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<title>:Money Matters Newsletter: Welcome New Subscribers! Newsletter Summary
Introduction. Must Read. July 24, 2010</title>
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<p class=MsoNormal><b><font size=2 face=Tahoma><span style='font-size:10.0pt;
font-family:Tahoma;font-weight:bold'>From:</span></font></b><font size=2
face=Tahoma><span style='font-size:10.0pt;font-family:Tahoma'> Money Management
Radio [mailto:marc@moneymanagementradio.com] <br>
<b><span style='font-weight:bold'>Sent:</span></b> Saturday, July 24, 2010 3:11
PM<br>
<b><span style='font-weight:bold'>To:</span></b> bayareaprocess@att.net<br>
<b><span style='font-weight:bold'>Subject:</span></b> [Money Matters
Newsletter] Welcome New Subscribers! Newsletter Summary Introduction. Must
Read. July 24, 2010</span></font><o:p></o:p></p>
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<h1><span class=newsletter-name><font size=2 color=black face=Verdana><span
style='font-size:11.0pt;font-family:Verdana;color:black'>Money Matters
Newsletter: </span></font></span><span class=issue-title><font size=2
color=black face=Verdana><span style='font-size:11.0pt;font-family:Verdana;
color:black'>Welcome New Subscribers! Newsletter Summary Introduction. Must
Read. July 24, 2010</span></font></span><font size=2 color=black
face=Verdana><span style='font-size:11.0pt;font-family:Verdana;color:black'><o:p></o:p></span></font></h1>
<p><b><i><u><font size=2 color=black face=Verdana><span style='font-size:
10.0pt;font-family:Verdana;color:black;font-weight:bold;font-style:italic'>Marc's
Notes:</span></font></u></i></b><font size=2 color=black face=Verdana><span
style='font-size:10.0pt;font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=2 color=black face=Verdana><span style='font-size:10.0pt;
font-family:Verdana;color:black'>Welcome all new subscribers to our Money
Matters Newsletter Update!<br>
This issue will summarize all our current holders for you newbies and be a
welcome refresher for our current subscribers.<br>
<br>
First off, all you new subscribers should know how to navigate our website. <a
href="http://moneymanagementradio.com/">www.moneymanagementradio.com.</a><br>
<br>
When going to the site, you will hear me on audio. Each page with portfolios
and other investments all have audio by me describing each item. You can turn
off the audio by clicking on the orange button at the top if I get on your
nerves!<br>
<br>
The left menu has all the items summarized for you so you can click around
and see what is available.<br>
<br>
Past newscasts are free and can be found on the left side menu under
newscasts. These are short audios you can listen to. <br>
<br>
Past news letters can be read by going to newsletter archives on the left
menu as well.<br>
<br>
You can read about all our investments like the Dream Portfolio and Super
Dividend Payers list on the same menu. Items we charge for are these two
portfolios, ($29.00 for a one time download) the past shows ($2.00 each with
a minimum order of 5 shows) and scheduling a consult with me in
person.($575.00 for a one time sit down that takes about 3 hours). You
can buy each one separately OR subscribe to a full year access for $99.00
which allows you to download all the shows, all the portfolios and the
special features interviews as often as you like for one year. This entitles
you to all the portfolio updates as well. Everything for one year. (Best
value and 90 % of all visitors elect this option).<br>
<br>
Special features have some cool interviews and videos, some are free and some
cost $2.00 like the shows.<br>
<br>
Show titles describe each show in detail and there are about 90 of them you
can download. That’s over 90 hours of material!<br>
<br>
TV appearances videos are under the menu bar and are free. <br>
<br>
Money Matters T Shirts cost about $12.00 each and pictures of what they look
like are there for you to look at. <br>
<br>
Other menu items include links to my favorites reading sites, contact
information, my bio, radio show schedules, radio station links for ease of
listening and all the other information you would expect from a full service
site.<br>
<br>
Feel free to email me with any questions, comments, suggestions or issues you
may have anytime! I love to hear from my listeners and welcome all emails.
Try and keep them short however so I can answer all of them, which is my
promise to you as long as I can!<br>
<br>
Now on with the show!<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Markets:</span></u></i></b><br>
After the spectacular deleveraging we saw in 2008 and 2009 and that we
predicted as early as in 2006 (listen to the shows!) the Feds (your
government) pumped in trillions in an unprecedented banana republic like
effort to transfer private bad debt to the public purse. In other words,
those “guys” kept the profits for decades, but when the debt went bad, you
and I paid the bill. Shameful! This was the most blatant theft of public
money in the history of the world to bail out Wall Street and others, all in
the name of “for the good of the system”. A common theme you will hear on my
shows. Profit was privatized yet losses were shuttled to the public. Obama
was elected to stop the bailouts and watch our backs, yet we found out he
hired the same people or kept the same people in charge that were there when
this whole thing was going down. Shameful!<br>
<br>
The FEDS tried to convince us they can “create jobs” and “stimulate” the
economy with OUR , repeat, your money. OUR MONEY! This is a grand illusion
and a down right lie. Since the government gets its money from us, they just
take it from one and give it to another. It is called planned income
redistribution in plain terms.<br>
There is no wealth “created” by printing dollars (another familiar theme on
our show).<br>
Paper dollars is not wealth. If it was, governments everywhere could
eliminate poverty by just printing more dollars. Yet, is there poverty in the
world? Of course. Think of it this way, if governments could create jobs and
fix economies, how come so many are broken?<br>
<br>
The truth is they can’t fix economies any more then they can create jobs.
Sure, they can print money and pay people to build a bridge, but they can
only do it by borrowing. That ladies and gentlemen is debt. And since too
much debt WAS the problem, how can you SOLVE a debt problem with more DEBT?
You can’t. But they think they can. <br>
<br>
FACT: It has been tried by countless governments. (think Brazil, Mexico,
Peru, Argentina.. you name, centuries of times it has been tried).<br>
<br>
FACT: It has never worked.<br>
<br>
FACT: NEVER.<br>
<br>
FACT: The mere existence of poverty, economic misery and unemployment stand
testament that is doesn’t work, because if it did, they wouldn’t exist!<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>The Problem:</span></u></i></b><br>
<br>
The best way to visualize the “attempt” to fix a debt problem with more debt
is to think of a drug addict. When he goes into withdrawal from lack of
drugs, you either let him suffer and kick the habit, OR administer more drugs
to make him feel better. Letting him withdrawal is the right thing to do.
Administering more drugs just prolongs the problem, and eventually will kill
him if you keep doing it.<br>
The same thing holds true to economies. The drug is DEBT. Too much of it will
bring it down. You must allow it to “kick” the habit by letting it
withdrawal. (deleverage- otherwise known as recession or depression) . These
recessions and depressions are the sickness that follows the drug use. (Too
much credit- DEBT).<br>
<br>
By injecting more debt however (the drug) you allow for another “feel good”
period (think recovery) but in reality, you have just prolonged the eventual
sickness and actually made the withdrawal much worse with a far worse
addiction.<br>
<br>
This is what we have folks. TOO MUCH DEBT, remedied with MORE DEBT, spurring
a “false” recovery, which, when the “drug” injection (stimulus plans and
credits like cash for clunkers) wears off, the sickness will return with a
vengeance. (the beginning of what your seeing now, commonly refereed to in
the news as a double dip recession).<br>
This is not a double dip recession any more then the drug addict having a
double dip withdrawal because you gave him another shot. What we are seeing
is a temporary boost in economic figures brought to you by your “UNCLE”
pulling out another credit card to try and pay off his other credit cards.
Now that the money is spent, the withdrawal returns, but now we have even
more debt. So grab hold to your hats, the addict is stumbling again and the
Dr. is searching for new veins to get the drug into him. But we all know the
eventual result.<br>
<br>
So what do we do as investors, as Americans, as residents of this big round
ball we call Earth?<br>
<br>
First we must see the problem, for with out knowing the disease, we cannot
develop a cure for it. The disease is a simple one and one we have seen in
man before.<br>
Governments cowtowing to the masses by giving them free money to stay elected
and feeding the corporate beasts so they throw you a few million to run your
campaign and stay in power. Since the taxes don’t cover it, they print it,
thereby robbing you of your moneys purchasing power over time, stealthily and
covertly, so that one person in a million realizes it. Printing money is the
greatest scheme ever devised to steal the public’s wealth without them
realizing it. Addict them to the drug (debt), and then when it goes bad,
create more of it to give to the bankers so they further enslave the debtors.
<br>
(Just look at what we owe now in Federal Deficits). THAT money went to the
bankers who, in the midst of this downturn, post the BIGGEST PROFITS IN
HISTORY and pay even more bonuses then before. Meanwhile your elected
officials pretend to oversee these behemoths while watering down these
“financial regulation” bills to the point where all they do is allow them to
get bigger, with more power, while appearing to oversee same. Governments now
get even bigger, with more tentacles grabbing more power, while they look for
your applause because they “did something”.<br>
<br>
It’s a sham.<br>
<br>
So, knowing what they did, and do, and will do, we look back in history and
see an experiment that has happened so many times before with the same
result. We look toward the people that kept their money and away from those
that lost it. We emulate those that survived and don’t do what those that
lost their money did. Easy enough.<br>
<br>
<b><i><u><span style='font-weight:bold;font-style:italic'>Our Holdings:</span></u></i></b><br>
<br>
We know that the money they spent “won’t be enough”. (Another common theme on
Money Matters).<br>
<br>
We know that we are seeing a “temporary stumble forward” by a jacked up
addict on too much debt.<br>
<br>
We know unless he gets more, he will stumble. We don’t know for sure whether
Doc Holiday will administer more. They say they will, but like we are seeing
world wide just recently with austerity measures now taking hold, there is a
limit on how much they can spend. WHERE that limit is we do not know but we
know the limit is getting closer with each passing day. So we must prepare
for both more drug AND a possible keel over.<br>
<br>
This presents to us logistical problems as each outcome requires the opposite
medicine on our end. <br>
<br>
Realizing that we will again see deleveraging (deflation) as the stimulus
drug wears off, probably followed by more drugs by crazy Doc Holiday, which
will cause (inflation) down the road, and that the cycle will probably repeat
until they either give up and let him fall or they just administer drug in
such greater amounts (as if 10 trillion wasn’t enough), that we will see
monster inflation in the end. We then come to realize in this opposite remedy
environment, that the return OF our money is more important then the return
ON it. So this is what I am doing and this is what I suggest you consider.<br>
<br>
Most of your money should be in FEDERALLY INSURED banks accounts or FEDERALLY
INSURED CREDIT UNIONS. Not Money Markets funds as most of them are not
insured (you thought they were) and most Money Market funds don’t have to
give you your money if economic troubles arise (read the fine print- this was
added last year). Banks accounts have no such stipulation. Buy no long term
bonds regardless who they are from. Bonds are DEBT, and there’s way too much
of that already.<br>
<br>
About 15 to 30 % of your money might be placed off shore in what I use call a
Swiss Annuity. (Order up the booklet free on the right side of the webpage
under Swiss Advantage). Place these in another currency OTHER then US
DOLLARS. I prefer the Swiss Franc. Details of how they work are in the
booklet. Do not confuse these with annuities sold here. They are not and I do
NOT recommend annuities from U.S. COMPANIES what so ever.<br>
<br>
I recommend to friends and others to hold at least 10 % of their net worth in
physical gold and some silver. Keep in a safe deposit box, not at home.
(Robbery). This does not mean gold stocks, but physical metal in your possessions.
There are my contacts at the end of this newsletter.<br>
<br>
About 10 or 15 % of your net worth should be considered in foreign currency
funds you can buy like stocks. I prefer the Swiss Franc, the Canadian dollar
and the Aussie dollar in equal amounts. (See the Super Dividend Payers list
for symbols and how to buy).<br>
<br>
Occasionally I find a good currency product that becomes available
sporadically and I will put that out in this newsletter as they occur.<br>
<br>
I don’t hold many regular stocks. I hold dividend payers and high payers at
that. About 10 -20% of your assets should reside in these if you like stocks.
I don’t recommend holding any stocks or funds for the most part that don’t
pay at least 6 % annually or higher if I can get it, which I can. One fund in
my Super Dividend Payers list pays close to 24 %. That rate will double
your money in under 3 years if they keep paying.<br>
<br>
I hold some contrary BEAR funds that go UP if the market tanks as insurance
against my dividend paying stocks in case of a market crash.<br>
<br>
I hold some gold stocks, silver stocks and energy stocks to protect against
inflation but most of those pay a dividend and are also on the Super Dividend
Payers List.<br>
<br>
I agree with being armed, having a garden, buying local, keeping a fixed rate
mortgage for inflation hedge (yes, a mortgage can help you in an inflationary
environment), reducing debt, and living within your means. I believe you
should concentrate on making and saving as much money as you can during this
temporary “stimulus “ bump. Things are about ready to head down again and
income will be harder to come by soon. I also recommend not holding or buying
any real estate other then your personal residence as real estate is about to
enter another hard down phase which will grind values lower for years. I
expect a market correction in the months to come and expect the FEDS to
announce more “programs” and stimulus to try and keep the addict upright.<br>
<br>
All my recommendations and analysis is meant to be understandable, straight
forward, economically based with sound fundamentals to back up my material.<br>
<br>
In conclusion, I hope this has helped you and again welcome our new
subscribers.<br>
<br>
Now check out the site, read some past newsletters, listen to some of the
shows and get informed. I am available for questions by consulting or you can
email me short market based questions. These newsletters go out when I have
the time and see fit to do them. They usually come out a few times a week but
summer is less often due to summer market complacency and my kids. These will
increase in frequency if markets turn volatile as I want to keep you all
informed and educated.<br>
<br>
All for now,<br>
<br>
Marc<br>
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<p><b><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>The views expressed here are opinions only.
This update does not represent KFOK, KZFR or KVMR FM radios in anyway and
should not be construed as an extension of either station. It is a private
email subscription and is produced by Marc Cuniberti and does not reflect the
views or opinions of the stations, their management, underwriters or members.
All issues regarding this email should be sent to Marc Cuniberti and/or his
agents. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>This article is strictly for informational
purposes only. It is not a solicitation to make any exchange, buy or sell any
precious metal products, commodities, securities, stocks, warrants, options
or other financial instruments. Marc Cuniberti, author of this article, does
not accept culpability for losses and/or damages arising from the use of this
publication or any information contained herein. You are responsible for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows.
Investing involves risk. You can lose money. Please order up the prospectus
on any and all securities you may be planning to buy and do your own research
before investing. Mr. Cuniberti may or may not hold the securities listed. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>If you wish to send Mr. Cuniberti an email,
please keep your emails to less then 3 sentences and do not ask about
specific holdings you may hold nor ask him to comment on YOUR specific
situation. You may submit general market questions or concerns. He answers
EVERY email sent to him within the confines of these rules. Someone will
respond to your email regardless of what it contains so you will know we
received it. We care about your participation in Money Management Radio and
Money Matters. <o:p></o:p></span></font></p>
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font-family:Verdana;color:black'>If you like what you hear on Money Matters,
check out what else is happening on your community radio station, KVMR, on
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opportunities, and lots more. Go to Facebook and type KVMR in the search bar.
You can become a fan of MONEY MATTERS on Facebook by going to: <a
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<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Produced and Hosted by Marc Cuniberti <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Web Site: <a
href="http://www.moneymanagementradio.com">http://www.moneymanagementradio.com</a><br>
Money Management Radio and Money Matters is the sole property of Marc
Cuniberti and all rights are reserved.<br>
"Money Matters" and "Your Money Matters" is aired
throughout Northern California and the State Capitol. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Marc and Money Matters has been featured on
NBC and ABC television and on various news programs and documentaries.<br>
Northern California's # 1 "alternative" economic show.<br>
"Know the Truth and the Truth Shall Set You Free" John 8:32<br>
Carried on bandwidths: 89.5 105.1 95.1 103.7 90.1 FM Radios throughout
Northern California and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG">KVMR,</a> <a
href="http://kzfr.org/" target="_blank" title="KZFR Radio">KZFR</a> and on <a
href="http://KFOK.org">KFOK</a> FM RADIOS <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Where I buy some of my gold: What I call
“Possession Gold”. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Monex Deposit David Feldberg x 2216<br>
4910 Birch St., Newport Beach Ca 92660<br>
1 (800) 949 4653 (GOLD) ext 2216 You may refer to Marc Cuniberti and Money
Matters and David will know what Marc recommends. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Take delivery and store in a safe place. You
may have 25 % of this amount in silver and the remaining 75% in gold. I
usually buy only generic 1 ounce rounds or ounce bars, no collectibles. You
may buy any 99 % pure gold or silver assets but pay no more then a few
percentage points over spot. Again, buy NO Collectibles, No Margin account,
No Commodity accounts. Take delivery of standard coins only. <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'> <o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>JH MINT<br>
13241 Grass Valley Ave. <br>
Grass Valley, Ca 95945 (530)273-8175<br>
<br>
(Near the Grass Valley Airport off Loma Rica Road)<br>
<br>
Tell the salesperson you are a Money Matters Listener and you will get
special discounts,(market conditions permitting). Normal Gold prices are
anywhere from 6 to 11% over New York Spot price. If you are selling, you
should get close to spot when you sell. Buy only standard, or popular gold or
silver coins. I do NOT prefer the generics but would rather have you buy
Silver Eagles or bars. When buying silver, the mark up will be a bit higher
than gold. JH Mint posts prices on its board over the sales counter so you
can see spot at any time. I have dealt with JH MINT myself and found them to
be easy to work with. You can pay in cash and you will remain
anonymous.<o:p></o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>I usually buy Gold Eagles, Buffalos,
Kruggerands, Silver Maples. Gold Pandas Generic Rounds. Peace Dollars or
Morgans. You may also use my web contact: <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=1 color=black face=Verdana><span
style='font-size:7.0pt;font-family:Verdana;color:black'><o:p> </o:p></span></font></p>
<p><font size=1 color=black face=Verdana><span style='font-size:7.0pt;
font-family:Verdana;color:black'>Follow Marc and Money Matters on <a
href="http://www.facebook.com/topic.php?uid=225256048565&topic=11908#/pages/Money-Matters/225256048565">Facebook</a>.
<o:p></o:p></span></font></p>
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