Treasuries Anyone?”
in last weeks <st1:place w:st="on">UNION</st1:place>. You can read it online.
<br>
<br>
Your bank accounts are holding your US DOLLARS safe and sound and your
purchasing power is ok for now. As explained previous shows and newsletters,
since you are located IN THE US, your bank accounts in US DOLLARS won’t show
an increase but your INTEREST RATE FUNDS and your FOREIGN CURRENCY FUNDS will
show a decrease, which is why you are seeing those balances decrease on your
statements. This is as expected. Our interest rates funds are down hard but
they are insuring your US dollars so if they are going down, your US DOLLARS
are gaining in purchasing value. This interest rate dive and subsequent
market roll over is saying DEFLATION, or in my words, “It wont be enough”.
Deflation is the debt being written off or discounted. Deflation is what
nature is calling for right now and without government meddling, that is what
we will get. But beware, we will also see inflation in certain areas and we
are seeing that in food right now for starters. More cometh.<br>
<br>
INFLATION! <br>
Coffee, wheat, sugar, soy, gold, foodstuffs. <br>
All reaching new highs.<br>
We are seeing “selected inflation” in certain markets, which is what I have
been saying in these newsletters and shows for the past year and a half, and
deflation in other areas.<br>
This drug pumped, debt laden, mismanaged behemoth of an “economic world gone
mad” is convulsing between deflation and inflation, puking up distorted
hairballs of contradiction because its been so massaged, kicked, injected,
stimulated and rejected so what’s coming out of the oven is one uranium
juiced “what not”.<br>
<br>
Gold and Silver holding up nicely as the exodus from paper currencies and
paper debt of all types is making people trade in their paper stuff for the
last real currency of kings.<br>
<br>
Hold your gold and silver, add your interest rates funds to protect your US
DOLLARS, hold most of your money in US BANKS (still yes) and add foreign
currency funds.<br>
<br>
Add some contrary funds if you have a lot of stocks. Use DOG for a simple not
too leverage fund. Those owning the leveraged funds should not buy anymore of
these leveraged contrary funds and sell some of them when the market drops
into the 9000’s and transfer to DOG. The FEDS will start printing again when
the stock market drops raising the possibility of a new market run in the
spring. Bad inflation and higher interest rates wait in the wings.<br>
<br>
Gamblers play- Nat Gas still not going anywhere but recall this is a year or
2 long project and an inflation hedge. Oil of course, sell BP covered calls.
Uranium will rise and gold and silver stocks are always a good gamble.
Remember however, VERY LITTLE MONEY in gambler plays, only what you can
afford to lose.<br>
<br>
Also get some money offshore using a <st1:PersonName w:st="on">Swiss Annuity</st1:PersonName>
if you prefer (order up the free booklet on my site) and hunker down for the
fall. <br>
Its sizing up to be a doozy.<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Upcoming Show: </span></u></i></b>This
Thursday at noon PST. “What to Expect”.<br>
Current market action is also covered.<br>
<br>
Money Matters T Shirts on the site. Dream Portfolio and Super Dividend Payers
List available for download. Free show is “Should you stop paying
your home mortgage” is on menu under free show.<br>
<br>
The <st1:place w:st="on">Union</st1:place> has asked me to write a column for
them bi monthly on MONEY MONDAYS the week of the shows and I have accepted.
Thank you for all your support.<br>
<br>
All for now,<br>
marc<br>
<br>
<br>
<br>
<br>
<br>
<br>
<br>
<br>
<o:p></o:p></span></font></p>
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Direct all questions or comments to <a
href="mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a>. <br>
All comments or questions must be less then 3 sentences in length and must
not contain any links or articles. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>You can access past updates at: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a>
<o:p></o:p></span></font></p>
<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black;font-weight:bold'>Disclaimer:</span></font></b><font
size=1 color=black face=Verdana><span style='font-size:7.0pt;font-family:
Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions only.
This update does not represent KFOK, KZFR or KVMR FM radios in anyway and
should not be construed as an extension of either station. It is a private
email subscription and is produced by Marc Cuniberti and does not reflect the
views or opinions of the stations, their management, underwriters or members.
All issues regarding this email should be sent to Marc Cuniberti and/or his
agents. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you like what you hear on Money Matters,
check out what else is happening on your community radio station, KVMR, on
Facebook.com. You'll be kept up to date on special programming, events,
discussion opportunities, and lots more. Go to Facebook and type KVMR in the
search bar. You can become a fan of MONEY MATTERS on Facebook by going to: <a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money"
title="Facebook Fan Club"></a><a
href="http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money"
title="Facebook Fan Club"></a><u>http://www.facebook.com/profile.php?ref=name&id=1602502823#/pages/Money
</u><o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><br>
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.<br>
"Money Matters" and "Your Money Matters" is aired
throughout <st1:place w:st="on">Northern California</st1:place> and the State
Capitol. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
<st1:place w:st="on">Northern California</st1:place>'s # 1
"alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout <st1:place
w:st="on">Northern California</st1:place> and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a> and on <a
href="http://KFOK.org">KFOK</a> FM RADIOS <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold: What I call
“Possession Gold”. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Monex Deposit David Feldberg x 2216<br>
<st1:address w:st="on"><st1:Street w:st="on">4910 Birch St.</st1:Street>, <st1:City
w:st="on">Newport Beach</st1:City></st1:address> Ca 92660<br>
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Take delivery and store in a safe place. You
may have 25 % of this amount in silver and the remaining 75% in gold. I
usually buy only generic 1 ounce rounds or ounce bars, no collectibles. You
may buy any 99 % pure gold or silver assets but pay no more then a few
percentage points over spot. Again, buy NO Collectibles, No Margin account,
No Commodity accounts. Take delivery of standard coins only. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>JH MINT<br>
<st1:Street w:st="on"><st1:address w:st="on">13241 Grass Valley Ave.</st1:address></st1:Street>
<br>
<st1:place w:st="on"><st1:PlaceName w:st="on">Grass</st1:PlaceName> <st1:PlaceType
w:st="on">Valley</st1:PlaceType></st1:place>, Ca 95945 (530)273-8175<br>
<br>
(Near the <st1:place w:st="on"><st1:PlaceName w:st="on">Grass</st1:PlaceName>
<st1:PlaceType w:st="on">Valley</st1:PlaceType> <st1:PlaceType w:st="on">Airport</st1:PlaceType></st1:place>
off <st1:Street w:st="on"><st1:address w:st="on">Loma Rica Road</st1:address></st1:Street>)<br>
<br>
Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over <st1:State w:st="on"><st1:place w:st="on">New
York</st1:place></st1:State> Spot price. If you are selling, you should get
close to spot when you sell. Buy only standard, or popular gold or silver
coins. I do NOT prefer the generics but would rather have you buy Silver
Eagles or bars. When buying silver, the mark up will be a bit higher than
gold. JH Mint posts prices on its board over the sales counter so you can see
spot at any time. I have dealt with JH MINT myself and found them to be easy
to work with. You can pay in cash and you will remain anonymous.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>I usually buy Gold Eagles, Buffalos,
Kruggerands, Silver Maples. Gold Pandas Generic Rounds. Peace Dollars or
Morgans. You may also use my web contact: <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=1 color=black face=Verdana><span
style='font-size:7.0pt;font-family:Verdana;color:black'><o:p> </o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow Marc and Money Matters on <a
href="http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money-Matters/225256048565">Facebook</a>.
<o:p></o:p></span></font></p>
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