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<p class=MsoNormal><font size=3 color="#993300" face="Times New Roman"><span
style='font-size:12.0pt;color:#993300'>Goldman, Sachs & Co. urged some of
its big clients to place investment bets against <st1:State w:st="on"><st1:place
w:st="on">California</st1:place></st1:State> bonds this year despite having
collected millions of dollars in fees to help the state sell some of those same
bonds.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=3 color="#993300" face="Times New Roman"><span
style='font-size:12.0pt;color:#993300'><o:p> </o:p></span></font></p>
<p><font size=3 color="#993300" face="Times New Roman"><span style='font-size:
12.0pt;color:#993300'>- <a
href="http://www.bloomberg.com/apps/quote?ticker=TOL%3AUS"></span></font><font color="#993300"><span
style='color:#993300'>Toll Brothers Inc.</a>, the largest <st1:country-region
w:st="on"><st1:place w:st="on">U.S.</st1:place></st1:country-region> luxury
homebuilder, said fourth-quarter revenue plunged 41 percent as the housing and
credit crisis pummeled its business. <o:p></o:p></span></font></p>
<p><font size=3 color="#993300" face="Times New Roman"><span style='font-size:
12.0pt;color:#993300'>Homebuilding <a
href="http://www.bloomberg.com/apps/quote?ticker=TOL%3AUS"></span></font><font color="#993300"><span
style='color:#993300'>revenue</a> slid for the 10th straight quarter,
dropping to $691 million in the three months ended Oct. 31 from $1.17 billion a
year earlier, Toll said today in a statement. <o:p></o:p></span></font></p>
<p><font size=3 color="#993300" face="Times New Roman"><span style='font-size:
12.0pt;color:#993300'>``Unfortunately, the preliminary signs of stability we
had discussed in early September were upended by the past month's financial
crisis,'' Chief Executive Officer <a
href="http://search.bloomberg.com/search?q=Robert+Toll&site=wnews&client=wnews&proxystylesheet=wnews&output=xml_no_dtd&ie=UTF-8&oe=UTF-8&filter=p&getfields=wnnis&sort=date:D:S:d1"></span></font><font
color="#993300"><span style='color:#993300'>Robert Toll</a> said
in the statement. Credit market disruption has driven ``home-buyer confidence
and our traffic and demand down to record lows.'' <o:p></o:p></span></font></p>
<p><font size=3 color="#993300" face="Times New Roman"><span style='font-size:
12.0pt;color:#993300'>The <st1:country-region w:st="on"><st1:place w:st="on">U.S.</st1:place></st1:country-region>
government's financial-system rescue plans are coming under pressure as a
growing array of distressed companies signal the need for assistance.<o:p></o:p></span></font></p>
<p><font size=3 color="#993300" face="Times New Roman"><span style='font-size:
12.0pt;color:#993300'>On Monday, mortgage giant Fannie Mae said it is losing
money so rapidly it may need a cash infusion from the Treasury Department by
year's end. The funds would come from a special $100 billion pool Treasury set
aside back in September to aid the company. Fannie Mae had a loss of $29
billion for the third quarter.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><b style='mso-bidi-font-weight:normal'><i style='mso-bidi-font-style:
normal'><u><font size=2 face=Arial><span style='font-size:10.0pt;font-family:
Arial;font-weight:bold;mso-bidi-font-weight:normal;font-style:italic;
mso-bidi-font-style:normal'>Marc’s Notes</span></font></u></i></b><font
size=2 face=Arial><span style='font-size:10.0pt;font-family:Arial'>: (Opinion Only)<br>
The headlines above make me sick. Goldman was where your secretary treasurer
HENRY PAULSON came from. <span class=GramE>Crooks<span
style='mso-spacerun:yes'> </span>all of them.</span><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>As we have said, the 700 billion was just the price of
admission. Now AIG gets TWICE as much, with BETTER terms to boot. More
companies are now lining up to feed on your tax dollars.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>The BIG THREE auto makers sent their CEOS to speak with the “Mayors
Daughter” and Grandmother Nancy Pelosi and Harry Reid of Congress. The
BIG THREE auto execs are as high powered crooks as they come and know how to
deal with simpletons such as Pelosi and Reid. Case in point, 2 hours later, the
bamboozled and confused Pelosi and Reid gave them exactly what they wanted and recommended
using MORE of your TAX DOLLARS to now give to them, saying they were an
integral part of our economy. I ask, if they are going bankrupt, can’t
build a good car and are burning thru 3 billion or so a month in wasted funds,
what part of that economy is it that they are such an important part of? Not
any part I want a PART in.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>Companies are reeling in plummeting sales and balance sheets.<span
style='mso-spacerun:yes'> </span>The cash thrown at the banks and
corporations is NO WHERE NEAR ENOUGH. <span
style='mso-spacerun:yes'> </span>I keep saying- you watch, they will
require TRILLIONS MORE! <span style='mso-spacerun:yes'> </span><span
style='mso-spacerun:yes'> </span><span class=GramE>Coming back and
back again for more cash.</span> <span class=GramE>More bailouts.</span> Watch
for bond insurers, more banks, more non-bank companies, more pension funds,
more states, <span class=GramE>more</span> cities, more of every kind of
business and organization to make its way to <st1:State w:st="on"><st1:place
w:st="on">Washington</st1:place></st1:State> for Federal dollars. (<span
class=GramE>that’s</span> yours by the way).<br>
Obama promises EVEN MORE money. <span class=GramE>More of the same debt that
caused us to arrive where we are today.</span> It is never ending and
unthinkable a few short months ago, but now it is the norm. Bad things are on
the way folks, I am sorry to say. It can end no other way. This is <span
class=GramE>an experiment that has been tried over and over and over and over
and over (get</span> the point?).<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>You cannot print your way to prosperity. <span class=GramE>Bottom
line.</span> TRILLIONS are unwinding and we don’t have that much. <span
class=GramE>If they print that much, the USD WILL COLLAPSE.</span><o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><b style='mso-bidi-font-weight:normal'><i style='mso-bidi-font-style:
normal'><u><font size=2 face=Arial><span style='font-size:10.0pt;font-family:
Arial;font-weight:bold;mso-bidi-font-weight:normal;font-style:italic;
mso-bidi-font-style:normal'>What to look for:</span></font></u></i></b><font
size=2 face=Arial><span style='font-size:10.0pt;font-family:Arial'><br>
Gold and silver will hold relative to the market and actually has performed
better then the market. Oil – ditto.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>General stocks are falling apart and will continue to do so
lead by retailers. Brief rallies called BEAR TRAPS will suck in the gullible. Don’t
fall for it, as you can see, the markets general direction is DOWN. Investors
will tire of this craziness and unload to sit this out. Some will hold on and
hope. These will be the most hurt. Some will sell when they finally are down 70
%. Do not be one of these. Look for more lies or just stupidity telling you
this is a bottom or that is a bottom or there is great value at these prices. Where
have we heard that before?<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>Look for even more bailouts, an even bigger house bailout
package (how big can they <span class=GramE>get !</span>), more talk of helping
homeowners and stopping house prices from falling further.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>MORE PRINTED MONEY. Interest rates will climb and the US
dollar will eventually resume its fall. Pray it doesn’t fall fast and
hard or the end game nears.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><b style='mso-bidi-font-weight:normal'><i style='mso-bidi-font-style:
normal'><u><font size=2 face=Arial><span style='font-size:10.0pt;font-family:
Arial;font-weight:bold;mso-bidi-font-weight:normal;font-style:italic;
mso-bidi-font-style:normal'>What to do:</span></font></u></i></b><font size=2
face=Arial><span style='font-size:10.0pt;font-family:Arial'><br>
Get physical gold and silver if you can (It is hard to find now so get your
orders in). Shortages of physical metal is about to get worse. Hedge your
stocks with contrary funds and foreign currency funds. Use RRPIX for interest
rate hedge. It is now moving up. <span style='mso-spacerun:yes'> </span>Bet
against retailers.<span style='mso-spacerun:yes'> </span><span
class=GramE>Use bank CDs and treasury bills and funds for most of your money.</span>
PRESERVE YOUR WEALTH is the name of the game now.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>Hold a month or 2 of cash just with lots ammo for when the
Zombies come! <span style='mso-spacerun:yes'> </span>(Prepare for the
worst and hope for the best!).<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>Energy, oil, gold, silver – tangibles will hold up the
best in this market. Inflation is headed our way again soon. <o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><b style='mso-bidi-font-weight:normal'><i style='mso-bidi-font-style:
normal'><u><font size=2 face=Arial><span style='font-size:10.0pt;font-family:
Arial;font-weight:bold;mso-bidi-font-weight:normal;font-style:italic;
mso-bidi-font-style:normal'>Upcoming Show:</span></font></u></i></b><font
size=2 face=Arial><span style='font-size:10.0pt;font-family:Arial'><br>
<span class=GramE>This Thursday.</span> I will go over market action and what
you should hold for protection. Tune in- Good stuff this Thursday at noon.<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>All for now<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'>Marc<o:p></o:p></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><o:p> </o:p></span></font></p>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'>Do Not Reply to this message directly.<br>
<br>
<span class=GramE>Direct all questions or comments to <font size=4 color=red><span
style='font-size:13.5pt;color:red'><a href="mailto:Moneymatters@kvmr.org"
title="blocked::mailto:Moneymatters@kvmr.org">Moneymatters@kvmr.org</a></span></font>.</span>
<br>
All comments or questions must be less then 3 sentences in length and must not
contain any links or articles.<br>
<br>
You can access past updates at: </span></font><font size=4 color=red><span
style='font-size:13.5pt;color:red'><a
href="http://mailman.jtan.com/pipermail/money-matters-l/"
title="blocked::http://mailman.jtan.com/pipermail/money-matters-l/">http://mailman.jtan.com/pipermail/money-matters-l/</a></span></font><br>
<br>
This article is strictly for informational purposes only. It is not a
solicitation to make any exchange, buy or sell any precious metal products,
commodities, securities, stocks, warrants, options or other financial
instruments. Marc Cuniberti, author of this article, does not accept
culpability for losses and/ or damages arising from the use of this publication
or any information contained herein. Investing involves risk. You can lose
money. Please order up the prospectus on any and all securities you may be<span
class=GramE> planning</span> to buy and do your own research before
investing. Mr. Cuniberti may or may not hold the securities listed.<br>
<br>
Produced and Hosted by Marc Cuniberti<br>
Money Management Radio<br>
"Money Matters"<span class=GramE> and</span> "Your Money
Matters"<br>
<st1:place w:st="on">Northern California</st1:place>'s<span class=GramE>
#</span> 1 "alternative" economic show.<br>
"Know the Truth and the Truth shall set you free".<br>
89.5<span class=GramE> 105.1</span> 95.1 103.7 FM
Radios throughout <st1:place w:st="on">Northern California</st1:place> and the
State Capitol.<br>
<span class=GramE>Worldwide on the web at <a href="http://WWW.KVMR.ORG"
title="blocked::http://www.kvmr.org/">WWW.KVMR.ORG</a> and <a
href="http://www.KFOK.ORG." title="blocked::http://www.kfok.org./"><font color="red"><b>MailScanner has detected a possible fraud attempt from "www.kfok.org." claiming to be</b></font> WWW.KFOK.ORG.</a></span></p>
<font size=3 face="Times New Roman"><span style='font-size:12.0pt;font-family:
"Times New Roman";mso-fareast-font-family:"Times New Roman";mso-ansi-language:
EN-US;mso-fareast-language:EN-US;mso-bidi-language:AR-SA'><o:p></o:p></span></font>
<p class=MsoNormal><font size=3 face="Times New Roman"><span style='font-size:
12.0pt'><a href="http://www.KFOK.ORG." title="blocked::http://www.kfok.org./"></o:p></span></font><font
color=black><span style='color:windowtext;text-decoration:none;text-underline:
none'> <o:p></a></span></font></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;mso-margin-bottom-alt:auto'><b><i><u><font
size=2 face="Times New Roman"><span style='font-size:10.0pt;font-weight:bold;
font-style:italic'><a href="http://www.KFOK.ORG."
title="blocked::http://www.kfok.org./"></span></font></span></span></font></span></span></span></O:P></span></font></o:p></span></font><span class=GramE><font color=black><span
style='color:windowtext'>“Possession Gold” 10%–<font
color=black><span style='color:windowtext;font-weight:normal;font-style:normal;
text-decoration:none;text-underline:none'> Standard Gold Eagles, Buffalos, <span
class=SpellE>Kruggerands, Silver Maples.<font
color=black><span style='color:windowtext;font-weight:normal;font-style:normal;
text-decoration:none;text-underline:none'> <span class=GramE>Gold
Pandas Generic Rounds. Peace Dollars or <span class=SpellE>Morgans.
You may contact:<O:P><font size=3 color=black><span
style='font-size:12.0pt;color:windowtext;font-weight:normal;font-style:normal;
text-decoration:none;text-underline:none'><o:p></a></span></font></u></i></b></p>
<p class=MsoNormal style='mso-margin-top-alt:auto;margin-bottom:12.0pt'><font
size=2 face="Times New Roman"><span style='font-size:10.0pt'><a
href="http://www.KFOK.ORG." title="blocked::http://www.kfok.org./"></span></font></span></span></font></span></font></span></st1:Street></span></st1:City></st1:address></span></span></span></i></b></font></span></span></b></font></span></font></o:p></span></font><span
class=SpellE><font color=black><span style='color:windowtext;text-decoration:
none;text-underline:none'>Monex<font color=black><span
style='color:windowtext;text-decoration:none;text-underline:none'> Deposit<font
size=3 color=black><span style='font-size:12.0pt;color:windowtext;text-decoration:
none;text-underline:none'> <font color=black><span
style='color:windowtext;text-decoration:none;text-underline:none'>David
Feldberg<span class=GramE> x 2216<br>
<st1:address w:st="on"><st1:Street w:st="on">4910 Birch St., <st1:City
w:st="on">Newport<span class=GramE> Beach
Ca 92660<br>
1 (800) 949 4653<span class=GramE> (GOLD) ext
2216 Refer to Marc Cuniberti and Money Matters for best
pricing/service. Take <b><i><span style='font-weight:bold;font-style:
italic'>delivery <font color=black><span
style='color:windowtext;text-decoration:none;text-underline:none'>and store in
a safe place. You may have 25 % of this amount in silver and the
remaining 75% in gold. Buy only generic 1 ounce rounds or ounce bars, <b><span
style='font-weight:bold'>no collectibles<font color=black><span
style='color:windowtext;text-decoration:none;text-underline:none'>. You may buy
any 99 % pure gold or silver assets but pay no more then a few dollars over
spot. Again, buy NO Collectibles, No Margin account, No Commodity accounts.
Take delivery of standard coins only.<font size=3 color=black><span
style='font-size:12.0pt;color:windowtext;text-decoration:none;text-underline:
none'><o:p></a></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><a href="http://www.KFOK.ORG."
title="blocked::http://www.kfok.org./"></o:p></span></font><font color=black><span
style='color:windowtext;text-decoration:none;text-underline:none'><o:p> </a></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><a href="http://www.KFOK.ORG."
title="blocked::http://www.kfok.org./"></o:p></span></font><font color=black><span
style='color:windowtext;text-decoration:none;text-underline:none'><o:p> </a></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><a href="http://www.KFOK.ORG."
title="blocked::http://www.kfok.org./"></o:p></span></font><font color=black><span
style='color:windowtext;text-decoration:none;text-underline:none'><o:p> </a></span></font></p>
<p class=MsoNormal><font size=2 face=Arial><span style='font-size:10.0pt;
font-family:Arial'><a href="http://www.KFOK.ORG."
title="blocked::http://www.kfok.org./"></o:p></span></font><font color=black><span
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