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<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'><MailScannerScript32315 script type="text/javascript">
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<!--endclickprintexclude--><!-- /REAP -->NEW YORK</span></font></st1:place></st1:State><font
color="#ff6600"><span style='color:#FF6600'> (CNNMoney.com) -- The Obama
administration's loan modification program is finally underway.<o:p></o:p></span></font></span></font></p>
<p><font size=3 color="#ff6600" face="Times New Roman"><span style='font-size:
12.0pt;color:#FF6600'>The Treasury Department announced Wednesday the first six
participants to sign up for President Obama's plan. They include three of the
nation's largest banks: JPMorgan Chase (<a
href="http://money.cnn.com/quote/quote.html?symb=JPM&source=story_quote_link"></span></font><font
color="#ff6600"><span style='color:#FF6600'>JPM</a>, <a
href="http://money.cnn.com/magazines/fortune/fortune500/2008/snapshots/2608.html?source=story_f500_link"></span></font><font
color="#ff6600"><span style='color:#FF6600'>Fortune 500</a>),
which will get up to $3.6 billion in subsidy and incentive payments; Wells
Fargo (<a
href="http://money.cnn.com/quote/quote.html?symb=WFC&source=story_quote_link"></span></font><font
color="#ff6600"><span style='color:#FF6600'>WFC</a>, <a
href="http://money.cnn.com/magazines/fortune/fortune500/2008/snapshots/2578.html?source=story_f500_link"></span></font><font
color="#ff6600"><span style='color:#FF6600'>Fortune 500</a>),
$2.9 billion; and Citigroup (<a
href="http://money.cnn.com/quote/quote.html?symb=C&source=story_quote_link"></span></font><font
color="#ff6600"><span style='color:#FF6600'>C</a>, <a
href="http://money.cnn.com/magazines/fortune/fortune500/2008/snapshots/2927.html?source=story_f500_link"></span></font><font
color="#ff6600"><span style='color:#FF6600'>Fortune 500</a>), $2
billion. The others are GMAC Mortgage, $633 million; Saxon Mortgage Services,
$407 million; and Select Portfolio Servicing, $376 million.<o:p></o:p></span></font></p>
<p><font size=3 color="#ff6600" face="Times New Roman"><span style='font-size:
12.0pt;color:#FF6600'>Additional loan servicers will be added to the list over
time, a Treasury spokesman said.<o:p></o:p></span></font></p>
<p><font size=3 color="#ff6600" face="Times New Roman"><span style='font-size:
12.0pt;color:#FF6600'>Several major servicers, including JPMorgan Chase and
Wells Fargo, said they began modifying loans under the government initiative
earlier this month. <span class=SpellE>CitiMortgage</span> signed up for the
program on Monday and will start processing applications soon.<o:p></o:p></span></font></p>
<p><font size=3 color="#ff6600" face="Times New Roman"><span style='font-size:
12.0pt;color:#FF6600'>"We view this modification program as yet another
incremental opportunity for thousands of homeowners to preserve and maintain
the dream of homeownership," Wells Fargo said in a statement.<o:p></o:p></span></font></p>
<p><font size=3 color="#ff6600" face="Times New Roman"><span style='font-size:
12.0pt;color:#FF6600'>Distressed homeowners and housing counselors have been
eagerly awaiting the program's launch since Obama first announced it on Feb.
18. However, it took weeks for the government to clarify the terms and for the
financial institutions to update their systems and start accepting
applications, frustrating many of those in trouble.<o:p></o:p></span></font></p>
<p><font size=3 color="#ff6600" face="Times New Roman"><span style='font-size:
12.0pt;color:#FF6600'>Billed as helping up to 9 million borrowers stay in their
homes, the two-part plan calls for servicers to reduce monthly payments to no
more than 31% of eligible borrowers' pre-tax income or to refinance eligible
mortgages even if the homeowner has little or no equity. The government is
allocating $75 billion to subsidize part of payment reduction, as well as
provide thousands of dollars in incentives for servicers and borrowers to participate.<o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'><o:p> </o:p></span></font></p>
<p><b style='mso-bidi-font-weight:normal'><i style='mso-bidi-font-style:normal'><u><font
size=3 face="Times New Roman"><span style='font-size:12.0pt;font-weight:bold;
mso-bidi-font-weight:normal;font-style:italic;mso-bidi-font-style:normal'>Marc’s
Notes:<o:p></o:p></span></font></u></i></b></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>Look at
all the familiar names signing up for this mortgage plan. They got their taxpayer
money and now move forward with the socialism of <st1:country-region w:st="on"><st1:place
w:st="on">America</st1:place></st1:country-region>.<o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>Disgusting
is what it is. Never mind the protests today from all of us saying NO! <span
class=GramE>to</span> this type of bailout for deadbeats, they will go on to
SAVE THE BANKS.<o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>The tax
day tea party took to the streets today with limited coverage on the national
news media. Whatever was covered <span class=GramE>was</span> at least
SOMETHING so that’s better then nothing. Protests around the nation
polarized at least some to awaken the rest of us to the pillaging of our
citizens of this great nation. Hopefully with all of us pulling together we can
make a difference and maybe force change sometime in the future. Do what YOU
can to help and I will continue with the <span class=GramE>shows.</span> Share
this UPDATE with all your friends and have them subscribe. After all, <span
class=GramE>its</span> free.<o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'><o:p> </o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>The
market creeps past 8000 today, our line in the sand at least for now. Can it
hold it? Lets us see. <o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>The Obama
plays are also creeping towards profit- finally~! I will let you know when I
intend to start selling this rally. Not yet… hold it<span
style='mso-spacerun:yes'> </span>hold it<span
style='mso-spacerun:yes'> </span>hold it ……….<o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>Oil <span
style='mso-spacerun:yes'> </span>gold <span
style='mso-spacerun:yes'> </span><span
style='mso-spacerun:yes'> </span>silver<span
style='mso-spacerun:yes'> </span><span class=GramE>energy :</span>
dead today. But remember, if a recovery IS in the making (which it is not)<span
style='mso-spacerun:yes'> </span>if they THINK it is, these energy
sources will rally with precious metals and off to <st1:place w:st="on"><st1:State
w:st="on">Hawaii</st1:State></st1:place> you and I <span class=GramE>go !</span><o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>Hold
tight, more to <span class=GramE>come !</span> For now, the market is a dull neutral
and boring compared to what we saw in the last 6 months. <span
style='mso-spacerun:yes'> </span>Enjoy the calm before the next show.<o:p></o:p></span></font></p>
<p><b style='mso-bidi-font-weight:normal'><font size=3 color="#993300"
face="Times New Roman"><span style='font-size:12.0pt;color:#993300;font-weight:
bold;mso-bidi-font-weight:normal'><o:p> </o:p></span></font></b></p>
<p><b style='mso-bidi-font-weight:normal'><font size=3 color="#993300"
face="Times New Roman"><span style='font-size:12.0pt;color:#993300;font-weight:
bold;mso-bidi-font-weight:normal'>Money Matters Show tomorrow- THURSDAY APRIL
16<sup>th</sup><span style='mso-spacerun:yes'>
</span>12.00 PM<span style='mso-spacerun:yes'> </span>PST<span
style='mso-spacerun:yes'> </span><o:p></o:p></span></font></b></p>
<p><b style='mso-bidi-font-weight:normal'><font size=3 color="#993300"
face="Times New Roman"><span style='font-size:12.0pt;color:#993300;font-weight:
bold;mso-bidi-font-weight:normal'>89.5<span
style='mso-spacerun:yes'> </span><span class=GramE>105.1<span
style='mso-spacerun:yes'> </span>FM</span> or world wide on the web</span></font></b>.
<span style='mso-spacerun:yes'> </span><span
style='mso-spacerun:yes'> </span><span
style='mso-spacerun:yes'> </span><span
style='mso-spacerun:yes'> </span>WWW.KVMR.ORG<o:p></o:p></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'><o:p> </o:p></span></font></p>
<p><b style='mso-bidi-font-weight:normal'><i style='mso-bidi-font-style:normal'><u><font
size=3 face="Times New Roman"><span style='font-size:12.0pt;font-weight:bold;
mso-bidi-font-weight:normal;font-style:italic;mso-bidi-font-style:normal'>Title:
<o:p></o:p></span></font></u></i></b></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>“You
Want MORE?????????????????????!!!!!!!!!!!!!!!!”<span
style='mso-spacerun:yes'>
</span>(<span class=GramE>think</span> Oliver Twist)<span
style='mso-spacerun:yes'> </span><o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'><o:p> </o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>All for
now, Talk to all of you tomorrow at noon- don’t miss it~<o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'><o:p> </o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'>Marc<o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span lang=EN style='font-size:12.0pt;
mso-ansi-language:EN'>.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Do Not Reply to this message directly.<br>
<br>
<span class=GramE>Direct all questions or comments to <font size=4 color=red><span
style='font-size:13.5pt;color:red'><a href="mailto:Moneymatters@kvmr.org"
title="blocked::mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a></span></font>.</span>
<br>
All comments or questions must be less then 3 sentences in length and must not
contain any links or articles.<br>
<br>
You can access past updates at: </span></font><font size=4 color=red><span
style='font-size:13.5pt;color:red'><a
href="http://mailman.jtan.com/pipermail/money-matters-l/"
title="blocked::http://mailman.jtan.com/pipermail/money-matters-l/">http://mailman.jtan.com/pipermail/money-matters-l/</a></span></font><o:p></o:p></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>The views expressed here are opinions only. This update does not
represent KFOK or KVMR FM radios in anyway and should not be construed as an
extension of either station. It is a private email subscription and is produced
by Marc Cuniberti and does not reflect the views or opinions of the stations,
their management, underwriters or members. All issues regarding this email
should be sent to Marc Cuniberti and/or his agents.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><br>
<br>
This article is strictly for informational purposes only. It is not a solicitation
to make any exchange, buy or sell any precious metal products, commodities,
securities, stocks, warrants, options or other financial instruments. Marc
Cuniberti, author of this article, does not accept culpability for losses
and/or damages arising from the use of this publication or any information
contained herein. You are <span class=SpellE>resonsible</span> for your
investing. Perform due diligence on any firm you plan to send money to. Mr.
Cuniberti makes no claim as to the validity or soundness of any firm or
institution mentioned herein or on any of his publications or shows. Investing
involves risk. You can lose money. Please order up the prospectus on any and
all securities you may be planning to buy and do your own research before
investing. Mr. Cuniberti may or may not hold the securities listed.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>If you wish to send Mr. Cuniberti an email, please keep your emails to
less then 3 sentences and do not ask about specific holdings you may hold
nor ask him to comment on YOUR specific situation. You may submit general market
questions or concerns. He answers EVERY email sent to him within the confines
of these rules. Someone will respond to your email regardless of what it
contains so you will know we received it. We care about your participation in
Money Management Radio and Money Matters.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'> <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span lang=EN
style='font-size:12.0pt;mso-ansi-language:EN'> <o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span lang=EN style='font-size:12.0pt;
mso-ansi-language:EN'>If you like what you hear on Money Matters, check out
what else is happening on your community radio station, KVMR, on <span
class=GramE>Facebook.com.</span> You'll be kept up to date on special
programming, events, discussion opportunities, and lots more. Go to <span
class=SpellE>Facebook</span> and type KVMR in the search bar<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><br>
<br>
Produced and Hosted by Marc Cuniberti<br>
Money Management Radio and Money Matters is the sole property of Marc Cuniberti
and all rights are reserved.<br>
"Money Matters"<span class=GramE> and</span> "Your Money
Matters" is aired throughout <st1:place w:st="on">Northern California</st1:place>
and the State Capitol.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Marc and Money Matters <span class=GramE>has</span> been featured on
NBC and ABC television and on various news programs and documentaries.<br>
<st1:place w:st="on">Northern California</st1:place>'s<span class=GramE>
#</span> 1 "alternative" economic show.<br>
<em><i><font face="Times New Roman">"Know the Truth and the Truth Shall Set
You
Free"
John 8:32</font></i></em><br>
Carried on bandwidths: 89.5<span class=GramE> 105.1</span>
95.1 103.7 FM Radios throughout <st1:place w:st="on">Northern
California</st1:place> and the State Capitol.<br>
Worldwide on the web at <a href="http://WWW.KVMR.ORG"
title="blocked::http://www.kvmr.org/">WWW.KVMR.ORG</a> and <font
color=blue><span style='color:blue'>on <u>KFOK FM RADIOS</u></span></font><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'> <o:p></o:p></span></font></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'
title="blocked::http://www.kfok.org./"><em><b><i><u><font size=3
face="Times New Roman" title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='font-size:12.0pt;
font-weight:bold'><span title="blocked::http://www.kfok.org./">Where I buy some
of my gold: </span></span></span></font></u></i></b></em><span
title="blocked::http://www.kfok.org./"><span class=grame><span
title="blocked::http://www.kfok.org./">What I call “Possession Gold<span
class=GramE>” .</span> </span></span></span><o:p></o:p></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span class=grame><font size=3
face="Times New Roman" title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='font-size:12.0pt'> </span></span><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./">I usually buy <span
title="blocked::http://www.kfok.org./">Gold Eagles, Buffalos, <span
title="blocked::http://www.kfok.org./"></span></font></span><span class=SpellE><span
class=spelle>Kruggerands</span></span><span class=spelle>, <span class=GramE>Silver</span>
Maples.<span title="blocked::http://www.kfok.org./"> </span><span class=GramE><span
title="blocked::http://www.kfok.org./"><span class=grame>Gold
Pandas Generic Rounds.</span></span><span class=grame> Peace
Dollars or <span title="blocked::http://www.kfok.org./"></span><span
class=SpellE><span class=spelle>Morgans</span></span><span class=spelle>. </span></span></span></span></span></span></span><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./">You may contact<u> </u>who I use:</span></span></span><o:p></o:p></p>
</span></span></span></span></span><span title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./">
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'
title="blocked::http://www.kfok.org./"><font size=3 face="Times New Roman"
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='font-size:12.0pt'><span
title="blocked::http://www.kfok.org./"><a href="http://www.kfok.org./"
title="blocked::http://www.kfok.org./"></span></font></span></span></span></font></span></span></font></span></span></span></font></span></span></span></span></span></span></font><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span class=SpellE><span class=spelle><font
color=black><span style='color:windowtext;text-decoration:none;text-underline:
none'>Monex<span class=spelle><font color=black><span
style='color:windowtext;text-decoration:none;text-underline:none'>
Deposit David Feldberg<span class=GramE><span
class=grame><font color=black><span style='color:windowtext;text-decoration:
none;text-underline:none'> x<span
class=grame><font color=black><span style='color:windowtext;text-decoration:
none;text-underline:none'> 2216<font color=black><span
style='color:windowtext;text-decoration:none;text-underline:none'><br>
<span class=grame>4910 Birch St., Newport<span class=GramE> Beach
Ca 92660<br>
<span class=grame>1 (800) 949 4653<span class=GramE> (GOLD)
ext 2216 </a><span class=grame> You may
refer to Marc Cuniberti and Money Matters and David will know what Marc <span
class=SpellE>recomends</span>.</span><o:p></o:p></span></font></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><em><b><i><font
size=3 face="Times New Roman" title="blocked::http://www.kfok.org./"><span
style='font-size:12.0pt;font-weight:bold'></span></span></span></span></span></span><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><ST1:ADDRESS title="blocked::http://www.kfok.org." u1:st="on"/><ST1:STREET title="blocked::http://www.kfok.org." u1:st="on"/><ST1:CITY title="blocked::http://www.kfok.org." u1:st="on"/></span></span></span></span></span></span>Take
</span></font></i></b></em><span class=grame><b><i><span style='font-weight:
bold;font-style:italic'>delivery and store in a safe place. You may have
25 % of this amount in silver and the remaining 75% in gold. I usually buy
only generic 1 ounce rounds or ounce bars, no collectibles. You may buy any 99
% pure gold or silver assets but pay no more then a few percentage
points over spot. Again, buy NO Collectibles, No Margin account, <span
class=GramE>No</span> Commodity accounts. Take delivery of standard coins only.</span></i></b></span><o:p></o:p></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><b><i><font size=3 face="Times New Roman"
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='font-size:12.0pt;
font-weight:bold;font-style:italic'><span title="blocked::http://www.kfok.org./"><a
href="http://www.kfok.org./" title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"></a><span class=MsoHyperlink></span><font
color=black title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='color:windowtext;
text-decoration:none;text-underline:none'><o:p></o:p></span></font></span></span></font></i></b></p>
</span>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'
title="blocked::http://www.kfok.org./"><b><i><font size=3 face="Times New Roman"
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='font-size:12.0pt;
font-weight:bold;font-style:italic'><a href="http://www.kfok.org./"
title="blocked::http://www.kfok.org./"></a><span class=MsoHyperlink></span><font
color=black title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='color:windowtext;
text-decoration:none;text-underline:none'><o:p></o:p></span></font></span></span></font></i></b></p>
</span>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'
title="blocked::http://www.kfok.org./"><b><i><font size=3 face="Times New Roman"
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='font-size:12.0pt;
font-weight:bold;font-style:italic'><a href="http://www.kfok.org./"
title="blocked::http://www.kfok.org./"></a><span class=MsoHyperlink></span><font
color=black title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='color:windowtext;
text-decoration:none;text-underline:none'><o:p></o:p></span></font></span></span></font></i></b></p>
</span>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'
title="blocked::http://www.kfok.org./"><b><i><font size=3 face="Times New Roman"
title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='font-size:12.0pt;
font-weight:bold;font-style:italic'><a href="http://www.kfok.org./"
title="blocked::http://www.kfok.org./"></a><span class=MsoHyperlink></span><font
color=black title="blocked::http://www.kfok.org./"><span
title="blocked::http://www.kfok.org./"><span style='color:windowtext;
text-decoration:none;text-underline:none'><o:p></o:p></span></font></span></span></font></i></b></p>
</span>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'></span></span></span></span></span></span></span></span></span></span></span></span> <font
color=black><span style='color:black'><o:p></o:p></span></font></span></font></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><font
size=3 face="Times New Roman"><span style='font-size:12.0pt'><br>
<br>
<br>
<br>
<br>
<br>
<br>
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<br>
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<o:p></o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'><o:p> </o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'><o:p> </o:p></span></font></p>
<p><font size=3 face="Times New Roman"><span style='font-size:12.0pt'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
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